To me, the stupidest investment question ever is the one that never gets asked. As an investor, how in the world will you become educated?
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Since 100 percent of its retirement funds beat their 5-year Lipper average, investors could believe that T. Rowe Price has consistently "beat the market". Is this accurate? Not if you understand how the use of benchmarks can be misleading.
Brokers and the financial media are quick to anoint new fund gurus. The biggest problem with this ritual is that a short track record is not indicative of skill.
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