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Loans

Smart Strategies to Beat the Student Loan Conveyor Belt

Jodi Okun | Posted 05.13.2013 | College
Jodi Okun

While it might seem like taking loans is the only way to cover college costs, there are several smart strategies families and students can use to reduce the money needed.

Your Credit Score May Be Wrong

AP | Posted 04.13.2013 | Business

WASHINGTON — A government study says 20 percent of consumers had an error in a credit report issued by a major agency. The Federal Trade Commis...

Common 'Cents': Money Tips for the Working Poor -- Avoid Financial Traps

Ryan Mack | Posted 03.24.2013 | Business
Ryan Mack

If you saw a check cashing store, a corner store loaded with pre-debit cards for sale, a Rent-A-Center and a payday loan facility, would you think you were in Beverly Hills? Of course not! The answer lies in the basic premise of capitalism -- go where you can "capitalize" on opportunity.

6 Loans You Can Actually Get & How to Use Them

Credit.com | Posted 03.06.2013 | Money
Credit.com

By Mitchell D. Weiss There are lots of cash-strapped consumers out there who, for all practical purposes, are closed out of many traditional credit p...

What Banks Won't Tell You About Their Sweetheart Deal With the Fed

D. Sidney Potter | Posted 12.20.2012 | Business
D. Sidney Potter

The beauty of supply-side economics, is that just when you start to believe that it might actually be theoretically true, there's always reality that breaks that fantasy.

4 Steps to Get Your Credit in Check Before Shopping for a Mortgage

Ken Lin | Posted 12.07.2012 | Money
Ken Lin

Typically, the longer your credit history, the higher your credit score. Many consumers assume closing accounts they're not using makes them look better to lenders, but it can have the opposite effect.

To Correct My Credit Report, I Had to Prove I Was Not Someone Else

Christopher Lamb | Posted 01.28.2013 | Money
Christopher Lamb

I then contacted TransUnion's corporate office and got in touch with someone who understood what was clearly obvious. The matter was resolved a week later. Kind of. My credit score increased to nearly 800. But the false judgment remained on my credit report.

5 Tips to Sharpen Your Pitch for Funding

Chitra Nawbatt | Posted 01.12.2013 | Small Business
Chitra Nawbatt

The nature, extent, scope and tone of the pitch have numerous permutations and combinations depending on the scenario.

Why Privatization Won't Solve the Student Loan Crisis

Credit.com | Posted 12.23.2012 | College
Credit.com

What separates Democrats and Republicans on the matter of the student debt crisis is a chicken or egg debate about low-cost, lightly credit-underwritten government financing and grant-giving, and the unsustainably high tuition prices charged by the schools.

52 Reasons to Vote for Obama: #7, Cut Taxes and Provided Capital for Small Business

Bernard Whitman | Posted 12.15.2012 | Politics
Bernard Whitman

President Barack Obama understands just how critical small businesses are to the American economy. That's why he's cut taxes for small businesses eighteen times since taking office.

Catherine New

Dollar-Stretching Gets New Workout As Fiscal Cliff Approaches

HuffingtonPost.com | Catherine New | Posted 10.11.2012 | Money

Kids don't understand adult phrases like "fiscal cliff." What they understand is that mom says no extra milk on the cereal or no second helpings of me...

I Pared My Life Down to Only 100 Items

LearnVest | Posted 12.10.2012 | Women
LearnVest

Because we were working so much (my husband was a service director in the automotive industry), we had this mentality that we deserved to be rewarded. I was constantly spending on clothing and accessories; my husband and I would treat ourselves to dinners out and expensive vacations.

$1 Trillion of Student Loan in America -- Here's a Quick Tip

Ebong Eka | Posted 12.01.2012 | Money
Ebong Eka

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Lending To Small Biz Rises For Second Straight Month

Reuters | Posted 12.01.2012 | Small Business

(Reuters) - Lending to small U.S. businesses rose in August for a second straight month, a report showed on Monday, a sign the economy may have been r...

Amazon To Offer Loans

Reuters | Alistair Barr | Posted 09.29.2012 | Small Business

(Reuters) - Amazon.com Inc is launching a new business offering loans to some of its online sellers, a move that could boost the growth of its Interne...

Can Poor People Save for College?

Bob Hildreth | Posted 11.27.2012 | Education
Bob Hildreth

Spend only half of your paycheck and put the other half in a savings account. It's like portion control. Most of us try it, but don't follow-through.

Liar's Loans

Jonathan Greenspan | Posted 09.19.2012 | Business
Jonathan Greenspan

A great lie is repeated as the cause of our current economic crisis, and it prevents us from dealing with reality.

Here's What's Eating Away At Your Savings

The New York Times | CATHERINE RAMPELL | Posted 09.11.2012 | Money

A consumer complaint is ricocheting around the world: low interest rates are eating away at savings. Bill Taren, a retiree near Orlando, Fla., disc...

Woman Swindles $730,000 From Friends

AP | RYAN J. FOLEY | Posted 10.31.2012 | Money

IOWA CITY, Iowa -- Investigators say a $730,000 swindle started with a sweet pitch: an Iowa woman sent friends hand-written notes asking for loans so ...

Why You Shouldn't Pay Down Your Mortgage Faster

AP | JONATHAN FAHEY | Posted 08.30.2012 | Money

-- The impulse to pay off your mortgage more quickly than you need to is understandable, especially these days. Interest rates are near historic low...

What You Should Know About Personal Loans

Credit.com | Posted 10.22.2012 | Money
Credit.com

One option you may be considering is a personal loan, which can be used in a variety of different ways -- to help with a small business, finance a home renovation, consolidate debt or even pay for a wedding or vacation.

JOKE: The Man And The Bank Loan

Posted 10.09.2012 | MarloThomas

A wealthy man walks into a bank New York City and asks for the loan officer. He says he's going to Europe on business for two weeks and needs to borro...

The Worst And Best States To Get A Loan

The Huffington Post | Bonnie Kavoussi | Posted 08.17.2012 | Money

If you recently have had a hard time getting a loan, you're not alone. Since 2007, most banks have become too skittish to lend to people with less-...

Catherine New

This Is Best Way Out Of Debt

HuffingtonPost.com | Catherine New | Posted 08.16.2012 | Money

Forget the interest rate. To get out of the red, pay down your smallest debt first. Killing a smaller balance and shuttering the account offers a grea...

"What is Ohio's Middle Class?"

Rana B. Khoury | Posted 10.15.2012 | Politics
Rana B. Khoury

He gave up cable TV and sold his car. He has since found work in telemarketing but he has no plans to pay for cable or a car again. That's because Billy has given up on the idea of job security: "There's just no such thing." No cable, no car, no job security, and yet Billy is confidently middle class.