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Lending Club

Innovative Challengers at the Gates

Omar K. Alghanim | Posted 06.20.2015 | Business
Omar K. Alghanim

Within retail banking, there have been two standout, truly disruptive innovations in the last 20 years, where a few banks applied mass marketing techniques to create something unique.

P2P Lending Is Not Dead

Jorge Newbery | Posted 06.08.2015 | Business
Jorge Newbery

A short while ago, I pronounced P2P lending dead. Annihilated. Massacred by Wall Street bankers. Choked by a Black Rock. Then, I heard from Dara Albright, co-founder of LendIt, the largest peer-to-peer lending conference in the world.

P2P Lending Is Dead

Jorge Newbery | Posted 04.22.2015 | Business
Jorge Newbery

First, disco bit the dust. Then, punk rock keeled over. Now, peer-to-peer lending has been annihilated. Who murdered P2P? Wall Street.

5 Perks of Peer-To-Peer Lending

GOBankingRates | Posted 03.28.2015 | Money
GOBankingRates

Searching for an alternative to traditional financing? Or maybe you're looking for a new way to invest your money? If so, peer-to-peer lending could be exactly what you need.

Lending Club's IPO and the Unravelling of the Banking System as We Know It

Jason van den Brand | Posted 03.08.2015 | Money
Jason van den Brand

When history is written, the Lending Club IPO will serve as the tipping point for the disruption of the traditional lending model, and ultimately the unraveling of the banking sector as we know it.

The Top 10 FinTech Milestones of 2014 (Slideshow)

Brett King | Posted 03.01.2015 | Business
Brett King

Whether you believe the FinTech investments this year were $6Bn or whether you believe the bigger estimates of upwards of $18Bn, one thing is clear - FinTech is really hot right now. But it's only going to get hotter.

Innovative Lending Options Give Small Businesses New Life

Jamie Sutherland | Posted 12.20.2014 | Business
Jamie Sutherland

There are some good funding alternatives for small businesses and the growth in this area continues to accelerate. It won't be long before you and I can get crowdfunded equity in our favorite startups and businesses.

Peer to Peer Lending: The Investment You Might Be Missing Out On

Jeff Rose | Posted 03.24.2014 | Money
Jeff Rose

In the current economic climate, person-to-person (P2P) lending has become rather popular. It provides alternatives for both borrowers and investors who are looking for ways to meet their financial goals.

Top Tech for Saving and Managing Your Money in 2014 (Slideshow)

Brett King | Posted 03.08.2014 | Money
Brett King

Do you have a New Year's resolution to get in control of your money? According to the National Foundation for Credit Counselling, three out of five...

Social Media Is Just Getting Started

Brett King | Posted 04.28.2013 | Technology
Brett King

As social media continues to embed itself in modern society, we have many traditional businesses and brands still scratching their heads trying to make sense of it all.

P2P Lending Gets Ready to Explode for Christmas

Brett King | Posted 02.18.2012 | Business
Brett King

No one could doubt that peer-to-peer lending (or P2P Lending) has landed big time in 2010, but it looks as if the best is just about to come.

Cutting Out the Banker Middleman

Don Tapscott | Posted 01.21.2012 | Business
Don Tapscott

Is this the beginning of an outright social movement? P2P lending will certainly not displace the retail lending divisions of the big banks anytime soon. That said, well-regulated social banking clearly offers many advantages.

The Finance Sector Gets a Start-Up Overhaul in 2011

Brett King | Posted 05.25.2011 | Business
Brett King

The biggest risk to the finance sector today is not from other banks, it's the growing gap between the institution and the customer.

5 Ways To Get Denied a Loan, Despite A Stellar FICO Score

Tim Chen | Posted 05.25.2011 | Business
Tim Chen

When it comes to getting approved for a loan, FICO isn't the only measure that matters. While important, it's also important to lenders that you fit a certain mold that tells them you won't default.

The Crowdfunding Revolution Will Democratize Venture Investing

Kevin Lawton | Posted 05.25.2011 | Business
Kevin Lawton

It's no secret that venture capital and angel investing is 'clubby,' dominated mostly by middle-aged men. According to a 2007 study of angel investo...

The Death of Retail Banking Is Here

Brett King | Posted 05.25.2011 | Business
Brett King

The concept that banking is necessary, but banks are not has often been debated. The question of whether technology advances and new business model re...

Lenders Using Facebook, Twitter To Gather Borrower Information

Huffington Post | Catharine Smith | Posted 05.25.2011 | Technology

Social media networks provide a wealth of information ripe for the taking. So-called "social media monitoring" services like Trackur and Rapleaf analy...

What if You're Not Oprah?

Jennifer Openshaw | Posted 05.25.2011 | Business
Jennifer Openshaw

Bottom line: no matter how large or small your nest egg, there are some things you can do to still manage it like the big boys.

Borrowing from Strangers

Liz Hamburg | Posted 05.25.2011 | Business
Liz Hamburg

The web is making it easier to borrow money from a community of strangers using a concept called "peer-to-peer lending." Entrepreneurs are embracing it to find virtual "friends & family" to give them loans.

Social Lending Pros and Cons

Personal Finance News & Advice | Ana Gonzalez Ribeiro | Posted 05.25.2011 | Business

With faith in banks and credit card companies on the decline, more consumers are turning to social lending as an alternative to existing financial ins...