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Financial Advisor

The Ultimate Guide on How to Find a Financial Advisor

James C. Gibson | Posted 12.29.2015 | Business
James C. Gibson

There is so much financial advice out there. Trying to find the right person to trust is intimidating. It's no wonder why more and more people are turning to the internet to learn how to find a financial advisor that is best for them.

Create a Financial Calendar for the New Year

Nathaniel Sillin | Posted 12.23.2015 | Business
Nathaniel Sillin

As New Year's Eve approaches, I hear more people making resolutions about their gym memberships and careers than about handling their money in the com...

What New Year's Resolution Do You Prefer: An Hour at the Gym Every Day, or an Hour (Total) With a Financial Professional?

Jerry Patterson | Posted 12.15.2015 | Business
Jerry Patterson

I recently had my own Groundhog Day scenario, but it wasn't about improving my physical health and wellness. I took part in a research project involving one-on-one interviews with Americans of all ages and backgrounds, to hear about their retirement plans and overall financial wellness.

On The 75th Birthday Of The 1940 Act, A Reminder Of The F-Word's Power

April Rudin | Posted 09.02.2015 | Business
April Rudin

September is here and there is no better season to celebrate the F word: F, in this case, for the fiduciary standard. For one thing, the month of September has just launched

Make Sure Your Freshman Gets a Money-Smart College Start

Nathaniel Sillin | Posted 07.29.2015 | Business
Nathaniel Sillin

You've worked to train your children in money management, but college brings a whole new level of financial decision-making and challenges. So before they are off on their own, review these topics to make sure they're ready.

Part 3: Valuable Tips for Parents of Millennials from the Gen Y Guy

Jerry Patterson | Posted 09.30.2015 | Business
Jerry Patterson

My visit with Jason followed on the heels of some extensive research I was involved in, to gain a better understanding of millennials' financial habits. That research illustrated a number of key themes that highlighted how to help millennials save money and prepare for the future.

Planning a Wedding on a Budget

Jason Alderman | Posted 06.24.2015 | Weddings
Jason Alderman

Couples can save considerable money through creative scheduling, direct planning and most important, treating their wedding as just one of many financial issues they'll navigate in a lifetime. That's why they might want to consider a little financial planning before the wedding planning starts.

Giving it All to an Ex and Starting Over in Your Forties - How to Build Wealth from a Late Start

Leisa Peterson | Posted 06.18.2015 | Business
Leisa Peterson

Dennis Miller voluntarily gave his wife virtually everything when their marriage dissolved when he was 45. Now 74, Miller enjoys driving his Chevy SSR roadster and having the freedom to do what he wants. Learn how he turned things around so he could retire successfully.

Clean Desk, Clean Finances -- 5 Steps to Streamline Your Money Management

Jason Alderman | Posted 06.17.2015 | Money
Jason Alderman

Why do so many of us cling to paper-based systems to keep track of our money? In truth, some paper is necessary, but the most common response may be habit. As you're reassessing those habits, keep these five steps in mind.

5 Reasons Millennials Don't Trust Financial Planners

Casey Bond | Posted 06.30.2015 | Business
Casey Bond

Some millennials who would be excellent candidates for financial planning services never take advantage because they don't understand what it entails, the benefits of hiring a financial professional or even what type of professional they need.

Part 2: Valuable Tips for Financial Advisors from the Gen Y Guy

Jerry Patterson | Posted 05.07.2015 | Business
Jerry Patterson

My visit with Jason followed on the heels of some extensive research I was involved in, to gain a better understanding of millennials' financial habits. In addition, we also investigated the role (or lack thereof) a financial advisor plays in helping millennials plan and save. The results? As varied as their personalities.

5 Reasons To Hire A Financial Advisor -- One Dominant

Jonathan K. DeYoe | Posted 06.27.2015 | Money
Jonathan K. DeYoe

Your very success may well depend on sticking with a well-designed and considered financial plan when it is the hardest to do so. This is the capital "R" reason you may want a lifetime financial advisor.

