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Get Out of Debt

How Anik Singal Ideas Helped Me Got Out of Debt

Sam Cohen | Posted 11.28.2016 | Business
Sam Cohen

After years of trying all I could to get out of debt, I finally did. However, it is not a straight and easy journey as I got out of my comfort zone an...

How to Pay Off Student Loans After Graduation: 9 Helpful Tips

GOBankingRates | Posted 05.16.2016 | College

By Holly Hammersmith, Contributor Graduation day and commencement are just around the corner. If you're a new graduate, or about to be one, donning a...

The One Method Guaranteed to Get You Out of Debt

Kim Owens | Posted 05.11.2016 | Business
Kim Owens

What have you tried to get out of debt? I've considered cutting out my fancy coffee runs to save hundreds a year. I won't do that because I like my fa...

50 Ways You're Throwing Away Money

GOBankingRates | Posted 05.11.2016 | Business

By Sabah Karimi, Contributor At the beginning of the year, you probably made a New Year's resolution to keep your spending under control. But unfortu...

Is There a Debt Solution Company You Would Recommend?

Steve Rhode | Posted 12.30.2015 | Business
Steve Rhode

I don't think there is a perfect one-size-fits-all debt solution company. The best solution is dependent both on financial goals and emotional desires. Before you pick the right service provider, you need to determine what solution is going to be the most logical.

How Can I Get Rid of My Student Loans if I Become a Teacher?

Steve Rhode | Posted 08.18.2016 | Business
Steve Rhode

The teacher student loan forgiveness program can be a bit confusing. While it is true, federal student loans can be forgiven in full for some teachers, you have to read the fine print. Not all loans are eligible for forgiveness.

Here Is Exactly Why People Who File Bankruptcy Are Smart

Steve Rhode | Posted 06.30.2016 | Business
Steve Rhode

I seem to spend a lot of time educating people that most everything they know about bankruptcy is just plain wrong. In fact a friend of mine just told me they were going to file bankruptcy and my answer was, "congratulations."

Will I Be Stopped at the Border for My Old Student Loans?

Steve Rhode | Posted 06.23.2016 | Business
Steve Rhode

Well you can rest assured you will not be arrested when coming back to the U.S. to visit friends and family. It's just not in the purview of U.S. Customs and Border Protection to screen people for bad debts. If they did, imagine the lines.

'How I Got Out Of $63,000 Of Credit Card Debt' | Posted 06.22.2016 | Money

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

How Smart Are You With Money? 7 Steps To Get Your Finances In Order

Posted 11.28.2016 | Entertainment

More than one third of adults admit they spend more than they can afford, and it's been estimated that 70 percent of Americans are living paycheck to ...

Your Sure Sound Like You Have Financial PTSD

Steve Rhode | Posted 06.09.2016 | Business
Steve Rhode

It is normal for people to internalize their financial problems but in reality money troubles are just math. It's more of the emotional trauma and whipping we give ourselves that is the real enemy.

Why a Chapter 7 Bankruptcy Should Be Your First Option and Not a Last Resort

Steve Rhode | Posted 05.07.2016 | Money
Steve Rhode

After more than 20 years of working with people to resolve debt problems, I am of the opinion that debt help and conventional wisdom should not be "you can look at filing bankruptcy as a last resort if you have to", but rather "too bad you could not get back on the track with chapter 7."

Why Have My Private Student Lenders Not Sued Me Yet?

Steve Rhode | Posted 06.09.2015 | Money
Steve Rhode

Dear Steve, I went to a public school and obtained 2 degrees. A good portion of my student loan debt were in private loans. The economy crashed ...

Should We File Bankruptcy Because of Business Debts?

Steve Rhode | Posted 05.30.2015 | Money
Steve Rhode

Money problems are solved by increasing income, reducing expenses, a combination of the both, or intervention. Bankruptcy is the only legal process that forces your creditors to have to deal with the debt by eliminating it or establishing a payment plan you can afford.

How One Woman Went From $50K In Credit Card Debt To $50K In Savings | Posted 03.28.2015 | Money

When Julie Berry's personal and professional lives were falling apart, if someone had told her that everything would be OK -- better than before, even -- she probably wouldn't have believed it.

How I Paid Off $50K Of Debt In Less Than 3 Years | Posted 05.25.2015 | Money

Graduating from college debt-free feels really good. When Ja'Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well for her. Then, in 2008, she lost her job.

How Can We Really Get Out of Debt?

Steve Rhode | Posted 05.02.2015 | Money
Steve Rhode

Question: What is the Secret to Getting Out of Debt? Dear Steve, My husband and I have been limping along just breaking even for sometime now ju...

My Life is Hopeless. I Can't Pay My Bills. What Can I Do?

Steve Rhode | Posted 04.26.2015 | Money
Steve Rhode

Question: I Can't Pay My Bills. What Can I Do? Dear Steve, I'm so completely freaked out about my bills. I'm now so in debt and worried about it...

My Husband Passed Away Owing Bills

Steve Rhode | Posted 04.25.2015 | Money
Steve Rhode

Money, Credit and Debt Advice - Get Out of Debt Guy Question: My Husband Passed Away With Bills Dear Steve, My husband passed away a few year...

Student Loan Payment Problems & Late in Life Student Loans

Steve Rhode | Posted 04.21.2015 | Money
Steve Rhode

If your tax refund was intercepted by the Department of the Treasury then you must be significantly behind on your student loan payments.

The Credit Union Won't Lower My Son's Student Loan Interest Rate

Steve Rhode | Posted 04.14.2015 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, Too much student debt and banks wont help. My son has a few student loans. One of them is from a credit...

What Happens to My Cosigner If I Stop Paying My Student Loans?

Steve Rhode | Posted 04.13.2015 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, Over $200,000 in private student loan debt with a cosigner. If I choose to stop paying my private...

I've Been a Lifelong Educator and Want My Loans Forgiven

Steve Rhode | Posted 04.12.2015 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I have many student loans from being a foster child and providing for my own education. As a teacher and...

Mystery Minister Mired in Massive Navient Student Loans

Steve Rhode | Posted 04.11.2015 | Money
Steve Rhode

Keep in mind defaulting is not without consequences. Navient will reports the loans past due on your credit report and in collections. That will leave a seven year notation on your credit report. Navient could always sue you in an attempt to collect and then try to garnish your wages if they won.

My Ex Was Supposed to Pay the Debt in the Divorce, but They Are Coming After Me

Steve Rhode | Posted 03.31.2015 | Money
Steve Rhode

In the divorce process the parties talk about who is going to take on this or that debt and be responsible for it. But as the collector mentioned to you, a divorce agreement does not change the liability of the debt. Joint debt remains a joint liability.