Saving money is one of the hardest things to do on a consistent basis. An estimated 28 percent of Americans don't have any money set aside for emergencies at all, and just under half of the American population claims to have less than three months' worth of household expenses saved.
Entire industries have been built around couponing and the incredible amount of money it can save you. Television shows like Extreme Couponing give the impression if you don't get in on the coupon craze, you're nuts. And I'd have to agree, one of us is crazy.
Yes, it's that time of year again. Online shoppers will spend countless hours in front of their computer screens to get the best Cyber Monday deals. If you don't like waiting in long lines, this may be your only chance to get those holiday shopping discounts.