January is a time when parents of high school and college students across the country are pulling out their hair over the FAFSA (Free Application for Federal Student Aid). Parents who manage to accurately complete the FAFSA are able to open the gateway to billions of dollars in federal, state and college financial aid.
If the average twenty-something has somewhere around $25,000 of debt to their name, then I must be a highly unique member of the millennial generation. I graduated from Kennesaw State University, a fast-growing school in the suburbs of Atlanta, in 2011. It was the same year that the total amount of student loan debt in the U.S. reached a whopping $1 trillion, but when I graduated, I did so as a completely debt-free individual.