Any fitness guru will tell you that the key to maintaining your health and staying fit is maintaining healthy habits and making small lifestyle change...
Since the 2008 financial crisis, a growing number of consumers have questioned the current credit scoring system that runs our financial lives. Even consumers with good financial habits find it difficult to access the credit they desire because of their "thin" credit files.
Procrastination can kill you when it comes to saving. Putting off saving, investing or planning for the future can be detrimental to your financial health.
The refund process as it stands now makes sense only as the quaint relic of simpler times. It's the epitome of an analog approach getting trounced by our digital reality. Not to put too fine a point on it, I believe look-back compliance should go the way of the horse and buggy.
let's examine the importance so many investors attach to the S&P 500 or the Dow Jones Industrial Average. U.S investors tend to heavily measure their portfolio performance against American indices, even though they have been proven not to be the best benchmarks.
In the world of personal finance, credit concerns and debt issues, there is no single issue that is more misunderstood than bankruptcy.
Imagine you're planning a much-needed vacation. You rent a home using an online site and pay in full to secure the deal. You board your flight and travel to your destination, excited to be far away from work and ready to relax. You arrive at your rental to get the keys -- and find out you've been scammed.
Most of these policies come with fairly high fees. The commissions are often front-loaded. The costs can eat up your returns, so it can take years before your cash fund sees significant growth.
Good news: Science just proved that money can buy you happiness. In Happy Money: The Science of Happier Spending, researchers Elizabeth Dunn and Micha...
Great last-minute deals are especially easy to find if you choose to sail during a slower travel time or hurricane season in the Caribbean. Not only do the base fares start off lower, but the cruise line may continue to drop prices in order to fill the ship as sailing dates get closer.
This is another area where Congress should step up to the plate. Students need to be protected from deceptive marketing. And debit card agreements between companies, colleges and universities should be subject to the same transparency requirements as campus credit cards.
As a business owner, I know there's nothing quite as stressful as getting blindsided by an unexpected financial blow. And as a business owner, you know you need to prepare. But how? How do you cope with that inevitable cash flow crapper?
Question: What is the Secret to Getting Out of Debt? Dear Steve, My husband and I have been limping along just breaking even for sometime now ju...
In his popular book, What Investors Really Want, Professor Meir Statman explains that investors want to play the investment game, and they want to win. They believe their investment advisers can help them win by picking skillful active managers.
We all know the importance of saving, and while it's ideal to save six months of income for a rainy day, I know first-hand how intimidating that can be for most of us. So, instead of looking at lofty savings or financial goals, I challenge you to take micro steps to reach your personal finance and debt reduction goals.
To help us all better understand how to reduce the exposure to conflicts of interest, high fees and lockup periods, I called upon Marie Chandoha, the president and CEO of Charles Schwab Investment Management, Inc.
Imagine this: Someone claiming he's from the IRS calls and says you owe money. He demands you to pay via a pre-loaded debit card or wire transfer. Do you send the money? If you answered yes, you walked right into a scam.
Being in debt is bad enough. Being six figures in debt puts a choke hold around your neck. How did I arrive at the astronomical number of being six fi...
Since users are tied to their IP address and booking history on individual sites, travel search engines like Priceline can customize results to show the properties that an individual is more likely to look for, and subsequently book.
Thirty years ago, the newspapers (back then the primary advertising media) were filled with enticements to open a $2,000 IRA account. But that was then. Now, there are huge IRA's sitting out there -- many rolled from company 40l(K) accounts as boomers have changed jobs or retired.