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Experian

Debt and the Deceased: How Should Spouses and Heirs Proceed?

Jason Alderman | Posted 04.01.2015 | Money
Jason Alderman

Anyone can die leaving debt behind. Spouses and families should help prepare or revise estate plans to address current credit issues and create an action plan for the possibility of remaining debt after the borrower dies.

Big Changes Coming To Your Credit Reports: What You Need To Know

NextAdvisor.com | Posted 03.18.2015 | Money
NextAdvisor.com

Your credit reports are going through a major overhaul, and it's one that will help consumers. These credit bureau changes will take time to implement, but it's a nice change to go with the revamped FICO scores we saw last year.

We Know the Deep Freeze This Winter But What About a Security Freeze?

Jeanne Kelly | Posted 03.06.2015 | Money
Jeanne Kelly

If you are looking for a way to be extra vigilant against identity theft or if you've been a victim of identity theft, you may want to consider freezing your credit with each of the three major credit bureaus.

Hunter Stuart

Lots Of Credit Reports Have Mistakes. But Good Luck Getting Yours Fixed.

HuffingtonPost.com | Hunter Stuart | Posted 02.03.2015 | Business

Erica Alvarez’s life was turned upside down in 2011, when a handful of overdue hospital bills showed up on her credit report. Interest rates for her...

Women in Business: Q&A with Barbara Rivera, President and General Manager of Public-Sector Business at Experian

Laura Dunn | Posted 11.02.2014 | Business
Laura Dunn

Barbara Rivera is the President and General Manager of Public-Sector Business at Experian. Rivera drives strategy and execution across Experian's publ...

Protecting You From Credit Report Errors, Unreliable Scores

Pamela Banks | Posted 06.14.2014 | Business
Pamela Banks

Aleta from Mena, Arkansas, has had a hard time getting a decent rate on a car loan all because of a mistake on her credit report. The problem started...

How to Fix Errors on a Credit Report

Clark Howard | Posted 10.30.2013 | Small Business
Clark Howard

Did you hear about the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for two years?

It's Not You, It's Your Credit Score: 7 Ways to Improve It in 2013

Adam Levin | Posted 02.27.2013 | Business
Adam Levin

Rather than viewing a credit profile as manifestation of one's ability to manage money, I prefer to think of it as a self-awareness tool, and self-awareness is an attractive quality. So how self-aware are you when it comes to your credit?

Why Your Credit Score May Be Wrong

The Huffington Post | Caroline Fairchild | Posted 12.14.2012 | Money

If you have evidence proving there's a mistake on your credit report, good luck getting someone to see it. The Consumer Financial Protection Bureau...

To Correct My Credit Report, I Had to Prove I Was Not Someone Else

Christopher Lamb | Posted 01.28.2013 | Money
Christopher Lamb

I then contacted TransUnion's corporate office and got in touch with someone who understood what was clearly obvious. The matter was resolved a week later. Kind of. My credit score increased to nearly 800. But the false judgment remained on my credit report.

Early Bain Disputes Cast New Light On Its Business

ProPublica | Jesse Eisinger | Posted 09.10.2012 | Business

ProPublica: It was one of the "quickest big hits in Wall Street history," as the Wall Street Journal put it at the time. In 1996, an investment ...

Alexander Eichler

He Claims His Father Stole His Identity

HuffingtonPost.com | Alexander Eichler | Posted 02.13.2014 | Money

When Frank Deyoub and his wife were thinking about names for their newborn son, one moniker was completely off the table: Frank Deyoub. "If I named...

Government Will Monitor Credit Reporting Firms

AP | Posted 07.17.2012 | Money

NEW YORK (AP) — The companies that determine Americans' credit scores are about to come under scrutiny by the country's new consumer watchdog. Th...

Subprime By Another Credit Score Still Subprime

The Huffington Post | Catherine New | Posted 07.11.2012 | Money

Subprime mortgage lenders have not gone away. They're just getting new tools in order to reach the poorest borrowers. The creditworthiness of Ameri...

Catherine New

New Credit Score Aims To Bring More People Into Lending Fold

HuffingtonPost.com | Catherine New | Posted 06.14.2012 | Money

The poorest consumers, currently living off the financial grid, may soon be pulled back onto it in an unexpected way. Experian, a data collection a...

Ron Dicker

Fake Commercial Band Gets An Encore

HuffingtonPost.com | Ron Dicker | Posted 06.06.2012 | Business

A fictional band that lip-synched ditties for Experian's FreeCreditReport.com returns in new ads for FreeCreditScore.com. The public demanded it, t...

How to Hit a Home Run on Your Collections Debt

Jeanne Kelly | Posted 04.14.2012 | Money
Jeanne Kelly

If you have credit problems and you're facing those annoying calls by collections agents, here's how you can hit a home run to clear those accounts off of your credit report and improve your credit score.

Pinterest Popularity Soars To New Heights

The Huffington Post | Courteney Palis | Posted 04.06.2012 | Technology

Party up, Pinterest users. Your beloved social image-bookmarking site has just reached (another) all-time high. According to marketing service Expe...

Catherine New

More Facebook Friends Could Lead to Better Bank Rates

HuffingtonPost.com | Catherine New | Posted 03.01.2012 | Money

The only thing stopping banks from putting your Facebook page into your credit file is the law. But even that line is growing blurrier. One new ba...

Red States Outscored Blue Under Obama

Richard Barrington | Posted 03.13.2012 | Business
Richard Barrington

It's the classic election year question: Are you better off now than you were four years ago? As the primary season gets under way, expect to hear some version of that question with increasing frequency. Your answer may depend on where you live -- and how you vote.

Catherine New

A Scarlett Letter On Economic Life

HuffingtonPost.com | Catherine New | Posted 12.08.2011 | Business

Thanks to a new kind of credit score, more borrowed money may end up in the hands of the increasing number of Americans who are sliding down the econo...

Arthur Delaney

Civil Rights, Labor Advocates Demand End To Employment Credit Checks

HuffingtonPost.com | Arthur Delaney | Posted 12.11.2011 | Business

WASHINGTON -- A coalition of 25 civil rights and labor advocacy groups petitioned one of the nation's largest credit-monitoring firms on Tuesday to qu...

Subprime Auto Loans Growing In Popularity

Posted 07.31.2011 | Business

NEW YORK (David Henry) - Ally Financial Inc, the United States' largest maker of car loans, hopes that people have forgotten the time when "subpri...

Experian Now Reporting Rental Payments

Jeanne Kelly | Posted 11.17.2011 | Healthy Living
Jeanne Kelly

It came as big news to me earlier this year when I heard that Experian would now be reporting rental payments. Folks have often said to me that they ...

Credit Card APRs are Stable, Unless You Have Bad Credit

Tim Chen | Posted 05.25.2011 | Business
Tim Chen

CreditCards.com recently reported a slight hike in the national average APR for new credit card offers, a negligible bump of 0.01%. Despite the eye-ca...