iOS app Android app


How Much House You Can REALLY Afford

Trulia | Posted 11.19.2015 | HuffPost Home

It doesn't matter if you're searching homes for sale in Fort Lauderdale, FL, or Philadelphia, PA. Type "how much house can I afford" into a Google sea...

How REPAYE Differs From Other Income-Driven Repayment Plans

SALT | Posted 11.12.2015 | College

In early 2015, President Obama proposed the Student Aid Bill of Rights, which included a provision to make it easier for borrowers to repay their students loans. As the result, the government introduced a new repayment option for federal student loans: Revised Pay As You Earn (REPAYE).

Are You Risking Your (Small) Business By Taking An Online Loan?

Shunit Harpaz | Posted 11.12.2015 | Business
Shunit Harpaz

In our last blog post I stressed how small businesses are constantly looking for cash infusion. A positive cash flow for a small business provides breathing air much needed to grow, to renovate, to buy new equipment or just to free some needed capital.

Kitchen Table Commerce: The Way Business Works for Women in Sub-Saharan Africa

Kari Warberg Block | Posted 10.30.2015 | Impact
Kari Warberg Block

It's hard to believe how different things were, here in the United States, just 27 years ago -- or how different things would be, had our government not invested in women. A healthy economy, void of corruption and injustice, is one that leads to an environment where nobody is left behind.

False Choice and the Unfortunate Reality of Payday Lending

Yee Lee | Posted 10.20.2015 | Technology
Yee Lee

In the latest consumer complaints snapshot, a monthly report detailing consumer sentiments across all credit products, the CFPB observed a 12 percent decrease in the number of payday lending complaints.

Finance Technology and You: Getting Proactive With Credit

Yee Lee | Posted 10.15.2015 | Technology
Yee Lee

Technology has a long history of reshaping the relationship between people and their money. Remember life before the ATM? Imagine how different your spending habits would be if you still had to walk into a bank and speak with someone every time you wanted extra cash.

Rethink Loaning Money to Family and Friends

David A. Dedman | Posted 10.08.2015 | Business
David A. Dedman

Don't do it. That's the first thought that flashes through your mind. A cautionary thought that is faster than a bug hitting a windshield!

The #1 Number to Know For Small Businesses Seeking Financing

Jim Salters | Posted 09.24.2015 | Business
Jim Salters

Many small business owners begin their search for capital by seeking out financing options. However, they might be skipping an important step: knowing their business' credit score.

4 Things to Consider Before Consolidating Your Debt

Kevin Yu | Posted 09.11.2015 | Business
Kevin Yu

Debt consolidation has been a hot topic in the past few years. Since the financial meltdown in 2008, banks have tightened up on their risk models and it was near impossible to get a personal loan from a bank.

4 Common Loan Mistakes Small Business Owners Make

Debra Carpenter | Posted 08.28.2015 | Business
Debra Carpenter

If it's time to seek a business loan for your company, you're probably worried about whether or not you can actually make it happen. After all, funds have dried up significantly since 2008 and it's very challenging to secure investment from banks and many other types of lending organizations.

Consider the Woman Owned Business

Aimee Anderson | Posted 07.22.2015 | Business
Aimee Anderson

While the recession may have officially ended, many small business owners, in particular minority business owners, are still reeling from the devastating effects of the recession that began in 2007.

4 Tips to Protect Seniors Against Fraud and Identity Theft | Posted 07.22.2015 | Fifty

Although most anyone can be a target of fraud and identity theft, senior identity theft is on the rise and those ages 50+ are often in the cross-hairs of scammers. The U.S. government is taking steps to help circumvent the high level of fraud aimed at seniors, but it can only do so much -- and progress in this area has been fairly slow.

Germany, Greece and the New World Order

Thea Halo | Posted 07.21.2015 | World
Thea Halo

Germany's disregard for Greek lives didn't begin during WWII. It can also be traced back to WWI. For Germany, any policy that advanced its economic or commercial interests, no matter how horrendous and inhumane was and, apparently, still is acceptable.

The Loan-Down on Student Loans

Uloop | Posted 07.14.2015 | College

"Student loans": no two words any student or parent wants to think about. The mention of the phrase "student loans," or worse, "student loan debt," is enough to make anyone cringe in utter disgust and confusion.

Startup Insider: ZipMatch CEO John Dang Shares His Startup Journey to the Philippines

David Ongchoco | Posted 08.12.2015 | Business
David Ongchoco

When John Dang first stepped into the Philippines, he couldn't help but notice the sheer number of new buildings being developed. Dang was excited to be seeing the country changing right before his eyes--he saw an opportunity to be part of this change.

4 Habits Of Consumers With Poor Credit Scores

CompareCards | Posted 06.18.2015 | Money

Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.

Half Of All American Families Are Staring At Financial Catastrophe

Citylab | Posted 06.04.2015 | Business

This story originally appeared on Citylab. The most frightening finding in the Federal Reserve’s Report on the Economic Well-Being of U.S. House...

Differences Between A Reverse Mortgage And Home Equity Loan

Michael Lazar | Posted 11.03.2015 | Fifty
Michael Lazar

If you have owned your home for a long enough time to be able to pay down the balance and free up some equity, both loan options can be viable ones to consider, should you find yourself short on funds. But there are differences between a reverse mortgage and a home equity loan.

More Retirees Are Dealing With Student Loan Debt

Simple. Thrifty. Living. | Posted 05.20.2015 | Business
Simple. Thrifty. Living.

It turns out that recent graduates are not the only ones being hammered by large amounts of student loan debt. More seniors than ever before are heading into retirement still paying off their student loan debt.

The Graceful Way to Handle Your Student Loan Grace Period

SALT | Posted 05.15.2015 | Money

Check that each of your servicers has your current address, and make sure to update them any time that you move. Just because you don't get the bills, doesn't mean you aren't responsible for making the payments.

Essential Advice About Paying Back Your Student Loans - Part II

Beth Kobliner | Posted 06.30.2015 | Money
Beth Kobliner

The total nationwide student debt currently hits $1.2 trillion (yes, that's trillion). 70% of students are graduating with loans, and the average amount owed by each grad is $30,000. That first-job-out-of-school salary may not cut it.

Should I Apply for a Credit Card?

Robert Harrow | Posted 06.27.2015 | Business
Robert Harrow

Recent trends have shown that Americans, particularly millennials, are weary of using credit cards. The problem largely stems from the way credit cards are viewed today. They are typically perceived as a "last resort" for consumers who can't afford to pay for their purchases.

Beware the Loan Application

Fred Silberberg | Posted 06.22.2015 | Divorce
Fred Silberberg

While most people don't expect that these applications often see the light of day, the truth is that they do. You cannot rely on the broker or anyone else who tells you not to worry about what the application states. In many situations, including divorce court, that application can end up costing you plenty.

3 Times Payday Loans Make Sense

Simple. Thrifty. Living. | Posted 06.15.2015 | Business
Simple. Thrifty. Living.

Although payday loans are a type of credit that most borrowers should avoid, there are some cases in which this type of loan is actually less costly than other alternatives.

P2P Lending Is Not Dead

Jorge Newbery | Posted 06.08.2015 | Business
Jorge Newbery

A short while ago, I pronounced P2P lending dead. Annihilated. Massacred by Wall Street bankers. Choked by a Black Rock. Then, I heard from Dara Albright, co-founder of LendIt, the largest peer-to-peer lending conference in the world.