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4 Things to Do When Your Credit Score Reaches 'Good' or 'Excellent'

Simple. Thrifty. Living. | Posted 06.13.2015 | Business
Simple. Thrifty. Living.

It wasn't easy, but your credit score just passed the 661 mark into "good" territory or the 781 mark into the "excellent" category. Congratulations, you're now a credit score champion! After you're done basking in your own glory, it's time to actually put that credit score to effective use.

How I Lived Without a Credit Card for 25 Years

GOBankingRates | Posted 06.08.2015 | Money
GOBankingRates

If you're wondering why I'm so excited to be the owner of what is basically a Fisher-Price credit card, you have to understand the Napoleon complex that not having any credit gave me.

3 Ways To Pay Off Your Mortgage Faster

NextAdvisor.com | Posted 05.24.2015 | Money
NextAdvisor.com

There are a lot of benefits to paying off your mortgage faster. For one, you'll save money on interest charges, which can be tens of thousands of dollars over the course of a loan. Here are tactics you can use to pay off your mortgage faster.

Credit Agencies To Go Easier On Medical Debts

Shindy Chen | Posted 05.23.2015 | Money
Shindy Chen

Around 43 million Americans have past due medical debts on their credit reports, according to a December 2014 report by the Consumer Financial Protection Bureau (CFPB).

5 Bad Money Habits You Can Break Today

Credit.com | Posted 05.20.2015 | Money
Credit.com

When it comes to bad financial habits, there are some serious ones that can cost you thousands of dollars. Which of these habits are you guilty of committing?

Big Changes Coming To Your Credit Reports: What You Need To Know

NextAdvisor.com | Posted 05.18.2015 | Money
NextAdvisor.com

Your credit reports are going through a major overhaul, and it's one that will help consumers. These credit bureau changes will take time to implement, but it's a nice change to go with the revamped FICO scores we saw last year.

The Fresh Start of a Bankruptcy May Restore Credit Faster

Richard Gaudreau | Posted 05.05.2015 | Money
Richard Gaudreau

People consider filing bankruptcy when the alternative has become worse. Figuring out if you are at that point though can be difficult. One misconception that makes people hesitate to file bankruptcy is the impact on their credit.

Is It Time for Consumers to Fight Back Against Traditional Credit Scoring?

Miranda Marquit | Posted 05.05.2015 | Money
Miranda Marquit

Since the 2008 financial crisis, a growing number of consumers have questioned the current credit scoring system that runs our financial lives. Even consumers with good financial habits find it difficult to access the credit they desire because of their "thin" credit files.

What's The Best Way To Consolidate Debt?

NextAdvisor.com | Posted 04.29.2015 | Money
NextAdvisor.com

Studies released by Urban Institute in July 2014 showed that 35 percent of Americans -- roughly one out of three -- are so behind in their finances that they have debt in collections. Many people become overwhelmed by their debts, but they don't have to be.

5 Things You Do Every Day That Can Improve Your Credit

Credit.com | Posted 04.25.2015 | Money
Credit.com

Some of the best ways you can help your credit are so ingrained in your day-to-day routine, you're probably working on your credit without really thinking about it. The simple, carefree route to good credit -- sounds nice, doesn't it?

10 Tips For Boosting Your Credit Score In 2015

WiserAdvisor.com | Posted 04.21.2015 | Money
WiserAdvisor.com

Your credit score is more than just a three-digit string of numbers; it holds real power over your ability to rent an apartment, apply for a mortgage, secure a car loan and even get a job. What can you do if your credit score isn't as great as you'd like it to be?

9 Simple Money Moves You Can Make In 10 Minutes Or Less

LearnVest | Posted 04.21.2015 | Money
LearnVest

Minding your money doesn't have to be time-consuming. No, really! There are plenty of quick and simple steps you can take that can have a positive impact on your financial wellbeing.

