iOS app Android app

Loans

4 Common Loan Mistakes Small Business Owners Make

Debra Carpenter | Posted 08.27.2015 | Business
Debra Carpenter

If it's time to seek a business loan for your company, you're probably worried about whether or not you can actually make it happen. After all, funds have dried up significantly since 2008 and it's very challenging to secure investment from banks and many other types of lending organizations.

Consider the Woman Owned Business

Aimee Anderson | Posted 07.22.2015 | Business
Aimee Anderson

While the recession may have officially ended, many small business owners, in particular minority business owners, are still reeling from the devastating effects of the recession that began in 2007.

4 Tips to Protect Seniors Against Fraud and Identity Theft

NextAdvisor.com | Posted 07.22.2015 | Fifty
NextAdvisor.com

Although most anyone can be a target of fraud and identity theft, senior identity theft is on the rise and those ages 50+ are often in the cross-hairs of scammers. The U.S. government is taking steps to help circumvent the high level of fraud aimed at seniors, but it can only do so much -- and progress in this area has been fairly slow.

Germany, Greece and the New World Order

Thea Halo | Posted 07.21.2015 | World
Thea Halo

Germany's disregard for Greek lives didn't begin during WWII. It can also be traced back to WWI. For Germany, any policy that advanced its economic or commercial interests, no matter how horrendous and inhumane was and, apparently, still is acceptable.

The Loan-Down on Student Loans

Uloop | Posted 07.14.2015 | College
Uloop

"Student loans": no two words any student or parent wants to think about. The mention of the phrase "student loans," or worse, "student loan debt," is enough to make anyone cringe in utter disgust and confusion.

Startup Insider: ZipMatch CEO John Dang Shares His Startup Journey to the Philippines

David Ongchoco | Posted 08.12.2015 | Business
David Ongchoco

When John Dang first stepped into the Philippines, he couldn't help but notice the sheer number of new buildings being developed. Dang was excited to be seeing the country changing right before his eyes--he saw an opportunity to be part of this change.

4 Habits Of Consumers With Poor Credit Scores

CompareCards | Posted 06.18.2015 | Money
CompareCards

Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.

Half Of All American Families Are Staring At Financial Catastrophe

Citylab | Posted 06.04.2015 | Business

This story originally appeared on Citylab. The most frightening finding in the Federal Reserve’s Report on the Economic Well-Being of U.S. House...

Differences Between A Reverse Mortgage And Home Equity Loan

Michael Lazar | Posted 06.03.2015 | Fifty
Michael Lazar

If you have owned your home for a long enough time to be able to pay down the balance and free up some equity, both loan options can be viable ones to consider, should you find yourself short on funds. But there are differences between a reverse mortgage and a home equity loan.

More Retirees Are Dealing With Student Loan Debt

Simple. Thrifty. Living. | Posted 05.20.2015 | Business
Simple. Thrifty. Living.

It turns out that recent graduates are not the only ones being hammered by large amounts of student loan debt. More seniors than ever before are heading into retirement still paying off their student loan debt.

The Graceful Way to Handle Your Student Loan Grace Period

SALT | Posted 05.15.2015 | Money
SALT

Check that each of your servicers has your current address, and make sure to update them any time that you move. Just because you don't get the bills, doesn't mean you aren't responsible for making the payments.

Essential Advice About Paying Back Your Student Loans - Part II

Beth Kobliner | Posted 06.30.2015 | Money
Beth Kobliner

The total nationwide student debt currently hits $1.2 trillion (yes, that's trillion). 70% of students are graduating with loans, and the average amount owed by each grad is $30,000. That first-job-out-of-school salary may not cut it.

Should I Apply for a Credit Card?

Robert Harrow | Posted 06.27.2015 | Business
Robert Harrow

Recent trends have shown that Americans, particularly millennials, are weary of using credit cards. The problem largely stems from the way credit cards are viewed today. They are typically perceived as a "last resort" for consumers who can't afford to pay for their purchases.

Beware the Loan Application

Fred Silberberg | Posted 06.22.2015 | Divorce
Fred Silberberg

While most people don't expect that these applications often see the light of day, the truth is that they do. You cannot rely on the broker or anyone else who tells you not to worry about what the application states. In many situations, including divorce court, that application can end up costing you plenty.

3 Times Payday Loans Make Sense

Simple. Thrifty. Living. | Posted 06.15.2015 | Business
Simple. Thrifty. Living.

Although payday loans are a type of credit that most borrowers should avoid, there are some cases in which this type of loan is actually less costly than other alternatives.

P2P Lending Is Not Dead

Jorge Newbery | Posted 06.08.2015 | Business
Jorge Newbery

A short while ago, I pronounced P2P lending dead. Annihilated. Massacred by Wall Street bankers. Choked by a Black Rock. Then, I heard from Dara Albright, co-founder of LendIt, the largest peer-to-peer lending conference in the world.

Why a Credit Union Might Be the Smartest Choice You've Ever Made

Rachel Pross | Posted 06.09.2015 | Money
Rachel Pross

Imagine what the U.S. economy would be like without a not-for-profit balance and competitive presence in the financial services marketplace to help keep rates and fees in check.

As The Celebration Of Women Moves On, Let's Leave No One Behind

Rosario Perez | Posted 05.30.2015 | Impact
Rosario Perez

Poverty and health are intrinsically linked, yet the tools to combat them are frequently out of reach for poor women. More times than not, they find themselves in a constant cycle of scarcity -- scarcity of money, support, health and stability.

How I Paid Off $50K Of Debt In Less Than 3 Years

Credit.com | Posted 05.25.2015 | Money
Credit.com

Graduating from college debt-free feels really good. When Ja'Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well for her. Then, in 2008, she lost her job.

Why Choose A Personal Loan Over A Traditional Loan?

NextAdvisor.com | Posted 05.02.2015 | Money
NextAdvisor.com

All loans are not created equal, and in recent years the personal loan has become a great option for people to use. However, you might be wondering just what makes a personal loan different from a traditional loan from your bank.

CFPB Must Rein in Predatory Payday Lenders with Strong Regulations

NCLR Action Fund | Posted 04.13.2015 | Politics
NCLR Action Fund

Low income working families seeking to simply pay the bills confront an array of challenges these days. "Payday lenders" are taking advantage of a borrower's precarious financial state and profit from pushing low-income families deeper into debt and poverty.

Dear Dad, Why Did You Let Debt Kill You?

Jeff Rose | Posted 04.07.2015 | Money
Jeff Rose

According to his death certificate, my dad died of myocardial infarction, otherwise known as a heart attack. We thought there wasn't much any of us could have done. In retrospect, there was one area where I might have been able to help, though at the time I didn't think about it in those terms.

Lending Club's IPO and the Unravelling of the Banking System as We Know It

Jason van den Brand | Posted 03.08.2015 | Money
Jason van den Brand

When history is written, the Lending Club IPO will serve as the tipping point for the disruption of the traditional lending model, and ultimately the unraveling of the banking sector as we know it.

It's All About That Rate: Navigating Your Student Loan Refinancing Options

Aryea Aranoff | Posted 02.18.2015 | Money
Aryea Aranoff

As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.

Macro Impact Coming From Microloans in LA

John E. Kobara | Posted 02.03.2015 | Impact
John E. Kobara

I can't think of a better place to unleash this concept than in Los Angeles, where our future is being driven by small business entrepreneurs, especially immigrants. Los Angeles is a city of dreams. We have among the highest entrepreneurial activity in the country.