Perhaps the quietest, yet most pernicious, danger we face is the lack of financial knowledge. Every year, this ignorance leaves millions of Americans woefully unprepared to fund their children's education or enter retirement.
There it was, flickering on my Apple Cinema monitor: I was that 1 boomer in 3 with NO real retirement plan. I was totally busted. My head spun, and in the next few minutes, I went through all five stages of the Kübler-Ross grief model.