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Defined Benefit Plans

Is A Defined Benefit Plan Your Key To Catching Up For Retirement?

David Rae | Posted 10.31.2016 | Business
David Rae

Wish you had a pension to help see you through your retirement? Today, small business owners may be able to create their own with a Defined Benefit ...

This Could Be The Solution To Your Retirement Woes

Steven Abernathy | Posted 09.25.2016 | Fifty
Steven Abernathy

Retirement isn't what it used to be. Defined benefit plans, formerly a way for employees to have a relatively comfortable retirement, haven't yielded the healthy returns of years past.

Retirement Security: It Impacts All Voters Yet We're Hearing Nothing About It

Bailey Childers | Posted 07.26.2016 | Politics
Bailey Childers

A recent study by the Pew Charitable Trusts found that 30 million Americans are not offered access to a retirement savings plan through work.

It's time for our retirement security to declare independence from 401(k)s

Bailey Childers | Posted 06.30.2016 | Business
Bailey Childers

News of the "Brexit" vote trickled over the Atlantic Ocean late in the evening last Thursday. By Friday morning, Facebook and other social media site...

Why the Decrease in Unions and Defined Benefit Retirement Plans Hurts Us All

Don McNay | Posted 10.29.2014 | Business
Don McNay

Is there a correlation between the drop in unions and the drop in defined benefits plans? It certainly seems like it. As defined benefit plans are going away, so is the safety net for older Americans. Most bankruptcy filers are under age 54, but there is a steady rise in bankruptcies of people over age 55.

The Real Retirement Crisis

Randi Weingarten | Posted 06.27.2014 | Politics
Randi Weingarten

America's retirement crisis is as consequential as our healthcare crisis. We mustered the will to do the hard work of extending access to healthcare to all Americans. We must also meet a just and civilized standard for retirement, so that retirement is a time of security, not poverty.

Record Number Of People Have No Confidence In Their Ability To Retire Comfortably

The Huffington Post | Shelley Emling | Posted 03.19.2013 | Fifty

Despite signs the economy is rebounding, Americans' confidence in their ability to retire comfortably is not, according to a survey released Tuesday b...

Is 401(k) a Ticking Time Bomb?

Don McNay | Posted 07.03.2012 | Money
Don McNay

401(k) plan investments are a primary driver of the investment markets. They are also the reason that many people are pacing the floors at night, worrying if their retirement will get delayed or destroyed.

Laura Rowley

What You Should Know About Planning For Retirement | Laura Rowley | Posted 03.13.2012 | Fifty

Americans' confidence in their ability to retire is hovering at the lowest level in two decades, according to a survey released Tuesday by the Employe...

Is Corporate Greed Robbing You Of Your Pension? Reality Check

Mark Miller | Posted 12.18.2011 | Fifty
Mark Miller

Each time the market plunges, you can count on seeing a flurry of news reports looking at just how badly workplace 401(k) retirement portfolios have been hit. Rarely will you see a story asking why the market risk is born by individual workers.

William Alden

Philadelphia Mayor Michael Nutter On Pension Reform: 'Some People Will Be Upset' | William Alden | Posted 06.29.2011 | Business

CHICAGO -- Just months after Michael Nutter became mayor of Philadelphia in January 2008, the national economy plunged into the worst downturn since t...

Less Secure Retirements Lie Ahead

National Journal | RONALD BROWNSTEIN | Posted 05.25.2011 | Business

One big reason public employees are under siege in Wisconsin and other states is because they now enjoy more secure retirement benefits than most priv...

Financial Fitness and Physical Fitness

Don McNay | Posted 05.25.2011 | Business
Don McNay

Most of us want to be physically fit, but very few of us are. The same holds true with financial security. As my father (and many others) used to say, "A lot of people want to go to heaven but no one wants to die to get there."

Getting Rich and the Marshmallow

Don McNay | Posted 05.25.2011 | Business
Don McNay

We have a financial system that has played to people's weaknesses. We have allowed people who are prone to instant gratification to have as much credit as they could get their hands on.

When 401k Came Into Our Lives

Don McNay | Posted 05.25.2011 | Business
Don McNay

I am appalled that both presidential candidates have proposals that will make it easier for people to blow their 401(k) money.