Currently, there are 53,000 homeless people in New York City. Twenty-two thousand of them are children. That's the highest number since the Great Depression.
GFU should not get to respect a student on paper, in press releases, and in letters by using their preferred pronoun but then in practice and policy choose not to. If you choose to see Jayce as he is in one context, you must see him as he wholly in all situations.
The Trulia Price Monitor and the Trulia Rent Monitor are the earliest leading indicators of how asking prices and rents are trending nationally and lo...
Recent new home sales figures raised concerns about a housing market slowdown, but one thing is clear: The fastest-growing industries in the U.S. over...
Headline news reports that our very own Federal Reserve Board has finally put its foot down. "No more" is the message from the Fed. This announcement is causing some financial pundits along with mortgage brokers to stand up and shout out that you better refinance now while you still can.
Overall: a solid report for housing. Job growth in clobbered metros is especially good news for housing demand but the drop in young-adult employment is a red flag.
Assuming it's a superior long-term investment, one to rival stocks, is dangerous. There's just no evidence backing it up.
After a tumultuous few years in the housing market, the rules are starting to change -- for the better. Here are seven frequently asked questions about the new 'qualified mortgage' rules and answers about how it affects your mortgage.
New York City funnels billions of dollars annually into the growth and enrichment of our city. It is time we dedicate our resources to building housing that is truly affordable, for all.
Being a champion of homeownership or affordable housing options is not risky policy, it is essential to growing wealth. Unfortunately, as pointed out by many civil rights organizations, there are provisions of the Johnson-Crapo discussion draft that will only exacerbate the current disparities in homeownership rates.
The housing finance system -- as well as other national housing policies -- needs to serve a country where local home prices in some markets are 10 times as high as in others, and where local and state laws affect how much new construction is allowed, how long foreclosures take, and more.
There are families in America who feel they have done all the "right things." They have played by the rules and worked hard but they aren't getting ahead financially. They have many things in common but the thing that is most striking is their racial make-up; they are mostly African-American and Latino.
At the moment, it seems Fannie Mae and Freddie Mac are doing their job just fine. They are issuing mortgage-backed securities (MBS) that include more than 60 percent of new mortgages. Interest rates on mortgages are low and both companies are making substantial profits that are refunded to the government. Why is there any need to overhaul this system? The financial industry is of course unhappy with this situation. It sees the money being earned by Fannie Mae and Freddie Mac as money that could be going into its pockets. Of course, there is nothing that prevents Goldman Sachs, Citigroup, and the rest from going out and issuing their own MBS right now. The problem is that they have a really awful track record. Remember the financial crisis? And of course it is especially hard for them to compete with two relatively efficient government-run issuers like Fannie and Freddie.
Looking for a new home can be a challenge, especially when you walk into someone's for-sale home and 20 years of their lives are on display. You have to really use your imagination to determine how you can that particular home 'yours.'
If you're thinking about buying or selling a home, one of the first things you'll need to have down is your partner in crime: your real estate agent.
The Senate Banking, Housing, and Urban Affairs Committee is scheduled to vote on a massive proposal to overhaul the nation's mortgage finance market. Yet the draft language released by the authors has raised concerns across the political spectrum.