Large Banks

Surprised? Those Big Banks That Got Taxpayer Money Are Still Taking Huge Risks

The Huffington Post | Bonnie Kavoussi | Posted 03.07.2012

Read More: Tarp, Tarp Bailout, Video, Large Banks, Wall Street Bailout, Bailout, TARP Money, Banks, Federal Reserve, Bank Bailout, Big Banks, Moral Hazard, Small Banks, Business News

The big banks that critics claim caused the financial crisis may have gotten bailed out, but they apparently haven't learned their lesson. Large b...

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SBA is Making Lines of Credit More Available --- Maybe

Jerry Chautin | Posted 01.11.2012

Read More: Conventional Loans, Large Banks, Holiday Shopping, Financing, Loc, Line of Credit, Invoice Purchasing, Loan Application, Credit Crunch, SBA Loans, Cash Flow, Accounts Receivable, Small Banks, Community Banks, Small Business Owners, Working Capital Loans, Small Business Loans, Borrowing Money, Lending Programs, Business News, Inventory Loans, Credit, Factoring, Financial Institutions, Caplines, Small Business America, Small Business News
Jerry Chautin

To provide the much-needed liquidity, the U. S. Small Business Administration is revising its CAPLine program to make lines of credit more acceptable to lenders and more available to small-business owners. However, banks would rather make conventional LOCs rather than hassle with some of the SBA's requirements.

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Federal Reserve: Big Banks Should Tie More Employee Pay To Risk

Posted 12.05.2011

Read More: Federal Redserve, Large Banks, Banks Employee Pay, Federal Reserve Report, Bank Pay Practices, Video, Banks Pay, Fed Banks, Deferred Pay, Big Banks, Business News

WASHINGTON (Dave Clarke) - Large banks need to tie more employees' compensation to the risk their decisions pose to the banks through such things...

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Total Number Of Troubled Banks Drops For First Time In Five Years

AP | By MARCY GORDON | Posted 10.24.2011

Read More: Large Banks, Failure Banks, Problemic Banks, Recession Banks, Troubled Banks, FDIC Banks, Problem Banks, Business News

WASHINGTON -- The number of troubled banks tracked by the Federal Deposit Insurance Corp. fell in the April-June quarter, the first quarterly drop in ...

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Lender "Screws Up," Others Can Learn From Its Mistakes

Jerry Chautin | Posted 10.17.2011

Read More: Large Banks, Financing, Alternative Financing, Small Business Loans, Business Loans, Cash Flow, Small Banks, Small Business Owners, Sales Projections, Borrowing Money, Franchise Loans, Sba, Preferred Lender, Financial Institutions, Lenders, Business News
Jerry Chautin

Every bank has its own sweet spot for small-business loans and will look at your application somewhat differently. Find the right one and form a business relationship before applying.

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Some Real Estate Agents Are In Cahoots With Fraudsters

Jerry Chautin | Posted 08.31.2011

Read More: Investors, Bank of America, Large Banks, Scam, Community Banks, Real Estate, Avoid Foreclosure, Defaulting Homeowners, Fraud, Foreclosure, Wells Fargo, Business News, Flipping, Short Sale, Real Estate Agents, Flopping, Business News
Jerry Chautin

With declining prices, scammers are using short sales to make a fast buck by purchasing properties at below-market prices and immediately flopping them to new buyers.

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Obama's Job Creation Plan and Business Growth Coincide at Exporting

Jerry Chautin | Posted 05.25.2011

Read More: Exporting Loans, Large Banks, Import-Export Bank, Exim Bank, Atlanta, Job Creation, Dan Holt, Obama Administration, Obama, Obama Stimulus, Barack Obama, Small Banks, Charles Green, Virginia, Community Banks, Rat Gibeau, New Legislation, The SBA Book, Georgia, Borrowing Money, Higher Loan Amounts, Lending Programs, Business News, Tennessee, Recovery Act, Financial Institutions, Sba, North Carolina, Exporting, Business News
Jerry Chautin

You can increase your revenues by selling products and services overseas, even if you've never done it before. Moreover, exporting creates jobs in America. That is why Obama wants the federal government to help you get started.

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New Refinancing Program May Help Stem a Pending Foreclosure Disaster

Jerry Chautin | Posted 05.25.2011

Read More: Financing, Small Business Jobs Bill, Real Estate, Commercial Loans, Credit Crunch, Small Banks, Small Business Owners, Business News, Office Building, Recovery Act, SBA 504, Financial Institutions, Sba, Large Banks, Franchise, Job Creation, Acquisition Loans, HR 5297, Alternative Financing, Small Business Loans, Restaurant, Brooking Institute, Operating Costs, Borrowing Money, SBA Loans, Lending Programs, Commercial Real Estate, Tarf, Business News
Jerry Chautin

Pundits say that $350 billion of commercial mortgage loans are coming due for payoff. The balances still owed are so high that many borrowers will be unable to refinance conventionally.

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$30 Billion Is Being Allocated to Boost Small-Business Lending

Jerry Chautin | Posted 05.25.2011

Read More: Coleman Publishing, Large Banks, Financing, Job Creation, Jobs, Acquisition Loans, Filibuster, Small Business Loans, Congress, Small Banks, Barack Obama, Republican, Community Banks, Credit Score, Small Business Owners, New Legislation, Borrowing Money, Credit Scoring, Business News, Lending Programs, Harry Reid, Sba, Credit, Senate Majority Leader, Financial Institutions, Business News
Jerry Chautin

Big banks prefer making multimillion-dollar loans to large corporations instead of small-businesses because the fee income is greater and it allows them to hire experts in industries that they want to target.

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Your Money Search Begins With a Persuasive Cover Letter

Jerry Chautin | Posted 05.25.2011

Read More: Rma, Venture Capital, Investors, Large Banks, Banks, Business Plan, Finance Committee, Small Business Loans, Loan Application, Small Banks, Writing a Cover Letter, Loan Officer, Community Banks, Small Business Owners, Business Plan Documents, Return on Investment, Executive Summary and Sources and Uses of Funds, Borrowing Money, Lending Programs, Business News, Risk Managements Association, Business News
Jerry Chautin

Even though the cover letter is rarely thought of as a business-plan document, it begins the process of selling your concept to the loan officer and finance committee.

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Big Financial Firms Losing Power On Capitol Hill

Washington Post | Binyamin Appelbaum | Posted 05.25.2011

Read More: Large Banks, Capitol Hill, Finance, Financial Firms, Washington D.C., Banks, Lawmakers, Lobbying, Lobbyists, Wall Street, Business News

Large banks are on the verge of losing a key legislative battle over the shape of financial reform, an unusual setback that reflects the continued pol...

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