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Financial Health

Have You Made Plans for Your "Big Zig" Moment?

Jerry Patterson | Posted 02.27.2015 | Money
Jerry Patterson

A group of us at The Principal recently conducted some research to understand the financial significance of retirement for Americans who are on the verge. We wanted to know: just how big of a deal is that moment of retirement?

Hey Millennials! 8 Important Financial Tips from Your Future Self

Jerry Patterson | Posted 02.03.2015 | Money
Jerry Patterson

If you could go back 30 years and give yourself one piece of advice regarding retirement planning, what would you say?

Don't Let Communicating with Millennials Feel Like Eating in the Dark

Jerry Patterson | Posted 01.17.2015 | Business
Jerry Patterson

If you want to grab the attention of the millennial generation, you need to personalize and tighten-up your communications approach -- which frankly, is how we should have been doing it all along.

Even Rich Girls Worry About Being Bag Ladies

Jane Sarasohn-Kahn | Posted 01.10.2015 | Women
Jane Sarasohn-Kahn

Charles Schwab found that 87 percent of American workers would hire someone to change their car's oil, but only 24 percent of people would get help to figure out their 401(k) plans. Avoid the bag-lady scenario: Put taking care of your personal and financial health on par with your car's.

Baby Boomers and Student Loans are Pouring into Retirement

Jerry Patterson | Posted 12.23.2014 | Money
Jerry Patterson

A recent study by the U.S. Government Accountability Office indicated that "some 155,000 older Americans are now seeing deductions from their Social Security checks to pay off their federal student loans - up from 31,000 a decade ago."

Is the Internet Costing Lumberjacks Their Jobs?

Jerry Patterson | Posted 12.06.2014 | Money
Jerry Patterson

If you are a financial advisor, embrace the web and leverage digital learning to enhance your value proposition. Dedicate time to identify good videos, websites, digital books, webcasts, online classes and search terms related to financial planning.

Would You Rather See a Dog Brush His Tongue or Learn How to Prepare for a Secure Retirement?

Jerry Patterson | Posted 11.23.2014 | Money
Jerry Patterson

While you may not have time to read a book on financial planning or have the expertise to use elaborate financial-planning software, I would encourage you to take advantage of the amazing amount of free educational content available online. There are plenty of quick, bite-sized moments of learning that can have a material impact on your financial future.

Trying to Encourage Millennials to Save for Retirement? Three Key Factors to Consider

Jerry Patterson | Posted 10.26.2014 | Money
Jerry Patterson

Here are my top three things to consider if you're trying to encourage millennials to save for retirement.

Lump-Sum vs. Income Payments: Why Do So Many Retirees Take the Money and Run?

Jerry Patterson | Posted 10.13.2014 | Money
Jerry Patterson

The moment we're faced with deciding whether to take a lump sum often happens at the moment of retirement, which also means it's the moment our paycheck is turning off. Similar to a light switch turning off.

'Click': Are You Ready for the Big Switch?

Jerry Patterson | Posted 09.21.2014 | Money
Jerry Patterson

At the moment of retirement, our paycheck stops like a light switching off. (Click!) For many, Social Security checks are significantly lighter than a regular paycheck, and yet, most of us still do next to nothing to adjust to this new reality.

Are You 18 To 35? Read This Before You Spend Another Dollar

WiserAdvisor.com | Posted 09.14.2014 | Money
WiserAdvisor.com

Do you think that just because you're young, you don't need to worry about money? Guess again. Whether you're a high school graduate, college student or you've recently entered the working world, getting a good handle on your finances is key to living a happy life.

Spend It! You Earned It. 5 Great Ways to Begin Spending Your Kids' Inheritance Today

Jerry Patterson | Posted 08.12.2014 | Money
Jerry Patterson

Bucket lists do not just have to be the subject of movies. Write one. Make it ambitious. Start checking it off. Climb that mountain. Visit the seven wonders. Take those dance lessons. Buy that weekend car you always dreamed of driving

One Retirement Budgeting Binge Can Transform the Rest of Your Life

Jerry Patterson | Posted 07.28.2014 | Money
Jerry Patterson

So what does binging have to do with retirement planning? Most would say not much, but for many of us binging may be an answer to the age-old problem of seizing control of your financial destiny.

INFOGRAPHIC: Common Myths About The Home Buying Process

David S. Bunton | Posted 05.06.2014 | HuffPost Home
David S. Bunton

In today's increasingly competitive real estate market, understanding the appraisal process cannot be overstated. Although appraisals are one of the most important parts of the home buying process, they are often one of the most misunderstood.

Take the 10 Percent Challenge and Get on the Road to a Wealthier and Healthier You

Jerry Patterson | Posted 05.12.2014 | Money
Jerry Patterson

We borrow. We spend. For many of us, we find very little room to save for the future. We stress over finances which can often lead to, or contribute t...

Make Exercising Your Financial Health This Year's Resolution

Jerry Patterson | Posted 03.25.2014 | Money
Jerry Patterson

Start by developing a list of financial resolutions you want to achieve before retirement. Keep them simple and keep them doable. Then narrow that list down to the ones you want to achieve this year. Here are a few simple steps that can pack a lot of punch.

Are You Healed or Whole? How to Tell the Difference

Irene Ross | Posted 01.27.2014 | Healthy Living
Irene Ross

There are many kinds of well-being; to be full, you need to look at everything, including overall happiness, relationships and community, self confidence, career, spiritual health and finances.

6 Scary Signs That Prove Stress Is Taking A Toll On American Women

Jane Sarasohn-Kahn | Posted 10.26.2013 | Healthy Living
Jane Sarasohn-Kahn

Taking an inventory on several health risks for American women in 2013 paints a picture of pain: of overdosing, caregiver burnout, health disparities, financial stress and over-drinking.

7 People To Cut Out Of Your Financial Life

Posted 03.16.2015 | OWN

By Amy Shearn Love them, lunch with them, just don't share money matters with them. Keep in touch! Check out HuffPost OWN on Facebook an...

5 Quick Fixes for Your Credit Score

Bethy Hardeman | Posted 04.11.2013 | Business
Bethy Hardeman

Your credit health is kind of like your physical health -- there's no fast lane to a perfect credit score or perfect health; it's a long-term journey. But just like you can make healthy diet and exercise choices today, you can do the same for your credit.

Unexpected Collateral Damage From JPMorgan's Failed Bets

Reuters | Posted 08.14.2012 | Business

By Carrick Mollenkamp and Cezary Podkul NEW YORK, June 14 (Reuters) - JPMorgan Chase & Co's disastrous bets on corporate debt may...

Emily Cohn

Americans Households Still Failing Financial Distress Test

HuffingtonPost.com | Emily Cohn | Posted 02.16.2012 | Business

Seth was in his 20s on spring break in Florida when he fell into a debt trap. Alongside the cocktails on the beach and wet T-shirt contests were credi...

Change Our Minds and We'll Change Everything

Stacey Tisdale | Posted 01.02.2012 | Black Voices
Stacey Tisdale

Education, employment, predatory lending, you name it: There are systemic forces that have worked against our ability to create wealth. However, perhaps a bigger problem is the mind-set some of these factors have helped to create.

Home Depot's Income Up -- Due To Storms

AP | MAE ANDERSON | Posted 10.16.2011 | Business

ATLANTA — Home Depot Inc.'s second-quarter net income rose 14 percent as shoppers picked up lawn and garden products and made storm-related repa...