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Mortgage Rates

What Brexit May Mean for VA Loan Interest Rates

Chris Birk | Posted 06.29.2016 | Business
Chris Birk

Economic shockwaves have sent rates even further south, as investors are turning to the comparative security of mortgage bonds. Some economists and industry insiders are using the word "historic" to describe how low mortgage rates might go before there's a course correction.

The Job Market: Head Fakes and Disappointment Also Mean Low Mortgage Rates

Lorraine Woellert | Posted 06.03.2016 | Business
Lorraine Woellert

U.S. employers added 38,000 new workers in May, the weakest job growth in almost six years. There's no way to sugarcoat it -- that's a really low numb...

Mortgage Rates Are Low, So Why Isn't Homeownership More Affordable? The Conundrum of Cheap Money

Lorraine Woellert | Posted 05.23.2016 | Business
Lorraine Woellert

It's never been cheaper to borrow money, and that includes home loans. Mortgage rates have been falling all year and are flirting with historic lows. ...

Alternative Mortgage Lenders Are Changing Home Buying

NerdWallet | Posted 04.20.2016 | Business

By Hal Bundrick If you're looking for a mortgage, there's one less reason to walk into a bank these days. Alternative mortgage lenders -- non-bank c...

States Where Refinancing Could Save the Most Money

NerdWallet | Posted 03.10.2016 | Business

Interest rates have been at all-time lows for years, but millions of people who could qualify for reduced mortgage rates through refinancing haven't taken the plunge.

The Fed Is Trying To Keep Mortgage Rates Low With A Blog Post

The Huffington Post | Shahien Nasiripour | Posted 12.21.2015 | Business

The Federal Reserve doesn't want to be blamed if Americans end up paying more for new mortgages in the coming weeks. Interest rates normally rise when...

Federal Homeowner Aid Program Rejects 70 Percent Of Applicants

The Huffington Post | Ben Walsh | Posted 07.29.2015 | Politics

Seven in 10 homeowners who apply for help under the federal government’s signature mortgage aid program are rejected, according to a government repo...

Website Features Home Buyers Should Look For

Jack M. Guttentag | Posted 07.08.2016 | Money
Jack M. Guttentag

Finding your own mortgage online can result in lower costs and better decisions than taking the easy path, provided that the website or sites that you shop have the right features.

5 Questions to Ask Your Lender Before Locking a Rate

Jack M. Guttentag | Posted 05.05.2016 | Money
Jack M. Guttentag

The rules and procedures surrounding the lock process vary from lender to lender and are not subject to any mandatory disclosure requirements. To help borrowers avoid the potential missteps in the process, this article presents five questions you should pose to a lender before proceeding further.

3 Ways To Pay Off Your Mortgage Faster | Posted 05.24.2015 | Money

There are a lot of benefits to paying off your mortgage faster. For one, you'll save money on interest charges, which can be tens of thousands of dollars over the course of a loan. Here are tactics you can use to pay off your mortgage faster.

Think You're Playing Mortgage Rate Roulette? Here's Why | Posted 01.12.2015 | HuffPost Home

When you're shopping for a home, it's best to stay aware of mortgage trends and in close touch with your lender.

Cheer Up America, Global Unrest Can Lower the Cost of Your Next Mortgage

MyBankTracker | Posted 10.19.2014 | Money

If you're at all a follower or observer of international headlines, you'll agree that that global unrest is increasing: -- The pall of a Russian inva...

The Downside of Up: How Rising Mortgage Rates Will Lead to Lower Sales

Dr. Stan Humphries | Posted 10.08.2014 | HuffPost Home
Dr. Stan Humphries

For 30 years, falling mortgage interest rates have enabled homeowners to move into ever-larger homes on the promise of ever-cheaper financing. But that party is over, and the impact on existing home sales could be significant.

ARM vs Fixed-Rate Mortgages: What's Right For You? | Posted 05.13.2014 | Money

When it comes to buying a house, you have to make lots of decisions. You have to figure out which neighborhood you want, which school district, how much of a down payment to make, etc. One of these decisions is whether you will take out a fixed-rate or adjustable-rate mortgage.

Call It a Comeback: Rising Rates Spurs New Look at Adjustable-Rate Mortgages

Chris Birk | Posted 05.03.2014 | Business
Chris Birk

As long as you are dedicated to planning and sticking with a strategy, an adjustable-rate mortgage can be a huge benefit for veterans and military families seeking homeownership.

How Rising Mortgage Rates May Impact You | Posted 04.08.2014 | Money

While mortgage rates fluctuate daily and the interest rate you'll pay on a home loan depends on multiple factors, most mortgage experts anticipate an increase in average mortgage rates by the end of 2014.

Ways to Impress a Mortgage Lender

MyBankTracker | Posted 04.07.2014 | Money

With the CFPB's new Ability-to-Repay rule and lenders still leery after the real estate crash, how can you best show a mortgage lender that you can handle a home loan?

The Mortgage Market Just Cratered

The Huffington Post | Mark Gongloff | Posted 01.23.2014 | Business

A jump in interest rates has had a big impact on the housing market. That's a warning sign for a Federal Reserve seemingly bound and determined to wit...

Experts Predict 2014 Housing Market | Posted 03.09.2014 | HuffPost Home

While no one can predict with certainty what the housing market holds in store for 2014, a constant in real estate is always that local markets vary widely in their performance.

Is the Housing Boom in Phoenix Creating Another Bubble?

Anita Verma | Posted 01.25.2014 | Business
Anita Verma

The current market portends a promising future for growth of Phoenix. We have survived one of the worst real estate recessions of all times, and now we are moving into time of expansion for housing. In a state that sees sunlight 85 percent of the year, the future of Metro Phoenix's housing market is just as bright!

Shutdown Hasn't Hurt October Asking Home Prices So Far

Jed Kolko | Posted 12.16.2013 | Business
Jed Kolko

How has the two-week shutdown of the federal government affected home prices? The main sales-price indexes won't tell us until 2014: homes going under...

Financial Tricks and Treats of 2013

Richard Barrington | Posted 12.11.2013 | Business
Richard Barrington

Halloween is coming up, and the world of finance and economics is ready with a range of rich treats and sinister tricks.

Will the Latest Fed Meeting Be a Turning Point for Mortgage Rates?

Richard Barrington | Posted 11.25.2013 | Business
Richard Barrington

For the fourth week in a row, 30-year fixed mortgage rates stayed in a tight range between 4.50 percent and 4.58 percent. However, the outcome of the Fed meeting concluded on September 18 raises the possibility that those rates might just fall below that range next week.

Mortgage Rates Are Rising. But When Will It Actually Hurt Real Estate?

Jed Kolko | Posted 11.11.2013 | Business
Jed Kolko

Ever since mortgage rates started their steep climb in early May, we've all been on high alert, watching how higher rates will affect the housing mark...

Why the Fed Fears Higher Mortgage Rates

Peter G. Miller | Posted 10.21.2013 | Business
Peter G. Miller

Just the thought of reduced Fed purchases has caused investors to shiver, interest rates to rise and bond prices to fall. So, to an extent, the marketplace has already anticipated some reduction in Fed purchases.