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Ben Walsh

JPMorgan Seems Less And Less Interested In Lending Money

HuffingtonPost.com | Ben Walsh | Posted 10.15.2014 | Business

JPMorgan Chase has a problem: It’s taking in money faster than it can lend it out. As long as this trend continues, the biggest bank in America by assets will drift further away from a commercial bank’s core social and economic role of lending.

4 Ways Student Loan Holders Can Master Their Debt

Shane Paul Neil | Posted 10.09.2014 | Money
Shane Paul Neil

Nearly 40 percent of younger Americans are carrying some amount of student debt and the Pew Research Center's research shows that an inability to manage and pay off that debt can impact future earning potential.

Here Are The Colleges Whose Students Have The Toughest Time Paying Back Loans

Quartz | Posted 10.08.2014 | Business

University students who take out loans are essentially betting that the education they’re financing with debt will help them get a decent job—and ...

Kabbage Or Traditional Banks: Which Is Best For Your Small Business Loan?

Simple. Thrifty. Living. | Posted 09.26.2014 | Small Business
Simple. Thrifty. Living.

With the advent of online business lending services like Kabbage, it's easier for small businesses to get the funding they need to get off the ground. But is it always the best option to go with an online lender?

Banks Seeing Lower Loss Rates on Commercial Real Estate

Mary Ellen Biery | Posted 09.23.2014 | Business
Mary Ellen Biery

U.S. banks are seeing some of the lowest loss rates of the past six years on commercial real estate and construction loans, boosting their case for ...

Five Questions To Help Choose The Best Student Loan For You

CommonBond | Posted 09.19.2014 | Money
CommonBond

Your personal financial goals have great influence over your repayment plan choice. If your financial situation improves over time, you may be in a more comfortable position to make prepayments to eliminate your remaining student debt.

Are You Afraid of Money? 6 Ways Math Fears Can Cost You

Simple. Thrifty. Living. | Posted 09.10.2014 | Money
Simple. Thrifty. Living.

People who can navigate the more complicated math problems of the money world end up saving hundreds, if not thousands, in fees, interest and taxes. So the big question is: Is being afraid of money costing you?

Millennial's Student Loan Repayment Disappointment

Leeanne Brennan | Posted 09.08.2014 | College
Leeanne Brennan

I know that student loan service providers have absolutely no incentive to create an amazing, holistic customer experience... but a girl can dream can't she?

American Money: Are You Getting a Fair Auto Loan?

Dedrick Muhammad | Posted 08.27.2014 | Black Voices
Dedrick Muhammad

The majority of borrowers are unaware that auto dealers have the discretion to increase their interest rate for compensation, but it's far too common. According to a recent survey, 68 percent of all consumers did not know that car dealers could increase the interest rate. Of borrowers of color, 75 percent were unaware.

Are People Ditching Banks And Going Online For Loans?

Simple. Thrifty. Living. | Posted 10.22.2014 | Business
Simple. Thrifty. Living.

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to the bank to beg for money. The Internet has made things a little easier.

The Slacker's Guide To Paying Off Debt

Credit.com | Posted 10.21.2014 | Money
Credit.com

Even a slacker can be debt-free. Here's how.

Show Me the Money: Parshat Re'eh

Harry Rothenberg | Posted 10.21.2014 | Religion
Harry Rothenberg

Say you have fulfilled your obligation to give charity. But now a friend approaches you for a loan. What is your obligation and why is it so important...

5 Ways To Protect Yourself From Payday Loan Scams

NextAdvisor.com | Posted 10.12.2014 | Money
NextAdvisor.com

Need cash fast? You aren't alone. Many people find themselves in a bind with payday looming far ahead. Payday loan services offer the cash you need right away. However, it is important not to let the allure of fast money get in the way of your common sense.

This Video Explains What It's Like To Repay Student Loans

The Huffington Post | Cate Matthews | Posted 08.08.2014 | College

There are a lot of things to be said about student debt in the United States. Our collective student debt in the United States stands at a crushin...

How I Paid Off $117K Of Student Loans

Credit.com | Posted 09.24.2014 | College
Credit.com

When Richard Kline graduated from law school in 2003, he had $117,000 in debt and jobs in the legal field were scarce, so he took a job as a mortgage loan officer. Despite his hard work and a housing market that was just starting to boom, he was barely making a dent in his balances.

Learn to Recognize Mortgage Relief Scams

Terrell McSweeny | Posted 09.23.2014 | Money
Terrell McSweeny

If you are having difficulty making your mortgage payments or possibly facing foreclosure on your home, you're not alone. And unfortunately, there are some opportunists who know it and may try to take advantage of you.

Can I Live Without Credit?

Credit Karma | Posted 09.14.2014 | Money
Credit Karma

Living without credit is possible. Is it advisable though? Is it accomplishable without frustrating limitations? Those are different questions.

World Bank Environmental Safeguards In Need Of Updating

Reuters | Anna Yukhananov | Posted 09.14.2014 | Green

WASHINGTON, July 15 (Reuters) - The World Bank has systemic defects in its procedures to ensure that people and the environment are not harmed in de...

Part 2 'The Main Street Plan' -- How the Federal Reserve Can Put America Back to Work

Tom Pappalardo | Posted 07.30.2014 | Business
Tom Pappalardo

American capitalism is fully functional only when there is full employment. Any restriction to this primary and mandatory factor to our economy, lessens our stability as a country and is an overt danger to every American.

What To Do When Bank Loans Aren't An Option

Paul Aitken | Posted 07.30.2014 | Money
Paul Aitken

This new financial alternative allows individuals to borrow from $1,000 up to $2 million in just a few hours. The process is safe, fast, respectable, private -- and very dependable.

Financial Parasites Are Still With Us, But Hopefully Not for Long

John Harrington | Posted 07.27.2014 | Business
John Harrington

Almost four years ago, I wrote about a new non-profit check cashing and payday lender that opened in the Fruitvale area of Oakland, California in the ...

Financial Aid Doesn't Always Mean Free

Alexandra Rice | Posted 07.01.2014 | College
Alexandra Rice

The term encapsulates two types of aid: One that is free (grants and scholarships) and one that has to be paid back (loans).

6 Things I Wish I Knew Before I Bought My First Home

Michael Corbett | Posted 06.16.2014 | HuffPost Home
Michael Corbett

As a general rule, it's wise to take 20 percent less than what the bank will lend you.

Top 3 Reasons Banks Say No To Loan Applications From Great Businesses

Gary Groff | Posted 06.11.2014 | Small Business
Gary Groff

if your application sends up major red flags, the banks you apply to are likely to say no, even if they agree that your business has great potential. Many factors go into assessing credit risk, but the top three leading to turn-downs are ...

The Increasing Costs Of Having A Bad Credit Score

CreditSesame.com | Posted 05.26.2014 | Money
CreditSesame.com

There's simply no getting around it. Poor credit scores make life more expensive.