Top 3 Credit Cards For Paying Taxes

NextAdvisor.com | Posted 04.20.2015 | Money
NextAdvisor.com

The deadline to file your taxes is quickly approaching, and for those who owe the IRS money, this can be a very stressful time. To make matters worse, anxiety levels might rise if you don't think you have the money to pay your tax bill on time.

4 Credit Fixes That Actually Work (That Nobody Uses)

Neal Frankle | Posted 04.19.2015 | Business
Neal Frankle

If your credit report has mistaken, don't become just another statistic and don't stop fighting. Here are four unconventional tactics you can use to stick it to the credit man and get the results you want.

For Small Businesses, Funds are Now a Click Away

Shindy Chen | Posted 04.14.2015 | Small Business
Shindy Chen

Businesses live and die by it. Growing up the daughter of small business owners, and for anyone who's owned a small business, we can certainly attest to the daily anxiety of taking in enough cash to pay vendors, overhead and employees.

Getting Serious? Five Important Money Questions to Ask

Jason Alderman | Posted 04.13.2015 | Money
Jason Alderman

This Valentine's Day, consider thinking beyond the roses and candlelit dinners to a potential future of merged finances. If your relationship is heading that way, a discussion is essential before making the move.

3 Sneaky Things Hurting Your Credit (That You Can Easily Fix)

Jeff Rose | Posted 04.11.2015 | Money
Jeff Rose

Review your credit report and make sure you're not being marked for anything delinquent that could be damaging your credit. This could be old gym memberships like mine, credit cards or medical bills.

Your Complete February 2015 Financial To-Do List

LearnVest | Posted 04.07.2015 | Money
LearnVest

It's February! The month when hearts, kisses and huggable stuffed animals abound -- and you're constantly reminded: All you need is love. But we think there's something else you need, too. (Hint: It's green, not pink.)

25 Financial Terms Everyone Should Know

LearnVest | Posted 03.31.2015 | Money
LearnVest

Do you know your AGI from your ARM from your PMI? Or does the mere mention of those acronyms make you go, "Huh?" If you don't speak personal finance, don't worry -- we're here to help.

Do You Work With a Credit Hog?

Marshall Goldsmith | Posted 03.29.2015 | Business
Marshall Goldsmith

Every one of us has a strong bias to remember events in a light that is most favorable to us. This drill exposes that bias and makes us consider the possibility that someone else's perspective is closer to the truth.

Millions of Americans Miss One of the LARGEST Tax Benefits Every Year - Are You One?

Mark Steber | Posted 03.25.2015 | Business
Mark Steber

According to the IRS one in every four eligible taxpayers do not claim their Earned Income Tax Credit (EITC). This often overlooked tax credit is also one of the largest credits available to taxpayers. This year, the maximum EITC is $6,143 and that is a LOT of money to leave on the table.

How To Improve Your Credit Scores In 2015

NextAdvisor.com | Posted 03.23.2015 | Money
NextAdvisor.com

2015 is here! With a new year upon us, it's the perfect time to make a few resolutions to help improve your financial life. One of the best ways to do that is to boost your credit scores because this will give you access to a number of useful benefits.

Pros and Cons of Reverse Mortgages

Jason Alderman | Posted 03.23.2015 | Money
Jason Alderman

Over the last decade, reverse mortgages have been aggressively pitched in TV ads as an easy way for seniors to cash in their home equity to pay for living expenses. However, for many, improper use of the product -- such as pulling all their cash out at one time -- has led to significant financial problems later, including foreclosure.

Tools For Starting The New Year Right: 5 Financial Hacks For Millennials

Credit.com | Posted 03.22.2015 | Money
Credit.com

No matter what went wrong for you financially last year, the new year is an opportunity to turn everything around and start fresh -- 2015 just might be the year you finally get your financial house in order.

Surprising Findings Point to Perfect Storm Brewing in Your Financial Future

Lynn Parramore | Posted 03.16.2015 | Business
Lynn Parramore

Do we just fasten our seatbelts for a bumpy ride, or is there a way to smooth the path ahead? In this interview, Alan Taylor discusses his findings and suggests ways to safeguard the financial system.