In places like Ferguson, young entrepreneurs usually materialize as drug dealers. In places like Ferguson, gang leaders are frustrated union organizers -- same talents for leadership; same aspirations; no hope.
The developed world functions in no small part at the will of the free markets' Invisible Hand. But sadly our free markets and our financial systems have also left a toll on millions and have yet to touch billions.
Most employers would agree that financial education programs for employees are a good idea, but many may find it hard to justify enacting such a program in the workplace. After all, how do you determine ROI on this type of initiative?
When we refer to social innovation, what we really mean is innovation sponsored by the social sector ("social sector innovation"). We're talking about nonprofits created to fill gaps in a terribly broken system.