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Debt Management

Should You Consolidate Your Student Loans? Important Things to Consider

Carrie Schwab-Pomerantz, CFP | Posted 02.16.2016 | Education
Carrie Schwab-Pomerantz, CFP

I've been carrying a number of both federal and private student loans for several years. While I've been able to keep up on payments, I'm thinking about consolidating to make things simpler. Is that a good idea?

Will Debt Derail Your Retirement?

Carrie Schwab-Pomerantz, CFP | Posted 09.28.2016 | Business
Carrie Schwab-Pomerantz, CFP

While I generally agree that lowering debt before you retire is a good idea--especially 'bad' debt such as high-interest, nondeductible credit card balances--how much debt you can comfortably handle depends on the size of your debt relative to your projected income.

Being Debt Free at the Age of 38

Allan Smith | Posted 09.22.2016 | Business
Allan Smith

Are you in debt? Are you looking to practice strategies that can help you in becoming debt free? If yes, enjoy this blog with me with a cup of coffee in your hand. Be relaxed and think wisely on each point to become debt free at the age of 38 only.

Need to Adjust Your Financial Attitude? Start Here--Now!

Carrie Schwab-Pomerantz, CFP | Posted 05.26.2016 | Business
Carrie Schwab-Pomerantz, CFP

First, realize that you're not fighting a losing battle. The very fact that you see the problem and want to do something about it means you're already starting on the solution. And you're correct that it is a matter of attitude.

The Terrible Consequences of Not Managing Your Student Debt Well

Stephen Dash | Posted 06.06.2015 | Money
Stephen Dash

Every year, students prepare themselves for a world of new experiences. Unfortunately, one of these experiences includes taking on a large amount of debt. Students are burdened with an average around $30,000 in student loans before they even enter the workforce.

The Fresh Start of a Bankruptcy May Restore Credit Faster

Richard Gaudreau | Posted 05.05.2015 | Money
Richard Gaudreau

People consider filing bankruptcy when the alternative has become worse. Figuring out if you are at that point though can be difficult. One misconception that makes people hesitate to file bankruptcy is the impact on their credit.

Be Magically Debt-Free Today - The Best Christmas and Hanukkah Gift

Steve Rhode | Posted 02.27.2015 | Money
Steve Rhode

The holiday season weighs heavily on our bank accounts. It seems there are two camps at this time of the year, those that spend to much and those that wish they could spend more. Both camps carry a common guilt.

5 Secrets to Mastering Dave Ramsey's Debt Snowball Method

GOBankingRates | Posted 12.01.2014 | Money

I've heard of some families overcoming step two of Dave's debt program in just one year, while other have taken seven years. But it's the small victories you accomplish with smaller debts that can keep you steady on your goal.

Does Debt Forgiveness Work? Ask Africa

Marcelo Giugale | Posted 07.13.2014 | World
Marcelo Giugale

Corruption, natural disasters, wars, bad policies, and bad luck made it impossible for African governments to keep up with debt payments without cutting basic services to their people, who were already poor and getting few services in the first place.

Catherine New

How This Couple Beat $52,000 In Credit Card Debt | Catherine New | Posted 06.18.2012 | Money

On their fifth wedding anniversary in July 2002, Scott and Jacynta Harb were broke and living off credit cards. Their 10th anniversary proved even wor...

Be (Financially) Eccentric

Manisha Thakor | Posted 12.14.2011 | Women
Manisha Thakor

I've started to observe that the periods where I feel the least financial anxiety are not correlated to how much or how little I'm earning or spending; they are correlated to how happy I am overall.

Why I Fight Against the Upsale

Manisha Thakor | Posted 12.12.2011 | Women
Manisha Thakor

We are subjected to the upsale at every turn and bombarded 24/7 with advertising that further fans our flames of desire. Is it any wonder that so many of us end up with bad spending habits?

My Quest to Find Financial Peace of Mind

Manisha Thakor | Posted 11.29.2011 | Business
Manisha Thakor

There are thousands of personal finance books, magazines, radio and TV shows. Yet money anxiety persists. No one is immune.

GENERATION EARN: A Chat With Kimberly Palmer

Manisha Thakor | Posted 05.25.2011 | Business
Manisha Thakor

Financial security is the new measure of success -- but that doesn't mean you're greedy