You pull up to the dealership anxious to see, touch, feel, smell and drive the new vehicle you have your heart set on buying, only to learn that you can no longer do any of these things. Yes, the famous test drive is out the window, you can't even see what you're about to buy.
Pet ownership can be one of the great pleasures in life but a big financial surprise for those who don't research and plan for everyday and emergency costs. Before taking on the new addition, do your homework and create a budget.
chedule expensive items separately. If you have a coin collection, fur coats, valuable antiques or the family silver in your rented apartment, get an appraisal. You'll need specific coverage for those items, which adds to the policy cost but is well worth it.
Did you know that in most States, such as New York, an insurance broker is generally not liable for their failure to advise you on what coverage you should obtain? Let this be your resource guide to advocate for your own best interest in obtaining coverage.
We all watch the news and know that anything can happen at any time that will change our lives. Sometimes it's an unexpected incident during a predicted or planned event and other times it is all sudden and unexpected like a natural disaster.
With "100-year" storms occurring every few years, the expression "think globally, act locally," takes on new meaning. The frequent occurrence of these storms results in the fact that we have to pay more attention to how we are protecting our families.
Across this entire nation, across all neighborhoods, classes, and communities, and despite homeowners routinely wanting to have and believing they have full insurance, about three-quarters of Americans are underinsured by tens of thousands.