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Johnson Crapo Legislation

Housing Finance Reform Should Now Focus on Fixing and Preserving Fannie Mae and Freddie Mac

John Taylor | Posted 07.19.2014 | Politics
John Taylor

Fannie Mae and Freddie Mac need to be regulated properly, they need to be required to maintain sufficient capital reserves, and they need to be operated transparently. But given the current legislation, eliminating them would be reckless and foolish.

Why Conforming Loan Limits Should Be Part of Housing-Finance Reform -- But Aren't

Jed Kolko | Posted 06.29.2014 | Business
Jed Kolko

The housing finance system -- as well as other national housing policies -- needs to serve a country where local home prices in some markets are 10 times as high as in others, and where local and state laws affect how much new construction is allowed, how long foreclosures take, and more.

Getting Housing Finance Reform Right

Ken Blackwell | Posted 06.25.2014 | Politics
Ken Blackwell

The Senate Banking, Housing, and Urban Affairs Committee is scheduled to vote on a massive proposal to overhaul the nation's mortgage finance market. Yet the draft language released by the authors has raised concerns across the political spectrum.