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Down Payment

This Is How Many Years It Takes To Buy A House Around The U.S.

The Huffington Post | Suzy Strutner | Posted 07.08.2015 | HuffPost Home

Wanna own a home someday? Then head east. Cities in the Midwest and on the East Coast -- like Detroit, Cleveland and Pittsburgh -- are among places w...

Don't Let Your Student Loans Affect Your Ability to Buy a Home

Stephen Dash | Posted 06.21.2015 | Money
Stephen Dash

Which comes first, the down payment or paying back loans? Saving for a down payment can seem daunting while still repaying your student loans, but it can be done.

First Comes Love, Then Comes Mortgage

Redfin | Posted 04.15.2015 | HuffPost Home

According to the Centers for Disease Control and Prevention, 27.4 percent of couples who cohabitate before marriage break up by the third year of living together. That might be something to think about if you already have an issue with your significant others' cleaning habits ... or lack thereof.

Investing In a Larger Down Payment: High Yields and No Risk

Jack M. Guttentag | Posted 11.11.2014 | Business
Jack M. Guttentag

Consumers looking to purchase a home within the near future face many decisions, including how large a down payment to make. The down payment is the sale price (confirmed by a appraisal) less the loan amount. In most cases, home purchasers must have financial assets at least as large as the down payment they make.

Should My Spouse and I Apply for a Mortgage Jointly, or Should I Apply on My Own?

Jack M. Guttentag | Posted 11.11.2014 | Business
Jack M. Guttentag

"My wife and I are looking to purchase a $450,000 home, and I am wondering whether I should apply for the mortgage we will need as an individual, or j...

When Should You Begin to Aggressively Pay Down Your Mortgage?

Michael Corbett | Posted 06.10.2014 | HuffPost Home
Michael Corbett

I am a big proponent of paying down that ugly mortgage beast as soon as is practical. But, before you go cutting a check to the bank, there is a pecking order of financial priorities you need to address before you consider tackling your mortgage.

Saving for a Home Down Payment with Grocery Coupons? Believe It

Danny Rubin | Posted 02.11.2014 | College
Danny Rubin

Every week, Amanda Munster marches into the grocery store on a mission: save enough money to buy a house. The 26-year-old digital marketer lives in D...

FHA Is $48 Billion in the Black

Peter G. Miller | Posted 01.23.2014 | Business
Peter G. Miller

The FHA operates as a mortgage insurance program. It promises to cover lender losses if a loan goes bad. Like any insurance program it collects premiums, keeps reserves and pays out claims.

Down Payment Debate Flares Again

Peter G. Miller | Posted 07.02.2013 | Business
Peter G. Miller

For months the real estate industry has been complaining about a shortage of homes to sell, an inventory which is too small. Raise down payment requirements and the inventory problem will vanish while home prices will fall. Why? Because there will be fewer buyers in the market looking for homes.

Government Proposes Simplified Mortgage Disclosure Forms

Jason Alderman | Posted 11.21.2012 | Money
Jason Alderman

if you're considering buying a home, review the proposed forms to get an idea of which costs you should be watching out for. Here are some factors future homebuyers should keep in mind.

Loren Berlin

Report: Proposed Down Payment Rules Could Limit Minorities' Access to Affordable Homebuying | Loren Berlin | Posted 01.18.2012 | Business

Nearly three-quarters of African-American and Latino mortgage borrowers could be excluded from affordable homeownership if federal regulators approve ...

Spring Buying Sends Home Prices Up In Most Cities

AP | DEREK KRAVITZ | Posted 10.30.2011 | Business

WASHINGTON — Spring buying pushed home prices up for a third straight month in most major U.S. cities in June. But the housing market remains sh...

Janell Ross

New Rule Pushing Big Down Payments Could Make Homeownership Unaffordable | Janell Ross | Posted 08.02.2011 | Business

Among the most hotly contested ideas bank regulators have proposed to reduce the risk of another financial crisis is rule making a 20 percent down pay...

Entrepreneurs Are Stopped Cold for Lack of "Skin in the Game"

Jerry Chautin | Posted 06.18.2011 | Business
Jerry Chautin

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...

Under New Rules, Repackaging Mortgages Would Require Big Down Payment

Posted 05.29.2011 | Business

U.S. lenders would have to offer mortgages with at least a 20 percent down payment if they want to repackage the loan to sell to other investors w...

Banks Requiring Bigger Down Payments | By S. MITRA KALITA | Posted 05.25.2011 | Business

he median down payment in nine major U.S. cities rose to 22% last year on properties purchased through conventional mortgages, according to an analysi...