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Mortgage Insurance

A Legal Introduction to Real Estate Title Insurance

Brad Reid | Posted 11.19.2015 | Business
Brad Reid

A deed purports to transfer U.S. land ownership. However, possessing a deed is not conclusive proof of absolute or unquestionable ownership. There may...

Why and How to Eliminate Mortgage Charges by Third Parties

Jack M. Guttentag | Posted 12.13.2014 | Business
Jack M. Guttentag

Third-party settlement costs could be eliminated by implementation of one simple rule: any service required by lenders as a condition for the granting of a home mortgage must be purchased and paid for by the lender.

Sub-prime 2013 Edition: It Is Government Insured!

Jack M. Guttentag | Posted 11.11.2014 | Business
Jack M. Guttentag

In 2008, FHA attempted to increase mortgage insurance premiums on low credit scores, and to reject scores less than 500 unless the loan-to-value ratio was 90 percent or less. The proposal was shot down by Congress. Premiums are scheduled to rise this year, but will not be scaled by credit score.

Will Shutting Down Captive Reinsurance Affiliates Reduce the Cost of Mortgage Insurance to Borrowers?

Jack M. Guttentag | Posted 11.10.2014 | Business
Jack M. Guttentag

The Consumer Financial Protection Bureau is right that mortgage reinsurance arrangements are really kickbacks for the referral of business, but it is wrong in suggesting that eliminating them will reduce costs to borrowers.

Mollie Reilly

Former Bank Of America Employee Picks New Fight With Banking Giant | Mollie Reilly | Posted 02.06.2012 | Business

WASHINGTON -- Jackie Ramos, whose 2009 video detailing her termination from Bank of America became a viral hit, is back on YouTube with another bone t...

Mortgage Insurer's Bankruptcy Will Make It Harder To Get Loans

The Huffington Post | Ann Brenoff | Posted 11.23.2011 | Business

One of the nation's major mortgage insurers filed for Chapter 11 bankruptcy protection Wednesday -- a move that's seen as a blow to lenders and ultim...

Best Of The Financial Blogosphere: Feb. 19

Huffington Post | Ryan McCarthy and Grace Kiser | Posted 05.25.2011 | Business

Each weekday, we'll be scouring the financial blogosphere for the best bits of wisdom from financial insiders, analysts and economists. Check back eve...

What Is Mortgage Insurance -- And Is It Worth Buying?

Posted 05.25.2011 | Business

What is Mortgage Insurance and Do I Need it? (Associated Content) -- Mortgage insurance is a special insurance policy that pays your lender in the ev...