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One of most folks' biggest goals is to reach the stage in life when you no longer have to work in order to pay the bills. The earlier you begin planning seriously to achieve this goal, the more quickly you'll reach it -- and the more money you'll have when you do.
I've been ruthless (but kind) when it comes to getting money that's owed to us. If you put your attention on making and finding money, you'll think of plenty you can do.