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Credit

What Is the Optimal Credit Score?

Simple. Thrifty. Living. | Posted 11.02.2013 | Business
Simple. Thrifty. Living.

Truthfully, the highest credit score is not the score you should be shooting for. The whole point of a credit score is to get you the best rates and credit limits when you are applying for loans and credits. While it seems like the highest score would get you the best rates, you actually don't even need to aim that high.

How to Fix Errors on a Credit Report

Clark Howard | Posted 10.30.2013 | Small Business
Clark Howard

Did you hear about the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for two years?

7 Huge Mistakes Back-to-School Shoppers Make

Adam Levin | Posted 10.08.2013 | Business
Adam Levin

If you have kids in school -- K through 12 or college -- you don't need anyone to remind you that back-to-school season has arrived. Between those early-season sales and last-minute shopping, there's plenty of potential for trouble in the realm of personal finance.

10 Steps to Help Erase Errors on Your Credit Report

MyBankTracker | Posted 10.06.2013 | Business
MyBankTracker

In order to avoid the headache of cleaning up your credit report due to inaccuracies, it would be beneficial to check your credit report with the three major credit bureaus (Equifax, TransUnion and Experian) annually.

Mark Gongloff

Private Equity Firms Are Back To Their Pre-Crisis Shenanigans

HuffingtonPost.com | Mark Gongloff | Posted 08.06.2013 | Business

It has been almost five long years since the collapse of Lehman Brothers, and you know what that means: It's about time we had ourselves another finan...

Simple Ways We Ruin Our Credit Without Knowing It

Simple. Thrifty. Living. | Posted 10.04.2013 | Business
Simple. Thrifty. Living.

A recent FTC study showed that almost 42 million people have errors on their credit report, which is a ridiculous number of people. Five percent of those people saw a 25-point jump in their credit score once the errors were fixed. What does this mean?

5 Things You're Doing That Could Make Your Life Hell

Adam Levin | Posted 10.01.2013 | Technology
Adam Levin

Here are five things people do, which they shouldn't, that can really make life much harder than it needs to be.

Woman Wins HUGE Lawsuit After Company Messes Up Her Credit Report

AP | Posted 09.26.2013 | Business

PORTLAND, Ore. (AP) — A federal jury in Oregon awarded $18.6 million to a woman who spent two years unsuccessfully trying to get Equifax Information...

6 Financial Hurdles to Jump Before You Turn 30

Simple. Thrifty. Living. | Posted 09.25.2013 | Business
Simple. Thrifty. Living.

It's OK if you haven't figured out what you want to do by the time you hit 30, but you should be doing something.

How to Come Back From a Financial Crisis

Simple. Thrifty. Living. | Posted 09.21.2013 | Business
Simple. Thrifty. Living.

It seems we are on the other side of the recession, or at least on our way out, but that doesn't mean we're not still feeling the pain from it.

5 Credit Mistakes That Brides Can Make

Jeanne Kelly | Posted 07.16.2013 | Business
Jeanne Kelly

What bride-to-be hasn't thought about a summer wedding? No matter when your wedding is, here are a few credit-related mistakes to avoid as you get married.

10 Common Credit Card Complaints

Credit.com | Posted 09.08.2013 | Business
Credit.com

By Jason Steele Credit cards are not terribly complex products, but they can be terribly misunderstood. Although many cardholders are satisfied with ...

'I Don't Care About My Credit Score'

Credit.com | Posted 09.01.2013 | Business
Credit.com

By Gerri Detweiler Several years ago, my father received a letter from his auto insurer saying he didn't get the highest discount due to his credit s...

How I Learned to Live Without Credit Cards

Simple. Thrifty. Living. | Posted 08.28.2013 | Business
Simple. Thrifty. Living.

If you prepare properly, you can still live without credit cards and continue to have a healthy lending history.

Just Graduated? Don't Make the Same Financial Mistakes I Did

Simple. Thrifty. Living. | Posted 08.24.2013 | College
Simple. Thrifty. Living.

You'll probably be making more money then you've made in your life before, and your first instinct is going to be to spend that extra income. That's what I did. Before you blow all of your first paycheck in one place, set up a budget of what your monthly bills are.

Gold Is Poised to Rally Mid-Summer

Natalie Pace | Posted 08.17.2013 | Business
Natalie Pace

Wall Street's rally has tarnished gold's allure, but that could all change over summer, when politicians go to war over the debt ceiling, particularly if Fitch makes good on their downgrade warning.

No, You Shouldn't Take Out the Largest Mortgage Possible

Women & Co | Posted 08.17.2013 | Business
Women & Co

For many Americans, a mortgage is indeed the most attractive way to borrow because interest rates are not only low, but also the interest is often tax-deductible.

5 Money Talks You Should Have With Your Kids

Simple. Thrifty. Living. | Posted 08.14.2013 | Parents
Simple. Thrifty. Living.

If you have money conversations with your kids starting at a young age, it will be easier to teach them along the way. We've put together five essential money talks that you should be having with your kids during key developmental periods of their lives.

Slacking on Rent Payments Can Cost You More Than Late Fees

Jeff Golding | Posted 08.12.2013 | HuffPost Home
Jeff Golding

Get on track, stay on track, and don't let a few late rent payments destroy your future plans -- it's just not worth it.

Forgive All Student Loan Debt

Preeti Vissa | Posted 08.12.2013 | Politics
Preeti Vissa

That a pile of debt is a burden on new grads is pretty obvious. Less obvious is that the student debt burden, now in excess of $1 trillion by some estimates, is beginning to be a drag on the economy.

Bankrupt Sovereigns: Is There an Orderly Way Out?

Otaviano Canuto | Posted 08.10.2013 | World
Otaviano Canuto

An orderly sovereign debt restructuring would be one that places the debtor nation's public debt on a sustainable trajectory, while minimizing procrastination and contagion. However, orderly debt restructurings may remain elusive, even with high-powered official intervention.

5 Reasons You Can't Ignore Your Credit

Adam Levin | Posted 08.06.2013 | Business
Adam Levin

"Living debt free" is a nice slogan, and beyond that it's something we should all aspire to. Unfortunately, some people couple this concept with living credit free. That is a far different story.

What It Takes for Trade to Reduce Poverty in Africa

Otaviano Canuto | Posted 08.03.2013 | World
Otaviano Canuto

Despite tremendous progress in poverty reduction over the last two decades, poverty still persists. Along with South Asia, Africa is a region where large numbers of people continue to live in extreme poverty.

If You're House Hunting, Consider These 5 Tips

Women & Co | Posted 07.24.2013 | HuffPost Home
Women & Co

After years in the doldrums, the U.S. housing market is finally showing signs of life. Looking to buy a home? Here are five tips to keep in mind:

Who Is to Blame for the Nation's Crippling Credit Card Debt?

Jeff Hindenach | Posted 07.17.2013 | Business
Jeff Hindenach

The nation has crippling credit card debt to the tune of almost $800 billion. This is obviously not a minor problem, but a financial epidemic. Americans are paying so much in fees and penalties each year that we may never dig ourselves out.