Part 1: Powerful Retirement Tips for Millennials from the Gen Y Guy

Jerry Patterson | Posted 06.21.2015 | Money
Jerry Patterson

I recently had the opportunity to spend some time with Jason Dorsey, chief strategy officer for The Center of Generational Kinetics. Known as the Gen Y Guy, Jason is an acclaimed keynote speaker, generational researcher and best-selling author.

3 Ways to Be the 401(k) Knight in Shining Armor for Your Employees

Jerry Patterson | Posted 06.09.2015 | Money
Jerry Patterson

Just because employees are hardworking and loyal doesn't automatically mean they are financially astute and do a good job at planning for retirement, nor does it mean newer employees are bad at managing their money.

Have You Made Plans for Your "Big Zig" Moment?

Jerry Patterson | Posted 04.27.2015 | Money
Jerry Patterson

A group of us at The Principal recently conducted some research to understand the financial significance of retirement for Americans who are on the verge. We wanted to know: just how big of a deal is that moment of retirement?

Obama: Stop Wall Street Brokers From Putting Their Interests Above Clients Saving for Retirement

Dennis M. Kelleher | Posted 04.25.2015 | Politics
Dennis M. Kelleher

We're not suggesting that everyone who gives retirement investment advice is taking advantage of their clients, since many advisers do act in their client's best interest. But, because the law does not require them to do so, far too many do not. That's why the President's recent action is so important.

4 Reasons to Avoid Multiple Financial Advisors

David A. Dedman | Posted 04.07.2015 | Money
David A. Dedman

Many investors I talk to use multiple advisors. When I ask why, I commonly get the response "I don't want to put all my eggs in one basket." That defines diversification for investments, and that's smart. It may not be as smart to diversify amongst financial advisors. Let's look at a few reasons.

How to Fix a Missed RMD in 5 Easy Steps

Mike Branch, CFP | Posted 03.24.2015 | Money
Mike Branch, CFP

If you are over age 70 and a half, the IRS requires you to take a required minimum distribution known as an RMD from your IRA each year.

IRS Pension Update: New Limits for 2015

Jason Alderman | Posted 02.16.2015 | Money
Jason Alderman

The government's cost-of-living adjustments will allow you to save more for retirement in 2015, but don't wait until then to evaluate your goals to set -- or reset -- your retirement planning going forward.

Hey Millennials! 8 Important Financial Tips from Your Future Self

Jerry Patterson | Posted 02.03.2015 | Money
Jerry Patterson

If you could go back 30 years and give yourself one piece of advice regarding retirement planning, what would you say?

Don't Let Communicating with Millennials Feel Like Eating in the Dark

Jerry Patterson | Posted 01.17.2015 | Business
Jerry Patterson

If you want to grab the attention of the millennial generation, you need to personalize and tighten-up your communications approach -- which frankly, is how we should have been doing it all along.

Is the Internet Costing Lumberjacks Their Jobs?

Jerry Patterson | Posted 12.06.2014 | Money
Jerry Patterson

If you are a financial advisor, embrace the web and leverage digital learning to enhance your value proposition. Dedicate time to identify good videos, websites, digital books, webcasts, online classes and search terms related to financial planning.

3 Big Differences Between a Financial Planner and an Investment Advisor

James C. Gibson | Posted 10.28.2014 | Business
James C. Gibson

It's no secret. There is a massive shift happening in the financial advisement industry. There are so many great opportunities opening up for young investors with smaller portfolios to have access to the same investment advisors and funds that millionaires have access to.

Why This Financial Advisor Did Not Get the Business

John Murphy | Posted 08.16.2014 | Business
John Murphy

I thought I would share this story with you as I believe it is really important to not only any financial advisor, but to any business owner. So let me tell you the story of Tom who relayed this story to me recently.

Whites Recover From Housing Crisis; African Americans and Latinos Left Behind

Jorge Newbery | Posted 08.12.2014 | Money
Jorge Newbery

The housing crisis is now concentrated in many of America's more modest communities, where payday lenders, "no credit needed" used car dealers and Rent-A-Centers dot the main thoroughfares.