When should donors provide their Social Security number to a nonprofit? Common wisdom and universal advice from endless sources say "never." But a dan...
The holiday season is just getting underway, a time dedicated to finding the perfect gift for loved ones and a steady procession of festive events that ends when we ring in the New Year. Unfortunately, it's also a busy time for people dedicated to the commission of identity-related tax fraud.
A couple of years ago when some 40 million credit cards were breached at Target's brick-and-mortar stores, I frantically tried to recall if I had done any holiday shopping at my neighborhood store. Thankfully I hadn't, but my relief was short-lived.
Why are children a target for identity thieves? It's called "runway." A child's Social Security number is pristine. There is no reason for a minor to use it in connection with any financial or credit-related transaction before reaching the age of 18. Consequently, there's been no need for them, or their parents, to check their credit.
To really hide online, you need to do it in plain sight. That means you will have to create an entire fake online persona -- on Facebook. Google, Twitter, even LinkedIn -- using this identity. Do not link any of those accounts to your actual identity or your real email address.
Breaches, and the identity theft that flows from them, have become the third certainty in life, right behind death and taxes. Your introduction to the fact that you got "got" can take many forms.
The U.S. Chamber of Commerce's Institute for Legal Reform just devoted much of an entire day bemoaning the proliferation of breaches of Americans' personal data.
The Internet has increased the risk of financial fraud for young and old consumers, but thieves still work by phone and mail. Monitor credit data and make sure loved ones know how to keep their financial data safe.
As you can imagine, this is a complex problem. On one hand you have the issue that the kids were clearly victims of identity theft. On the other hand it appears they received the benefit from the loans.
The most common kind of identity theft is fraud involving government benefits or documents, such as Social Security cards, passports and driver's licenses. Other types of fraud involve credit cards, phone or utility accounts, banks and employment.
When it comes to data security and the real-life impact of identity theft, public awareness is at an all-time high. But there is still great confusion and ignorance about what it is, how it happens, and what can be done to avoid the pitfalls of life after a data breach or personal compromise.
By now, most people are aware of the importance of creating strong, unique passwords for all of their online accounts. If you aren't already practicing smart password habits, you certainly should.
We all need to take responsibility for the attackable surface, or vulnerability, of our personal information and our areas of exposure.
I realize how vulnerable we are nowadays, since we're supported by data and electronic gates and barriers. My USB key contained non encrypted backup of my computer's hard disk. I am exposed totally, these thieves, if they bother to look, can know everything about me.
Summer is drawing to a close, which means children across the country will be lacing up new sneakers and sitting down in new desks for the start of another school year. Parents have enough to worry about when sending their young ones out into the world without them, but how much does the average parent know about protecting their child's identity?
As another school year commences, here are some rules to follow that can help students avoid any digital nightmares related to their laptops, tablets and cell phones