Today, there is extra urgency behind the need for a shift toward innovation: many new financial services competitors that are small, nimble and on the cutting edge of technology entered the market right after the financial crisis, when established firms were busy licking their wounds. The old guard is going to need to stay on top of innovation just to keep up with the new guard.
Here's a new one: 'nichification' in classified advertisements. As if they weren't already categorized into assorted and sundry. Except now they're more than the print variety to which so many of us have grown accustomed.
What is at stake isn't purely a matter of annoying ads or nosy companies -- it's a deep set of customer protections that have taken decades of hard work to secure.
The basic idea is that Apple will enable shoppers to conduct roving transactions throughout retail stores by scanning physical goods with their iPhones, paying on the spot via iTunes then going on their way.
What is alarming is the depth of detail, as well as the breadth of the information, gleaned from the ubiquitous mobile phone apps, including political affiliation and gender preferences, geographical location, an extensive network of one's friends and even distant associates.
If you wouldn't click on it, open it, download it or go to great efforts to get it for free (like trying to pirate it) on your super-expensive laptop, don't do it on your smartphone.
Getting serious about having an online presence, meeting customers' changing demands and maximizing the opportunities and shifts in the industry are what separate the successes from the failures.
I bet you think the mobile Internet is open. That if you write the next great mobile app there is nothing that can stop it from fulfilling its destiny. That if you create a mobile content app that blows away Netflix there is nothing that can stop it. Wrong.
The important thing for these cities will be to find and adopt next generation technology platforms that easily scale to the right size for a city in terms of ease of use, flexibility and cost.
From wearable technologies that track back posture, blood pressure and brain waves to connected cars and homes, the 152,000 attendees at this year's C...
There's a green robot with antennae everywhere you look. In the mobile phone repairers' ads, on certain nice T-shirts, and even staring at us from the windshields of some cars.
The industry now features over 300 art e-commerce platforms, with 71 percent of all art collectors having purchased a piece online at some point.
The watchword is hacking, which used to imply something both geeky and malicious. Now it's the height of cool, and we'll be seeing it done big.
Technology is going to get crazier. Weirder. Easier and more maddening. Welcome to 2014 tech trend predictions. Some of these may appear next year and others later.
What an amazing year 2013 has been for mobile innovation - and consumers. With hockey stick growth trends continuing without a beat throughout the wi...
Welcome to the in-store, personalized mobile retail experience. Information where and when you need it most. Brought to you by... Apple? Apple debute...