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Homeownership

Buying A Home With Retirement Savings: Pros And Cons

Rob Berger | Posted 02.15.2017 | HuffPost Home
Rob Berger

If you've been socking money away in a retirement account and are ready to buy a home, you could tap into that savings to boost your buying power. There are several ways to use retirement funds to put a down payment on a home.

Credit Scoring Changes May Smooth Path to Homeownership for Blacks

NerdWallet | Posted 02.08.2017 | Business
NerdWallet

By Hal Bundrick, CFP Imagine mortgage credit standards as a roadway, connecting lenders with potential borrowers who dream of owning a home. What in ...

Is America Ready to Think of Itself as a Nation of Renters?

Abraham Gutman | Posted 11.22.2016 | HuffPost Home
Abraham Gutman

Millions of American households are living with the American Dream out of their reach. This is not new. In the 21st century it is perhaps time to reth...

The Commandments of the American Religion

James Altucher | Posted 09.28.2016 | Politics
James Altucher

I failed as a father. My 17 year old is going to visit some colleges today. I would never force anyone to listen to my reasons. But I can say I think...

As First-Time Sellers, Millennials Want to Take the Money and Run

Lorraine Woellert | Posted 08.01.2016 | Business
Lorraine Woellert

First-time buyers who came into the housing market after the recession now are becoming first-time sellers. And more of them are looking to cash out. ...

Republicans Own Bigger Homes and Other True Cliches

Lorraine Woellert | Posted 07.18.2016 | Politics
Lorraine Woellert

Liberals like cities. Conservatives like the country. Liberals want ethnically diverse neighborhoods. Conservatives want neighbors who share the same ...

Homeownership Has Plummeted In The U.S., But Not By Choice

The Huffington Post | Kate Abbey-Lambertz | Posted 06.23.2016 | Business

The U.S. housing market is bouncing back, but its recovery hasn’t done much for the millions of Americans who want to be homeowners. The homeowners...

Election-Year Gloom Weighs on Homebuyers

Lorraine Woellert | Posted 06.08.2016 | Politics
Lorraine Woellert

As the presidential campaign heats up, temperatures are rising among homebuyers. Nearly a thousand of them let off some steam in Redfin's latest surve...

State of the (Real Estate) Union

Remy Raisner | Posted 06.08.2016 | Business
Remy Raisner

The national real estate picture has brightened much since the dark days of the financial crisis, and home prices are now back to near record high across the U.S., 10 years upon the prior peak. Nevertheless, the real estate market, and therefore the way we live, has evolved dramatically.

Is Homeownership Right for You?

Tracy Shaffer | Posted 05.23.2016 | Denver
Tracy Shaffer

Prices are up 8% in the prior 12 months vs historical 6%. Inventories are tighter than last year, especially for small, lower priced homes. In 2016, we expect 8-9% appreciation, flat unit sales volume increases, and continued tight inventories.

Mortgage Rates Are Low, So Why Isn't Homeownership More Affordable? The Conundrum of Cheap Money

Lorraine Woellert | Posted 05.23.2016 | Business
Lorraine Woellert

It's never been cheaper to borrow money, and that includes home loans. Mortgage rates have been falling all year and are flirting with historic lows. ...

8 Curb Appeal Mistakes That Can Sabotage Your Home Sale

Trulia | Posted 04.08.2016 | HuffPost Home
Trulia

Would you wear sweatpants for an important job interview? Going out on a limb here, but the answer is probably "no." The same holds true for selling a...

States Where Refinancing Could Save the Most Money

NerdWallet | Posted 03.10.2016 | Business
NerdWallet

Interest rates have been at all-time lows for years, but millions of people who could qualify for reduced mortgage rates through refinancing haven't taken the plunge.

A History of the Clintons and Black Homeownership

Larry Harris Jr. | Posted 02.29.2016 | Black Voices
Larry Harris Jr.

