We have to recognize that the more unaffordable health care becomes, the less access to essential care Americans have and the worse their outcomes will be. In order to fix this huge and growing problem, we need to think much more broadly about needed approaches.
That the Government would pursue a physician for taking kickbacks should not come as a surprise; the Department of Justice has recently stepped up its enforcement of the federal Stark Law and Anti-Kickback statutes against individual physicians.
Loopholes are generally not accidental oversights by legislators. No, they are usually more accurately called "kickbacks," tossing money and/or power back to those who were so kind to provide major campaign support.
Full disclosure of 401(k) fees, while a step in the right direction, will do little to remedy a system that practically insures most Americans will retire, if at all, with a sharply diminished quality of life.