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Microloans

Three Secrets of Safe Microfinance

Elisabeth Rhyne | Posted 05.25.2011 | World
Elisabeth Rhyne

Like sex, microfinance can be safe if practiced responsibly. Recently, however, we've seen that not all participants in the microfinance industry are practicing safe microfinance.

A Tale of Microfinance in Two Cities

Elisabeth Rhyne | Posted 05.25.2011 | World
Elisabeth Rhyne

Microfinance in India is undergoing a crisis caused by a toxic mix of mushrooming growth and political volatility. As they ponder their next steps, p...

5 Ways Microloans Create U.S. Jobs

Gina Harman | Posted 05.25.2011 | Business
Gina Harman

If you've been keeping up with recent economic news, here's a familiar statistic: Small businesses are responsible for 70 percent of job creation in the U.S.

On Microfinance: Who's to Blame for the Crisis in Andhra Pradesh?

Elisabeth Rhyne | Posted 05.25.2011 | Business
Elisabeth Rhyne

The sensationalized newspaper accounts of suicides among over-indebted clients of some of India's biggest microfinance institutions threatens the future of microfinance in India.

Microfinance: Keeping the Mission When Non-Profits Become For-Profits

Elisabeth Rhyne | Posted 05.25.2011 | Business
Elisabeth Rhyne

Many people committed to social justice have a built-in assumption that nonprofits are inherently more virtuous than for-profit companies. However, for-profit businesses have been the primary engines of wealth creation in the modern world.

Zafen: New Interest-Free Microloan Initiative Launched for Haiti

Jim Luce | Posted 05.25.2011 | New York
Jim Luce

Haiti provides fertile ground for economic experiments. Its people are ready and willing, and when the right program hits, everyone will benefit. Zafe...

Microequity: A New Model for Financing Microentrepreneurship

Bhagwan Chowdhry | Posted 05.25.2011 | Business
Bhagwan Chowdhry

There are a number of attractive features of microequity over microloans. It is time for academics and practitioners to fine-tune the theory and the practice and explore the promise of microequity.

The Microfinance Vig

Jonathan Lewis | Posted 05.25.2011 | Business
Jonathan Lewis

If the microfinance model truly requires high interest rates, is it an anti-poverty tool for the impoverished or a pro-profit tool for investors? What is a fair price for good credit?

Too Small to Fail: Domestic Microfinance, Real Help for Small Businesses and the Economy

Eric Weaver | Posted 05.25.2011 | Business
Eric Weaver

Microfinance can and does work in the U.S. The loans are larger than in the developing world, and the businesses financed are different. But the impact on people's lives and the local economy is real.

How One Blue Sweater Started A Book Club And Changed Lives (PHOTOS)

Jacqueline Novogratz | Posted 05.25.2011 | Books
Jacqueline Novogratz

My experience with the book club in Kibera was a similar reminder of how fundamentally alike we all are in seeking the dignity and opportunity to shape our own lives.

To Catch a Dollar & Grameen America Bring Poverty Alternatives to Sundance

Emily Goligoski | Posted 05.25.2011 | Entertainment
Emily Goligoski

Finance conversations during the first weekend of the Sundance Film Festival tend to center around distribution deals and the price of heeled boots, so discussions about economic motivators to end domestic poverty are particularly refreshing.

Yemen: An Alternative Approach to the Challenges Posed by Fragile States

Laura Liswood | Posted 05.25.2011 | World
Laura Liswood

Yemen remains the only country in the world to have closed less than 50% of the gender gap, a figure which is deteriorating further each year.

Microfinance: Giving Kids A Little Credit Could Make Your Day

Sunny Mahant | Posted 11.17.2011 | Healthy Living
Sunny Mahant

Could you imagine waking up at 6 a.m. every day and going to work for a 14-hour workday -- when you were eight years old?

The Most Important Book Every Man Should Read

Steve Leveen | Posted 09.27.2011 | Books
Steve Leveen

The authors argue successfully that women's oppression is the human rights issue of our century -- as totalitarianism was of the twentieth century, and slavery was of the nineteenth.

Are Microloans Poverty's Quick Fix?

Huffington Post | Victoria Fine | Posted 05.25.2011 | Impact

This week, Slate posted an earnest Q & A about the interest rates that Kiva and other microlending sites charge to help alleviate poverty around the w...

Small Is The New Big: The Best Tools For Micro-Giving

Halle Tecco | Posted 11.17.2011 | Healthy Living
Halle Tecco

Bigger may be better in Texas; but for the rest of us, small steps are all it takes to make a difference. I've searched the depths of the web for the smallest big ideas that help everyday citizens make an impact.

A Near-Zero-Cost Approach to Do-Gooding: My 375th Kiva Loan

Bob Harris | Posted 05.25.2011 | Business
Bob Harris

Metaphorically, micro lending is not giving someone a fish, and it's not teaching someone to fish; it's helping a fisherman patch a hole in his rowboat so he can get on with life.

Trust Is the Answer: Yunus and the Future of Everything

Vivian Norris | Posted 05.25.2011 | Business
Vivian Norris

If you give up on trusting your fellow human beings, then the Bastards win. They make you mistrustful like they are.

Micro-Giving: A New Era in Fundraising

John Borthwick and Kenneth Lerer | Posted 11.17.2011 | Healthy Living
John Borthwick and Kenneth Lerer

Micro-lending has changed lives. Now a wave of friends and "loose ties" within the social media community are bringing the micro-lending concept and applying it to charitable giving. Call it "Micro-giving."

Muhammad Yunus and the Financial Crisis: The Human Element

Vivian Norris | Posted 05.25.2011 | Business
Vivian Norris

Perhaps the silver lining in this financial crisis is that we will start focusing on the human part of how we will build a more sustainable future.

From Machete To Microfinance: A Double Amputee's Recovery

Nicholas Sabin | Posted 11.17.2011 | Healthy Living
Nicholas Sabin

Yenku Sesay looks down where his hands used to be. He answers my question with a sickening quickness: "1998. May 6. 10am." That was when the rebel ar...

Natalie Portman on Her New Role: Giving Women Hope

Marianne Schnall | Posted 05.25.2011 | Entertainment
Marianne Schnall

In this exclusive interview, Natalie Portman talks about her work for FINCA International, how she balances her activism with her career as an actress, and her advice on making a difference.

Intelligent Giving

Vivian Norris | Posted 11.17.2011 | Healthy Living
Vivian Norris

Teaching one's children early on about giving intelligently is at least as important as what one learns at school. Social Entrepreneurship programs around the world have helped create a snow-ball effect.