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Debit Cards

Why It's Smart to Use Credit for Purchases

Kari Luckett | Posted 04.27.2015 | Money
Kari Luckett

Many consumers prefer not to use credit for their purchases, but you can use your credit cards for purchases and turn around to pay off that purchase with your bank account. Even if you pay it off minutes later, you're purchases and account are still protected.

The College Credit Card Conundrum

David A. Dedman | Posted 04.07.2015 | Money
David A. Dedman

A large percentage of college kids have not been taught to properly use credit. There are a few reasons for this. It could be that the parents don't understand it completely, so they pass on really bad habits. It could be that they just ignored the conversation at home. Here's why I think giving a college student a credit card is a bad idea.

Campus Debit Cards: Good for You or Your University?

Equal Justice Works | Posted 05.03.2015 | College
Equal Justice Works

This is another area where Congress should step up to the plate. Students need to be protected from deceptive marketing. And debit card agreements between companies, colleges and universities should be subject to the same transparency requirements as campus credit cards.

Snapchat's Snapcash: Is Peer-To-Peer Payment Safe?

NextAdvisor.com | Posted 02.14.2015 | Money
NextAdvisor.com

Snapchat has partnered up with Square for a new feature, Snapcash, which allows its users to send and receive money on the app. It's as easy as sending selfies with Snapchat, but how safe is it?

Survey Reveals Holiday Spending Habits

NextAdvisor.com | Posted 01.26.2015 | Money
NextAdvisor.com

It's that joyous time of year when Americans will spend billions on gifts for loved ones and friends. Millions of consumers turn to credit cards and other forms of payments to purchase all of these gifts.

The King Of Credit Card Fraud

Robert Siciliano | Posted 12.13.2014 | Crime
Robert Siciliano

Gonzalez became a paid informant for the agency's office in Miami. Gonzalez's work was so impressive that he spoke at seminars and conferences, delighting in shaking hands with the head of the Secret Service. But this sly devil of deception had tricks up his sleeve all along.

4 Reasons Not to Use Your Debit Card at a Bar

Adam Levin | Posted 10.28.2014 | Money
Adam Levin

But if you think you're protected from losing cash by using a debit card, perhaps you need to rethink your definition of protection. Debit cards get scammed the same as credit cards, but that's where the similarity ends.

Can I Live Without Credit?

Credit Karma | Posted 09.14.2014 | Money
Credit Karma

Living without credit is possible. Is it advisable though? Is it accomplishable without frustrating limitations? Those are different questions.

9 Impulse Purchases You Instantly Regret

Adam Levin | Posted 08.26.2014 | Money
Adam Levin

If you are rigorous, you can have a six-month cushion in the bank in no time -- but you have to take the first step, which in many cases is a non-step. Leave the items on the shelf (virtual or otherwise) and keep your wallet in your pocket.

Cybercrime Thrives Amid Lack of National Data Security Standards for Retailers

B. Dan Berger | Posted 08.17.2014 | Business
B. Dan Berger

For the sake of America's economy and consumers, we must take steps to make sure consumer financial information is safe from cybercriminals.

A New Breed of Prepaid Cards

Jason Alderman | Posted 08.03.2014 | Money
Jason Alderman

Everyday tasks like cashing payroll checks, paying bills, shopping online and renting a car can be much more difficult and expensive -- not to mention dangerous, if you're forced to carry large amounts of cash to pay your bills.

Which Plastic Is the Best? Debit Cards, Credit Cards or Prepaid Cards?

Curtis Arnold | Posted 07.22.2014 | Business
Curtis Arnold

Major financial institutions, like most restaurants, understand the need to offer different card offerings to meet the varied circumstances and tastes of their customers.

Prepaid Debit Cards 101

Curtis Arnold | Posted 07.16.2014 | College
Curtis Arnold

It is true that the economic downturn of the past few years has damaged people's credit and made it impossible for many to obtain a traditional checking account or credit card.

No One is Secure While Data Security Is a One-Sided Proposition

B. Dan Berger | Posted 05.12.2014 | Business
B. Dan Berger

Our economy and consumers are not safe if only financial institutions are accountable. The companies that store consumer data need to secure their house.

How To Prevent Yourself From Getting Ripped Off Online, From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

Personal finance expert Suze Orman had some valuable tips and information to share with us about preventing identity theft online. In light of sev...

$9.84 Charge On Your Credit Card? Read This NOW

Posted 02.21.2014 | Business

If your credit or debit card has been charged an inexplicable $9.84 in the last few months, it may very well be in the hands of fraudsters. On Frid...

5 Simple Steps to Protect Yourself From the Target Data Breach

Chris Wang | Posted 03.23.2014 | Money
Chris Wang

This past month has been an unwelcome reminder that identity theft is on the rise. Target and Neiman Marcus are the two high profile retailers whose networks were breached over the holiday season; however, at least three other well-known smaller U.S. retailers were breached.

Protecting Yourself from Debit Card Fraud

Robert Siciliano | Posted 03.09.2014 | Crime
Robert Siciliano

A thief got ahold of woman's debit card information and raided her bank account. This true story is described in a recent St. Louis Post-Dispatch arti...

10 Ways to Earn Frequent Flyer Miles Without Getting On a Plane

Chris Lopinto | Posted 04.10.2014 | Travel
Chris Lopinto

Although elite flyers may earn a mileage bonus for every mile flown, there are much better ways to earn miles on the ground.

Data, Privacy and Economic Station: The Data Vulnerabilities of Those Less Advantaged

Christina Gagnier | Posted 03.02.2014 | Technology
Christina Gagnier

While we have decided to protect certain classes of people (children) and information (health and financial), we may not be doing enough to protect consumers who do not have the means, or choices available to them, to protect themselves.

Are Retailers Doing Enough to Protect Consumers From Data Breaches?

B. Dan Berger | Posted 02.25.2014 | Politics
B. Dan Berger

NAFCU urges Congress to make the issue of data security a priority in 2014 and enforce a stricter standard on merchants and retailers to protect consumers from breaches that compromise their financial and personal information.

Three Reasons to Check Your Credit-Debit Card Statements

Jeanne Kelly | Posted 02.19.2014 | Money
Jeanne Kelly

Credit cards are really good tools to help build your credit history but you need to review your cards regularly to ensure that you are being charged what you should be charged for.

5 Things to Do If You Shopped at Target During Their Data Breach

Adam Levin | Posted 02.18.2014 | Technology
Adam Levin

Consumers just have to prepare for the day that they inevitably will have to deal with an identity theft issue, because it's no longer a matter of "if": It's a matter of "when."

Five Ways to Avoid a Financial Hangover This Thanksgiving

Mary Johnson | Posted 01.25.2014 | Money
Mary Johnson

Let's face it, most of us have a bit of a competitive streak and enjoy the adrenaline rush that comes with thinking we're getting a great deal. The onslaught of Black Friday, Cyber Monday and other retail-designed "shopping holidays" can work against our better judgment.

Prepaid Debit Cards: Are They Right For You?

Eric Adamowsky | Posted 01.23.2014 | Business
Eric Adamowsky

Just because Russell Simmons, Magic Johnson, Justin Bieber and a host of other celebrities are endorsing prepaid debit cards, it doesn't mean they are right -- or wrong -- for you. Here's how to work through the decision.