NEW YORK (CNNMoney) -- Most Americans have less than $25,000 saved up for retirement. And surprise!: Retirement confidence is at record lows....
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The 401(k) is now tasked with filling the income gap between what Social Security provides and what you need for a dignified retirement.It's a job the 401(k) was never designed to do, and it has failed to do it.
As you stare at the smoking ruin of your 401(k), it's clear what you have to do to retire with dignity. Work a few more years. There's just one problem: When you retire isn't entirely up to you.
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