Sometimes you need to simultaneously look backward and forward. That's the case when you not only need to pay off high-interest credit card debt but also know that you have a big purchase looming, such as gifts for the upcoming holidays.
If you tend to carry a balance on your credit card throughout the year, it's likely that you'll do so after the holidays. Before you swipe your card left and right for friends and family this holiday season, give yourself the gift of low interest.
You may feel like you can now breathe a big sigh of relief and settle right into marital bliss but there is still one outstanding task that remains to be tackled -- the marrying of your financial accounts.
Nearly three in four Americans report having frozen or cut back their use of credit cards in recent times. But of the more than one in four who are spending more on their cards these days, more than half report using their credit cards to help cover basic needs.