When a medical provider is part of an insurance network, he agrees to offer discounted rates on services. Out-of-network providers are not bound by this agreement.
Knowing how much of your bonus to apply to your outstanding loans is a question without a one-size-fits-all answer, but there are steps you can take to find out the right solution for you.
I have so many things that stress me out these days. Hey, I've watched the stock market every day for the last 22 years, and that's enough! The last thing I want is not having a repeatable, streamlined tax-prep procedure. Get organized and you won't freak out over your taxes.
Despite midrange results for U.S. high school students in PISA's first-ever global financial literacy test, best practices from other nations can provide a strong path for U.S. students to learn and master these skills.
I recently saw a couple of outstanding greeting card quotes by Someecards on Facebook that got me thinking about two things that are near and dear to ...
When you're in your 20s, your tax filing is usually pretty straightforward. Unless you buy a house or you travel a lot for your job, you're not going to be claiming a lot of deductions, aside from writing off the interest you're paying on your student loans.
I am 63 and was wondering if the consolidation loans are not paid off by the time I reach my full Social Security age (66), will it affect the amount of Social Security I receive?
You can make the most of a tight budget -- without sacrificing flavor or variety.
Well, I thought I was glad I had college 529s, until this week. President Obama, in his State of the Union address, has introduced a new plan to discontinue the tax-free withdrawals on earnings in 529 plans.
Taking advice at face value, or blindly following one rule or formula, doesn't do anything to increase your financial know-how. Long-term success will only come when you learn the rationale behind the advice and then decide for yourself if you should take it (or leave it)!
Entire industries have been built around couponing and the incredible amount of money it can save you. Television shows like Extreme Couponing give the impression if you don't get in on the coupon craze, you're nuts. And I'd have to agree, one of us is crazy.
Americans have grown up with fears of inflation -- commonly defined as rising prices. But despite the Federal Reserve's oft-stated concern with inflation, we haven't seen much of it in recent years. In fact, the current concern is quite the opposite: deflation.
If his K-20 proposal actually becomes law, thousands of young people whose hopes for college seemed as remote as landing a corner office job will have an entry into a world of possibility. They will have access to both a college and career pathway for the array of jobs requiring Associates degrees or certification.
Leverage is why we bought the house, especially if some of us didn't plan for retirement, as we should have done. If you're not leveraging it, that equity has no value.
If you are over age 70 and a half, the IRS requires you to take a required minimum distribution known as an RMD from your IRA each year.
There was a rocket scientist in the audience and he looked skeptical. His father was a client of mine who insisted I was teaching great things about manufacturing wealth, but he felt like his finances were already in order. Finally he agreed to hear me speak.
In January 2014, I heard about the 52-Week Money Challenge. The goal of the challenge is to save a designated amount throughout each of the 52 weeks in a year.
Over the last decade, reverse mortgages have been aggressively pitched in TV ads as an easy way for seniors to cash in their home equity to pay for living expenses. However, for many, improper use of the product -- such as pulling all their cash out at one time -- has led to significant financial problems later, including foreclosure.
My hope is that the health care system becomes more user-friendly and more transparent in the future. For now, let's talk about what happened and how to prevent it from happening again.