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Low Interest Rates

A Simple Guide to "Secular Stagnation"

Stephen G. Cecchetti | Posted 06.07.2015 | Business
Stephen G. Cecchetti

Since its cyclical peak in 2007 - just prior to the financial crisis - the U.S. economy has grown by only 1.2% at an annual rate. This is down sharply from the 3.0% pace that had prevailed since 1990. The resulting cumulative shortfall now exceeds $2 trillion, or more than $6,500 per capita.

Here's A Chart That Should Have You Just A Little Bit Worried

The Huffington Post | Mark Gongloff | Posted 01.07.2015 | Business

If you're a frequent borrower of money, for stuff like education and cars and lip implants, you might think that low interest rates are good. But be w...

Sudden Wealth From the Sale of Your Business?

David A. Dedman | Posted 10.26.2014 | Money
David A. Dedman

Sooner or later every business owner wants to retire or just sell his business. For a business owner this is a huge life event. Some are very sure of their decision, while others can be hesitant.

Bernanke: Economy Is Far From Fully Recovered

Reuters | Alister Bull | Posted 11.20.2013 | Business

WASHINGTON (Reuters) - Federal Reserve Chairman Ben Bernanke said on Tuesday the Fed will maintain ultra-easy U.S. monetary policy for as long as need...

The Euro Zone Is In Big Trouble

Reuters | Posted 11.07.2013 | Business

FRANKFURT, Nov 7 (Reuters) - The European Central Bank cut its main interest rate on Thursday to a new record low of 0.25 percent, responding to a sur...

Taking Advantage of Low Interest Rates in the Twilight Zone

Carine Fabius | Posted 10.27.2013 | Business
Carine Fabius

Between Big Brother running around loose and the Big Banks having their way with us, more and more I feel like I'm living in The Twilight Zone. In the...

Fed To Continue Stimulus

AP/HuffPost | MARTIN CRUTSINGER | Posted 08.19.2013 | Business

WASHINGTON -- The Federal Reserve said Wednesday that it will maintain the pace of its bond-buying program to keep long-term interest rates at record ...

Low Interest Rate Addictions

Michael Pento | Posted 08.03.2013 | Business
Michael Pento

Central banks have created the illusion of growth that is based upon re-inflating asset prices. And, it is also predicated on their ability to suppress interest rates. However, record debt levels and central bank inflation targets are a deadly combination

Bubbles Inflating Faster Than GDP

Michael Pento | Posted 07.13.2013 | Business
Michael Pento

There has been a lot of talk about a rebound in the equity and real estate markets helped along by the Fed's free money. That much is for sure the truth; but the evidence of a viable and sustainable recovery built on free-market forces just isn't there.

Bernanke To Congress: Don't Invade Fed's Privacy

AP | MARTIN CRUTSINGER | Posted 12.01.2012 | Business

WASHINGTON — Chairman Ben Bernanke offered a wide-ranging defense Monday of the Federal Reserve's aggressive policies to stimulate the still-wea...

3 Money Matters You And Your New Spouse Need To Deal With NOW

Charles Tran | Posted 11.13.2012 | Weddings
Charles Tran

You may feel like you can now breathe a big sigh of relief and settle right into marital bliss but there is still one outstanding task that remains to be tackled -- the marrying of your financial accounts.

Here's What's Eating Away At Your Savings

The New York Times | CATHERINE RAMPELL | Posted 09.11.2012 | Money

A consumer complaint is ricocheting around the world: low interest rates are eating away at savings. Bill Taren, a retiree near Orlando, Fla., disc...

GET LOW

AP | MARTIN CRUTSINGER | Posted 09.06.2012 | Money

WASHINGTON -- The Federal Reserve's record-low interest rates have shrunk income for savers but cut costs for borrowers. Chairman Ben Bernanke is amon...

Low Interest Rates Are Not Enough

Mohamed A. El-Erian | Posted 09.24.2012 | Business
Mohamed A. El-Erian

The current global interest rate convergence need not be a bad thing. But it will be if it is not quickly accompanied by major policy actions that address the causes of today's global economic malaise.

GOP Leaders: Americans 'Have Reason To Be Skeptical' Of Fed

AP | By MARTIN CRUTSINGER | Posted 11.21.2011 | Politics

WASHINGTON -- In an unusual move, Republican leaders of the House and Senate are urging Federal Reserve policymakers against taking further steps to l...

'Cheap Money Has Failed'

Bloomberg | Karl Heinz Daeke | Posted 11.16.2011 | Business

When will politicians finally accept that their ideology of cheap money has failed? A low-interest-rate policy after the dot-com frenzy encouraged ...

U.S. 'Strong Dollar' Rhetoric Fades As Currency's Value Declines

Posted 06.22.2011 | Business

WASHINGTON (Glenn Somerville and Tim Reid) - For years, Treasury secretaries parroted a line that the U.S. was committed to a strong dollar policy...

Investors Biggest Worry: The End Of Fed's Cheap Money Era

Posted 06.08.2011 | Business

CHICAGO (By Doris Frankel) - The end of super-cheap money from the Federal Reserve is trumping corporate earnings results as a key risk to hedge f...

A Walk Through Paris With Nassim Nicholas Taleb

Vivian Norris | Posted 05.25.2011 | Business
Vivian Norris

Taleb has been criticized, but he tells it as he sees it, whether or not everyone agrees.

Why Rising Interest Rates Are Actually A Good Sign For The Economy

thefiscaltimes.com | Bruce Bartlett | Posted 05.25.2011 | Business

There has been much hand-wringing in the business press lately about the recent rise in interest rates. The fear is often expressed that this will cho...

Ben Bernanke Defends Fed's Massive $900 Billion Program

The Huffington Post | Ryan McCarthy | Posted 05.25.2011 | Business

What will the Federal Reserve's massive $900 billion plan actually accomplish? As HuffPost's Shahien Nasiripour pointed out yesterday, the Fed's new a...

Refinancing Surges Even As Foreclosure Crisis Mounts

Bloomberg | Jody Shenn | Posted 05.25.2011 | Business

A rush by U.S. homeowners to refinance at near record-low interest rates marks a rare bright spot for the mortgage industry, under attack for choking ...

NerdWallet's Top 5 Low APR Credit Cards, Fall 2010 Edition

Tim Chen | Posted 05.25.2011 | Business
Tim Chen

Many credit cards these days are offering exceptionally low APRs and balance transfer promotions that will cut interest bills substantially and allow people some room to breathe.

5 Reasons Why Home Buyers Aren't Buying

Wallet Pop | Tara-Nicholle Nelson | Posted 05.25.2011 | Business

Last week, the news broke that interest rates hit yet another low: 4.45% on a 30-year-fixed and a stunning 3.87% on a 15-year fixed rate loan. At the ...

How The Fed's Low Interest Rate Policy Is Hurting Savers, Retirees

The Huffington Post | Willam Alden | Posted 05.25.2011 | Business

With the Fed's key interest rate approaching zero, there's rarely been a better time to borrow. It happens to be a particularly bad time to save, howe...