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I.R.A

How to Tell If a Roth IRA is Right for You

Mike Branch, CFP | Posted 04.09.2015 | Business
Mike Branch, CFP

Everyone's situation is a little different, but unless you expect your tax bracket to drop in the future, I would say that for most people with a choice, the long-term benefits of the Roth IRA override the short-term tax deduction of the traditional IRA.

I'm Retired So Now What Do I Do With My 401(k)?

PaladinRegistry.com | Posted 03.13.2015 | Money
PaladinRegistry.com

Financial Planning is not a one-time set it and forget it event, it's a process that must be reviewed for changes over time and adjusted.

Head Of Major Irish Political Party Linked To Horrific Wartime Murder

The New Yorker | Posted 03.09.2015 | World

Gerry Adams has long denied being a member of the I.R.A. But his former compatriots claim that he authorized murder....

The Best Investing Sites For Beginners

Simple. Thrifty. Living. | Posted 03.09.2015 | Business
Simple. Thrifty. Living.

With the Dow at a record high -- more than double since 2009 -- some first-time investors are concerned that it might be too late to jump into stock trading. The truth is that no investment comes with a guarantee, and experts disagree about where the market will go next.

If You Have A 401(k) Do You Need An IRA, Too?

Carrie Schwab-Pomerantz, CFP | Posted 03.04.2015 | Money
Carrie Schwab-Pomerantz, CFP

The bottom line is you can't really save too much, only too little. So use all the savings and investing vehicles available to you, including both an IRA and your 401(k), to save as much as you can, as early as you can -- and, at the same time, get the maximum tax break. You won't regret it.

Cardinal Compares ISIS To Irish Republican Army

Religion News Service | David Gibson | Posted 03.04.2015 | Religion

NEW YORK (RNS) Cardinal Timothy Dolan of New York said Islamic State militants terrorizing the Middle East are a distortion of “genuine” Islam muc...

How Smart IRA Planning Can Help You Pay Less For College

Mike Branch, CFP | Posted 02.27.2015 | Money
Mike Branch, CFP

If you are a parent with a teen bound for college, be sure to consult a professional with experience in both financial aid and retirement planning before filling out your financial aid forms. Smart IRA and retirement planning can go a long away towards helping you pay less for college.

Zach Carter

How Democrats Almost Strangled The Obama-Warren Retirement Security Plan In The Cradle

HuffingtonPost.com | Zach Carter | Posted 02.24.2015 | Politics

WASHINGTON -- President Barack Obama unveiled a significant retirement security proposal with Sen. Elizabeth Warren (D-Mass.) on Monday, announcing pl...

How Much Money do you Need?

PaladinRegistry.com | Posted 02.20.2015 | Money
PaladinRegistry.com

We would all like to have enough money to do the important things: live life, retire comfortably, educate our children, and so on. More importantly, how do you make sure that you have enough to reach these various goals?

What You Need to Know to Max Out Your Retirement Savings In 2015

MyBankTracker | Posted 04.06.2015 | Money
MyBankTracker

This year, thanks to a few tweaks to the tax code made by the IRS, you can contribute more to your retirement. The money invested today, that grows at a modest 5 percent, will be worth four times as much in 30 years. Find out what you can do now to maximize the growth of your nest egg.

How to Fix a Missed RMD in 5 Easy Steps

Mike Branch, CFP | Posted 03.24.2015 | Money
Mike Branch, CFP

If you are over age 70 and a half, the IRS requires you to take a required minimum distribution known as an RMD from your IRA each year.

Close To Retirement? Don't Miss These Dates And Deadlines!

Carrie Schwab-Pomerantz, CFP | Posted 03.23.2015 | Money
Carrie Schwab-Pomerantz, CFP

Although a lot of us may try to forget our age as the years go by, when it comes to reaping the financial rewards of getting older, you're wise to keep certain age-related milestones top of mind.

The Most Important Retirement Benefit Changes to Look Out For in 2015

MyBankTracker | Posted 03.15.2015 | Money
MyBankTracker

January is a great time to outline your financial goals for the year, including taking a look at your retirement savings plan. If you didn't save as much as you wanted to last year or you have yet to start contributing to a retirement account, there are some new rules for 2015 that you'll want to pay attention to.

