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It's All About That Rate: Navigating Your Student Loan Refinancing Options

Aryea Aranoff | Posted 12.19.2014 | Money
Aryea Aranoff

As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.

Macro Impact Coming From Microloans in LA

John E. Kobara | Posted 12.04.2014 | Impact
John E. Kobara

I can't think of a better place to unleash this concept than in Los Angeles, where our future is being driven by small business entrepreneurs, especially immigrants. Los Angeles is a city of dreams. We have among the highest entrepreneurial activity in the country.

The Good, the Bad, and the Ugly of Student Loans

Mary Johnson | Posted 12.02.2014 | College
Mary Johnson

Acquiring student loan debt can be an intimidating, confusing process; however, in today's educational environment, it's often a necessity in order to finance a college education. With proper advance knowledge and research, student loans are a worthwhile option.

Middle Class 'Chasm' Increasing Due to Mortgage Regulations

Lorrie Febus | Posted 12.01.2014 | Business
Lorrie Febus

Owning a home is a primary value of the middle class. The mortgage regulations that went into effect earlier this year are making it harder for many to get approved for home loans.

'How David Beats Goliath': A Trial Lawyer's Guide to Financial Management

Christopher Zoukis | Posted 12.01.2014 | Crime
Christopher Zoukis

If you don't have experience in the arena of contingent-fee law firms, then you may wonder exactly how they make money if they happen to lose a case. The answer is that they don't. There is no catch with contingent-fee law firms. If they lose the case, they don't get paid.

How Innovative Savings Accounts Can Help Low Income Women

Jennifer McDonald | Posted 11.25.2014 | Impact
Jennifer McDonald

These women do not need charity -- they need an innovative approach to banking.

Factor Your Lifestyle Into Your Budget

realtor.com | Posted 11.20.2014 | Money
realtor.com

Looking at sprawling villas in the suburbs and 2,000-square-foot condos in the middle of downtown is one thing. How much home you can afford may be entirely different.

Here Is The Average Student Debt Burden In Each State

The Huffington Post | Kevin Short | Posted 11.21.2014 | Business

A college degree is still immensely valuable in America, boosting lifetime earnings for people that have one. But for many students, the trade-off for...

Get Out Of Credit Card Debt -- With A Little Help From Your Peers

Shindy Chen | Posted 10.28.2014 | Money
Shindy Chen

It's the revolutionary multi-billion-dollar industry nobody's heard of, and it's killing credit card debt for hundreds of thousands of consumers. It's not only disrupting, but completely undressing the traditional credit model.

Ben Walsh

JPMorgan Seems Less And Less Interested In Lending Money

HuffingtonPost.com | Ben Walsh | Posted 10.15.2014 | Business

JPMorgan Chase has a problem: It’s taking in money faster than it can lend it out. As long as this trend continues, the biggest bank in America by assets will drift further away from a commercial bank’s core social and economic role of lending.

4 Ways Student Loan Holders Can Master Their Debt

Shane Paul Neil | Posted 12.09.2014 | Money
Shane Paul Neil

Nearly 40 percent of younger Americans are carrying some amount of student debt and the Pew Research Center's research shows that an inability to manage and pay off that debt can impact future earning potential.

Here Are The Colleges Whose Students Have The Toughest Time Paying Back Loans

Quartz | Posted 10.08.2014 | Business

University students who take out loans are essentially betting that the education they’re financing with debt will help them get a decent job—and ...

Kabbage Or Traditional Banks: Which Is Best For Your Small Business Loan?

Simple. Thrifty. Living. | Posted 11.26.2014 | Small Business
Simple. Thrifty. Living.

With the advent of online business lending services like Kabbage, it's easier for small businesses to get the funding they need to get off the ground. But is it always the best option to go with an online lender?

Banks Seeing Lower Loss Rates on Commercial Real Estate

Mary Ellen Biery | Posted 11.23.2014 | Business
Mary Ellen Biery

U.S. banks are seeing some of the lowest loss rates of the past six years on commercial real estate and construction loans, boosting their case for ...

Five Questions To Help Choose The Best Student Loan For You

CommonBond | Posted 11.19.2014 | Money
CommonBond

Your personal financial goals have great influence over your repayment plan choice. If your financial situation improves over time, you may be in a more comfortable position to make prepayments to eliminate your remaining student debt.

Are You Afraid of Money? 6 Ways Math Fears Can Cost You

Simple. Thrifty. Living. | Posted 11.10.2014 | Money
Simple. Thrifty. Living.

People who can navigate the more complicated math problems of the money world end up saving hundreds, if not thousands, in fees, interest and taxes. So the big question is: Is being afraid of money costing you?

Millennial's Student Loan Repayment Disappointment

Leeanne Brennan | Posted 11.08.2014 | College
Leeanne Brennan

I know that student loan service providers have absolutely no incentive to create an amazing, holistic customer experience... but a girl can dream can't she?

American Money: Are You Getting a Fair Auto Loan?

Dedrick Muhammad | Posted 10.27.2014 | Black Voices
Dedrick Muhammad

The majority of borrowers are unaware that auto dealers have the discretion to increase their interest rate for compensation, but it's far too common. According to a recent survey, 68 percent of all consumers did not know that car dealers could increase the interest rate. Of borrowers of color, 75 percent were unaware.

Are People Ditching Banks And Going Online For Loans?

Simple. Thrifty. Living. | Posted 10.22.2014 | Business
Simple. Thrifty. Living.

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to the bank to beg for money. The Internet has made things a little easier.

The Slacker's Guide To Paying Off Debt

Credit.com | Posted 10.21.2014 | Money
Credit.com

Even a slacker can be debt-free. Here's how.

Show Me the Money: Parshat Re'eh

Harry Rothenberg | Posted 10.21.2014 | Religion
Harry Rothenberg

Say you have fulfilled your obligation to give charity. But now a friend approaches you for a loan. What is your obligation and why is it so important...

5 Ways To Protect Yourself From Payday Loan Scams

NextAdvisor.com | Posted 10.12.2014 | Money
NextAdvisor.com

Need cash fast? You aren't alone. Many people find themselves in a bind with payday looming far ahead. Payday loan services offer the cash you need right away. However, it is important not to let the allure of fast money get in the way of your common sense.

This Video Explains What It's Like To Repay Student Loans

The Huffington Post | Cate Matthews | Posted 08.08.2014 | College

There are a lot of things to be said about student debt in the United States. Our collective student debt in the United States stands at a crushin...

How I Paid Off $117K Of Student Loans

Credit.com | Posted 09.24.2014 | College
Credit.com

When Richard Kline graduated from law school in 2003, he had $117,000 in debt and jobs in the legal field were scarce, so he took a job as a mortgage loan officer. Despite his hard work and a housing market that was just starting to boom, he was barely making a dent in his balances.

Learn to Recognize Mortgage Relief Scams

Terrell McSweeny | Posted 09.23.2014 | Money
Terrell McSweeny

If you are having difficulty making your mortgage payments or possibly facing foreclosure on your home, you're not alone. And unfortunately, there are some opportunists who know it and may try to take advantage of you.