If you are an individual investor that wants to preserve what you have and grow a little over time, the last thing you should do is invest in index funds or in portfolios built with a one-size-fits-all mentality.
Too many investors select financial advisers from brand firms because they believe it is a safer decision. But, are they really safer based on misleading TV commercials? The number of investors who believe they are safer is dropping.
In life, whatever it is we are seeking will not arrive in the form we are expecting. Such is the case with raising equity in a post JOBS Act market -- something that fascinated but at the same time confused many business owners.
Wall Street associations and lobbyists are fighting the DOL and SEC 'tooth and nail' to avoid higher ethical standards for hundreds of thousands of stockbrokers who sell investment products to current and future retirees.
Much of the massive securities industry is based on this false premise: There are "gurus" or "experts" who can identify mispriced equities, tell you when to get in or out of the market, pick mutual fund managers likely to outperform and are otherwise endowed with predictive powers.
The effect of unequal educational funding is to reinforce existing wealth inequalities across social class, race, gender, and region. But the most significant effect is the reproduction of these inequalities across generations.
In his popular book, What Investors Really Want, Professor Meir Statman explains that investors want to play the investment game, and they want to win. They believe their investment advisers can help them win by picking skillful active managers.
Though studies show design to be vital to startups - it probably only changes the probabilities for success by a dozen percentage points and although AirBnB and Fisker Automotive both leverage design sublimely, it still takes startup experience to succeed.
In the summer of 2013, a sharp spike higher in interest rates caused by the "taper tantrum" (fear that the Fed will soon end monetary easing) reduced both housing affordability and the opportunities to lower mortgage rates through refinancing.
Is there any issue more contentious than trust in the financial advice and wealth management business? No, probably not. But beyond a little gut instinct and a good referral, how do you really know who you can trust with your hard-earned dollars.
Today, trying to find a reason for my unease with what's happening to the Greek people, I took a look at the definitions of two forms of risk that investors can incur when buying foreign debt: systemic risk and sovereign risk.
Like the world we live in and the market that fuels our economy, the "reasonable investor" has evolved -- values have shifted, and what was once irrelevant has grown increasingly material to investment decisions of today.
The year 2015 may yet produce solid returns for investors in US stocks. However, it's looking more and more likely that TINA ("There Is No Alternative"), more than any other factor, will be responsible rather than strong earnings growth.
Wherever you stand on the political spectrum, I think there are some undeniable truths regarding our economy that need to be addressed before we reach the next phase of robust and sustainable economic growth.
Design Driven Startups are ideal for attracting funding on crowdfunding platforms, such as Kickstarter, Indiegogo and Crowdfunder. However, competition for funds is fierce and only the top percentile receives significant funding.