Credit is complicated. For many, understanding how a credit score is calculated and what the number actually means is often a mystery.
So give yourself one final gift this year and consider your taxes as you do what you normally do during the end of the year and the holiday season. A bit more attention to the tax rules and possibly tweaking what you do, might give you a bigger refund at tax time.
The holiday season weighs heavily on our bank accounts. It seems there are two camps at this time of the year, those that spend to much and those that...
While many of us show our generosity throughout the year by donating to charity and volunteering our time to help causes we support, there's no better time than the holidays to get into the spirit of giving.
Didn't 2014 just start? At least that's the way it feels to me. Well, regardless of how things seem, the reality is the year is just about over. But that doesn't mean you can't make a big impact on your financial future before the big ball drops in Times Square.
With the Higher Education Act (HEA) currently up for reauthorization, the best way to fix this is for Congress to pass new provisions easing the student debt burdens of all borrowers. Here are 5 key elements of the Student Loan Fairness Act (H.R. 1330), sponsored by Rep. Karen Bass (D-CA), Congress should adopt.
There are goods and services many of us decide to pay for, because we value the help of someone who knows what they're doing -- especially when we don't. Financial services are no different.
As a wealth advisor, I receive a lot of phone calls in January that deal with New Year's resolutions about money. Of course, resolutions often come with negative associations. We've all been in the situation of getting really motivated at first, but seeing the enthusiasm fade quickly.
However, the fact remains that an appraisal is essential to the home-buying process, and may ultimately play a large role in determining the specifics of your mortgage. Even after purchasing a home, appraisals can be important tools if you are considering refinancing your home.
The cost of a medical education can surpass $300,000. Every day at Credible, we witness many physicians seeking better ways to manage their medical school debt, despite often having high salaries.
There is more to life than money - but you already know that. And when you are faced with the option of paying off debt or investing you have to look inside for an answer too. Maybe the numbers do favor holding on to the debt and investing, but how does that leave you feeling?
While many savers will be eligible to contribute more next year based on higher income and contribution limits, new restrictions on IRA and Flexible Spending Account (FSA) rollovers require planning ahead.
First, there is denial. Then relief, and then possibly a nice refund after it's all said and done. We're talking about tax season, and it has arrived. It's also a good time to take care of other financial business, like maxing out an IRA or rolling over an old 401(k).
Going from a predictable salary to a variable one common to the self-employed can be scary and a bit overwhelming. But you can make the idea more comfortable (for you or your significant other) by doing some of the above.
Whatever your financial situation, a new year may present the perfect opportunity to improve it. If you're like many Americans, a workplace 401(k) is probably your largest or only source of retirement income -- so that's a great place to start.
For many students, college is full of fun firsts: your first time living away from home, joining a sorority or fraternity and tailgating for football games, to name a few. But all of those things cost money, and Mom and Dad won't be there to help you pay for everything.
The developed world functions in no small part at the will of the free markets' Invisible Hand. But sadly our free markets and our financial systems have also left a toll on millions and have yet to touch billions.
The government's cost-of-living adjustments will allow you to save more for retirement in 2015, but don't wait until then to evaluate your goals to set -- or reset -- your retirement planning going forward.
Summer may be real estate's busy season, but winter offers great opportunities for buying a house, especially for renters looking to become homeowners, growing families trading up to larger houses and baby boomers seeking homes to fit their evolving lifestyles.