Do Financial Advisers Work for You or Wall Street?

Liz Shuler | Posted 03.09.2015 | Politics
Liz Shuler

Did Wall Street win on Election Day? The U.S. Department of Labor's watchdog agency charged with protecting pension and retirement savings is on the verge of issuing new worker and retiree protections.

Tax Tips for Gifting Yourself This Year

Mark Steber | Posted 02.22.2015 | Money
Mark Steber

So give yourself one final gift this year and consider your taxes as you do what you normally do during the end of the year and the holiday season. A bit more attention to the tax rules and possibly tweaking what you do, might give you a bigger refund at tax time.

5 Retirement Planning Steps Most People Overlook

WiserAdvisor.com | Posted 02.18.2015 | Money
WiserAdvisor.com

You've heard a lot of information about retirement planning basics: contribute regularly to tax-advantaged accounts like your 401(k) or IRA, choose the right mix of assets for your age and risk tolerance, and rebalance regularly. But you still can't help but wonder if you're missing something crucial.

Hey Millennials! 8 Important Financial Tips from Your Future Self

Jerry Patterson | Posted 02.03.2015 | Money
Jerry Patterson

If you could go back 30 years and give yourself one piece of advice regarding retirement planning, what would you say?

Almost Thanksgiving and Extenders Are Still on the Table. What Does That Mean to Your Taxes?

Mark Steber | Posted 01.20.2015 | Business
Mark Steber

The mid-term elections are over, but -- as of this minute -- Congress has not tackled extending some tax breaks, i.e. that collective group known as the "Tax Extenders", which we address seemingly every couple of years.

A Review of SCOTUS: Why Your IRA May Not Be a Retirement Account

Mike Branch, CFP | Posted 12.17.2014 | Business
Mike Branch, CFP

This summer, the Supreme Court of the United States ruled unanimously that inherited IRAs are NOT retirement accounts, and it is now the law of the land. To learn more about why your IRA may not be a retirement account and what it means for you, read on.

You've Inherited An IRA -- Now What?

Carrie Schwab-Pomerantz, CFP | Posted 12.01.2014 | Money
Carrie Schwab-Pomerantz, CFP

An inheritance can bring up conflicting emotions, placing the positive of financial gain against the sadness of losing a loved one. Complicating the situation further, certain inheritances -- such as an IRA -- are more difficult to sort out than others.

Making an IRA Part of Your Estate Plan

PaladinRegistry.com | Posted 11.25.2014 | Money
PaladinRegistry.com

I'm a big proponent of making IRA's part of your estate plan. They have many attributes a person can utilize when planning for the inevitable.

What Your Retirement Plan Needs More Than Money

Buck Wargo | Posted 11.18.2014 | Fifty
Buck Wargo

With all the talk about retirement, the national focus is on how much to stash away in your 401(k) and IRA and when you should leave your job and start taking Social Security benefits. That's all crucial, but what people are forgetting is what they want to be and do when they grow up.

Can You Dip Into Your IRA To Buy A First Home? Should You?

Carrie Schwab-Pomerantz, CFP | Posted 11.17.2014 | Money
Carrie Schwab-Pomerantz, CFP

Yes, the IRS does allow penalty-free withdrawals of a limited amount of IRA funds for first-time homebuyers. However, as enticing as it appears, taking that withdrawal comes with certain caveats that you need to carefully consider.

Retirement Class Warfare Is Coming to America

PaladinRegistry.com | Posted 11.17.2014 | Money
PaladinRegistry.com

A 2014 Retirement Confidence Survey (RCS) conducted by the Employee Benefit Research Institute showed Americans are increasingly confident in their ab...

Pope Francis Expresses Gratitude And Condolences At Albert Reynolds' State Funeral

AP | Shawn Pogatchnik | Posted 08.25.2014 | Religion

DUBLIN (AP) - Generations of Irish leaders united Monday at the Dublin funeral of Ireland's peacemaking former prime minister, Albert Reynolds, in a c...