A new graduating class of talented college students will soon walk across the stage to receive their diplomas, and if you’re reading this, you may b...
First, realize that you're not fighting a losing battle. The very fact that you see the problem and want to do something about it means you're already starting on the solution. And you're correct that it is a matter of attitude.
Social Security isn't going bankrupt, at least not in the sense that we normally understand bankruptcy. But it is due for some kind of major haircut - and that's the scenario we all need to be preparing for.
If you have extra money to put towards your loans, you might be wondering what the best course of action is. People typically choose to divide the extra amount of money between different loans, but there happens to be two ways to tackle your debt.
When you see Social Security in terms of the benefit you may receive over the rest of your life instead of simply a monthly check, you will think more carefully about when to start your benefit.
Budgeting isn't easy. If you're like most people, you've tried many different ways to avoid overspending and stick to a budget.
There's an almost perpetual debate as to which should get priority, saving for retirement or paying off your mortgage early. In a perfect world, the best solution would be to do both at the same time.
Smartphones are the veritable Swiss army knives of technology for millions of millennials. In fact, 87% of adults aged 18 to 34 admit that their phone never leaves their side, according to Zogby Analytics.
If you're thinking about having kids in the near future, now is the time to consider how a visit from the stork can affect your finances. From the cost of prenatal care and birth to day care and life's little necessities, kids are expensive.
For many people, one of the biggest adjustments in retired life is learning how to manage their money without the regular income sources they've grown accustomed to in their working years.
A new Princeton Survey Research Associates International study found that just 16 percent of Americans have asked their car insurance provider for common discounts -- meaning millions of dollars of potential savings have been left on the table.
Taxpayers need to understand their specific situation and seek advice from there advisors to craft the right plan. There is work involved, but it may ultimately reduce your liability which increases the amount of money you retain and utilize.
Memorial Day reminds us of the sacrifices of our military families today and in the past. One of the ways our nation honors and rewards veterans and their families is VA loans that enable them to buy and finance a home at a low interest rate, currently 3.37 percent on a 30-year fixed-rate loan -- and with zero down payment!
The Federal government assesses an estate or death tax only on estates valued at more than $5.43 million. Married couples can avoid these taxes if their net worth is less than $10.86 million.
The Consumer Financial Protection Bureau (CFPB) is a relatively new federal agency that was born in a swirl of political controversy, thanks to harsh opposition from many members of the financial industry and the lawmakers who strive to protect their interests.
James Altucher has been getting lots of attention lately because of a 62-second video he posted for Business Insider, titled "Why investing in a 401(k) is a complete waste of money." I decided to write this rebuttal not so much as a direct attack on this particular video but because some of what Altucher said reflects views held by others as well.
If you've earned a graduate degree and want to go into a line of work that makes the world a better place, congratulations! You may be eligible for Federal Loan Forgiveness. However, these programs are very specific and not for everyone.
The whole concept of living beneath your means is so simple that it's virtually "old school". There's nothing high-minded about it, and no product to sell to help make it happen. There are a number of ways in which living beneath your means can virtually revolutionize your entire financial life.
If you're a working professional and you're using social media to connect with friends, colleagues and business opportunities, then you need to be aware that your posts, updates, tweets and pictures can impact your financial future.
Another essential travel item seems to stump those who travel abroad, and especially those who travel to certain destinations. We all know you need to bring money on vacation, but what kind? Also, what currency? And is a credit card a sufficient replacement for paper money?