It is obvious that the Clintons had no idea that encouraging an increase in Black homeownership would lead to 2008s financial crisis. I'm sure that was not their intention. However, it is fair to question the judgment of politicians who enact good policies that end up having negative consequences.

Sanders and Trump: How the Political and Media Establishment Got 2016 So Wrong

Leonard Steinhorn | Posted 02.17.2017 | Politics
Leonard Steinhorn

Perhaps the biggest story coming out of campaign 2016 is not the rise of Bernie Sanders and Donald Trump, but the fact that the media and political establishment never saw it coming. And the fact that they never saw it coming perfectly explains the rise of Sanders and Trump.

Taxpayers and Homeowners Share the Same Risk Regardless of Politics

Garrick T. Davis | Posted 02.03.2017 | Business
Garrick T. Davis

Almost two thirds of taxpayers are homeowners. Why should they be OK with the government experimenting with their tax dollars to benefit the government controlled GSEs? How about benefiting the taxpayer homeowner instead?

Call for Federal Investigation Into Report of Racially Discriminatory Predatory Lending

Dedrick Muhammad | Posted 01.22.2017 | Business
Dedrick Muhammad

As a leading nonprofit advocate for the use of manufactured housing done right as an affordable housing solution, CFED believes the federal government should begin an investigation into this matter.

Homeownership Is Not For Everyone

Jack M. Guttentag | Posted 11.20.2016 | Business
Jack M. Guttentag

Some people are not cut out for home ownership. I call them NOHOs. What distinguishes them is not their income, their family structure, their mobility, or where they live -- rather, it is how they live.

Tales of a First-Time Homeowner

Brent Stoller | Posted 11.20.2016 | HuffPost Home
Brent Stoller

Earlier this year, my wife and I closed on our house in Houston. While she's a previous homeowner, this is my first go-round. And I'm lost. Part of my uneasiness is leftover PTSD from seeing my savings account slashed by a cashier's check, but most of it stems from knowing that everything within those walls is my obligation.

America's Homebuyers Being Targeted as Washington's Latest 'Pay-For' Piggy Bank

Garrick T. Davis | Posted 08.26.2016 | Business
Garrick T. Davis

Prospective new homeowners have all sorts of pressing concerns to consider. Strapping the cost of a federal highway spending bill onto their backs by way of artificially inflated loan guarantee fees paid over the life of a 30-year mortgage shouldn't be one of them.

How My House Became My Enemy: A Divorced Woman's Cautionary Tale

Shari Lifland | Posted 07.30.2016 | Divorce
Shari Lifland

I'm not exactly "handy" around the house. In fact, I'm the opposite of handy ("awkward," according to the thesaurus). So, because my husband actually seemed to enjoy the chores and responsibilities that come with home ownership, I was happy to let him handle it all.

"Rich Parents" Not The Trait That All Financially Well-Off Millennials Share

Richard Lorenzen | Posted 07.21.2016 | Business
Richard Lorenzen

The Atlantic published an article last week attempting to pinpoint the differentiating factor in the majority of, or rather "all Millenials," financial standing. They concluded that the answer was rich parents.

Banking On an Affordable New York

Keith Mestrich | Posted 07.01.2016 | New York
Keith Mestrich

The banking community has an opportunity to restore this trust and make good on our social contract with customers, communities, and policymakers. We should start by investing in homeownership, which has always been the foundation of the American Dream.

Homeowners Can Spend Over $9K A Year In Hidden Costs

Credit.com | Posted 06.22.2016 | HuffPost Home
Credit.com

Buying a home is so much more than finding the perfect place, applying for a home loan and budgeting for a monthly mortgage payment -- it's thousands of dollars more than many homeowners expect.

Our Kids Aren't the Only Ones Suffering From Inequality. We're Failing Our Parents Too!

Anthony W. Orlando | Posted 06.03.2016 | Politics
Anthony W. Orlando

Yes, by all means, let's talk about inequality of opportunity for our kids because that's where it all starts. But let's also remember that those kids grow up, and when they do, it doesn't get easier. The scars of childhood last a lifetime.