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Income Based Repayment

Get Your Monthly Payments Under Control: Income-Driven Repayment Plans for Your Federal Student Loans

Beth Kobliner | Posted 08.04.2014 | Money
Beth Kobliner

If you're like the two-thirds of college grads who took on debt, you owe an average of about $30,000 in federal student loans. That means you'll likely be facing steep monthly payments stacked against a low income after graduation. But there's a way for some borrowers to avoid a lot of month-to-month aggravation.

3 Student Loan Strategies That Won't Get You Out of Debt

Adam Levin | Posted 07.15.2014 | College
Adam Levin

While the seas will be rough, you don't have to feel like you bought a ticket on the Titanic. If graduates face repayment in an open way, communicating regularly with lenders, there are solutions -- although none of them get you a Get Out of Debt Free card.

The Next Phase of Enhanced Student Loan Forgiveness: Pay as You Earn

Wendy N. Powell | Posted 07.12.2014 | Education
Wendy N. Powell

Individually, we may thrive by enhanced debt forgiveness but collectively, we retreat with considerable increases to our national debt obligation that we likely cannot afford.

My Husband Was Taken Advantage of by For-Profit Colleges

Steve Rhode | Posted 05.19.2014 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I searched and didn't find quite what I was looking for, so I was wondering if you'd do an article on it...

Student Loans Got You Down? 5 Tips to Make Them More Affordable

Ethan Senack | Posted 03.10.2014 | College
Ethan Senack

Dealing with students loans can be stressful -- even overwhelming. Here are a few tips to minimizing how much you pay and keeping your debt manageable.

Shahien Nasiripour

Student Loan Defaults Surge | Shahien Nasiripour | Posted 09.30.2013 | Politics

Recent college students are defaulting on federal loans at the highest rate in nearly two decades, reflecting "crisis" levels of student debt and a la...

Financial Planner Q&A: Should I Use Income Based Repayment for My Student Loans?

SaveUp | Posted 11.27.2013 | Business

The federal government offers a number of different ways to pay back your student loans. In this post we'll look at income based repayment plans, some of their qualification requirements and tradeoffs to consider.

Shahien Nasiripour

Borrowers Default On Student Loans Despite Viable Alternatives | Shahien Nasiripour | Posted 09.12.2013 | Politics

Companies working for the Department of Education over the past year have allowed hundreds of thousands of borrowers to default on their federal stude...

Shahien Nasiripour

Sallie Mae Borrowers Missing Out On Major Relief | Shahien Nasiripour | Posted 09.03.2013 | Politics

Sallie Mae, the nation's largest servicer of federal student loans, is failing to enroll many of its distressed borrowers into one of the Obama admini...

Your Financial Life After Graduation

Jason Alderman | Posted 08.12.2013 | College
Jason Alderman

Let me share a few financial lessons I learned the hard way when I was just starting out. They might save you a lot of money in the long run and help you get closer to your life goals, whether it's buying a house, starting a family or even retiring early -- as far off as that may sound.

Yay! Feds Announce New Pay-As-You Earn Program For Student Loans

AP | By JUSTIN POPE | Posted 02.06.2013 | College

-- A new version of the income-based federal student loan repayment program that's more favorable to many borrowers will go into effect starting Dec....

Student Loan Debt: New Income-Based Repayment Provides a Safety Net

Lilly O'Donnell | Posted 01.20.2013 | College
Lilly O'Donnell

Pay As You Earn, or Income-Based Repayment, allows borrowers to pay 10% of their discretionary income.

Obama and Student Loans: Income-Based Repayment

Nick Gidwani | Posted 01.23.2014 | College
Nick Gidwani

Just as policies like IBR encourage students to go to graduate and professional school by making it easier to take out student loans, the promises of future wealth that many grad schools make are coming into question.

Obama's Quiet Revolution

Jonathan Meiburg | Posted 12.16.2012 | College
Jonathan Meiburg

To millions of Americans and their children caught in the pincers of a pressing need for a college education that each year grows more expensive, the Obama administration has quietly thrown a lifeline. So quietly, in fact, that you probably don't know about it.

Amanda M. Fairbanks

Obama Moves Forward On Forgiving Student Loans, But Recent Grads Left Behind | Amanda M. Fairbanks | Posted 12.26.2011 | College

NEW YORK -- Compared to many of her unemployed classmates, Gabby Bladdick counts herself among the lucky ones. Since graduating with a degree in pu...

Financial Advice for Graduates

Jason Alderman | Posted 07.31.2011 | College
Jason Alderman

You've worked hard to earn your degree; now put it to work for you. Just make sure you don't sabotage your efforts by starting out on the wrong financial footing.

Recent College Graduates Can Find Silver Lining in Service Programs

Kyle Daley | Posted 05.25.2011 | College
Kyle Daley

Sometime this month, millions of recent college graduates will have to start paying their student debt. And graduates have better opportunities than filling caramel macchiato orders.

PHOTOS: 9 Key Points Of The Student Aid Bill

Huffington Post | Lindsay Dittman | Posted 05.25.2011 | College

The Student Aid and Fiscal Responsibility Act, signed into law yesterday, will bring major reforms to America's higher education system. The law plans...