Every Christmas Americans indulge in their many book, stage, and screen versions of Dickens' Christmas Carol. Then the nation that sighs over the Cratchit family goes back to acting like Ebenezer Scrooge.
Micro-lending has changed lives. Now a wave of friends and "loose ties" within the social media community are bringing the micro-lending concept and applying it to charitable giving. Call it "Micro-giving."
Tonight, I've planned a birthday party with a twist: Instead of plying me with drinks 'til I'm wobbly, I've invited friends and colleagues to donate the equivalent sum to some of my favorite charities.