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Top Ten Metros Where the Most Homeowners Are Underwater

Jorge Newbery | Posted 06.23.2016 | Business
Jorge Newbery

When the housing bubble burst almost a decade ago, very few people predicted the fallout would last as long as it has. But today the pain still linger...

"A Traffic Ticket Hits Home"

Jerry Zezima | Posted 06.09.2016 | Comedy
Jerry Zezima

By Jerry Zezima Today's Ridiculous Banking Question is: What's the faster way to lose your house: don't pay the mortgage or don't pay a traffic ticke...

What Happened the Day I Said Goodbye to My Dream Home

Renee Davis | Posted 05.26.2016 | Religion
Renee Davis

Even though life and the things of this world are but vapors, the values, morals, time, and memories I instill in my son and share with those I love will last for generations to come. This means that I'm committed to a life of faithful obedience that is focused on eternal and not external, temporal things.

"Nice Work If You Can Get It"

Jerry Zezima | Posted 05.10.2016 | Comedy
Jerry Zezima

By Jerry Zezima Whenever I attempt to do something I can't do -- sing, dance, perform surgery -- somebody tells me not to quit my day job. The only p...

How Your Business' Profit/Loss Can Impact Your Mortgage Status

Roger Odoardi | Posted 04.14.2016 | Business
Roger Odoardi

One of the more common mistakes business owners make when beginning the process of applying for a home mortgage loan is failing to recognize how their involvement in a LLC, sole proprietorship, or corporation can impact their status as a borrower.

Man Fulfills Vow He Made In 2nd Grade To Pay Off Grandparents' Mortgage

The Huffington Post | Kimberly Yam | Posted 03.29.2016 | Good News

This hardworking man's incredible surprise for his grandparents will make you want to pick up the phone and call grandma and grandpa. Stefun Darts, a...

Oh No -- Was Moving To Pensacola A Mistake?

Peter G. Miller | Posted 03.02.2016 | Good News
Peter G. Miller

Pensacola got hit with a tornado last week, an event which raises a question: Was moving eight months ago to a place with great beaches and no state i...

Paying Off Your Mortgage Faster: Questions About Systematic Extra Payment Plans (Third of a Series)

Jack M. Guttentag | Posted 03.01.2016 | Business
Jack M. Guttentag

For many borrowers, it is easier to accelerate the pay down of a mortgage balance if the process of making extra payments is routinized. Then the extr...

Mortgage Repayment: Questions About Monthly Payment Management (Second of a Series)

Jack M. Guttentag | Posted 02.23.2016 | Business
Jack M. Guttentag

This is the second of a series on questions about mortgage repayment. The first article looked at mortgage repayment as a type of investment. This one is focused on payment mechanics.

The 5 Most Common Causes of Mortgage Blow Ups

Cindy Tansin | Posted 02.22.2016 | Business
Cindy Tansin

We see these mistakes over and over again. To people in the lending business, it's so commonplace we shake our heads when we see it happen, and it's ...

Down Payment Insurance on a Home Purchase

Jack M. Guttentag | Posted 02.04.2016 | Business
Jack M. Guttentag

I set out recently to write about a new program of down payment (henceforth DP) insurance, but quickly realized that such an article required an exten...

Hemorrhaging Mega Bucks in the Stock Market? Transfuse it Into Real Estate

Ted Papadopoulos | Posted 02.01.2016 | Business
Ted Papadopoulos

If you thought 2015 was a crazy year for fluctuating interest rates and all the inconsistent economic data being fed to us about the state of the US e...

From ETSY Retailers to Electricians: A Self-Employed Borrowers Guide to Getting a Home Mortgage Loan

Roger Odoardi | Posted 01.06.2016 | HuffPost Home
Roger Odoardi

Self-employed borrowers, unlike traditional homebuyers, often encounter a few obstacles when attempting to get approved for a home mortgage loan. The reasons can be complicated. Here's a story that I believe best sums up the experience many self-employed borrowers will encounter when looking to purchase a home.

4 Tips on Getting That New
Home Mortgage Approved

Michael Lazar | Posted 11.13.2015 | Fifty
Michael Lazar

Millions of people will apply for and get approved for a home mortgage in the U.S. this year. About twice that number will see their homeownership dre...

30 Ways to Increase Your Take-Home Income

GOBankingRates | Posted 10.08.2015 | Business

By Caroline Banton, Contributor A sudden promotion or raise might seem unlikely, but there are many ways to boost your paycheck that you might not ha...

Poppie's Personal Trainer

Jerry Zezima | Posted 09.30.2015 | Comedy
Jerry Zezima

At the advanced age of 61 (my age is advancing while the rest of me is regressing), I am happy to say that I don't need to join a health club. That's...

Perception Trumps Reality in National Mortgage Settlement

Richard Gaudreau | Posted 09.08.2015 | Business
Richard Gaudreau

In the past couple of months several of my bankruptcy clients received letters from Bank of America releasing them from all liability on second mortga...

Getting Your Home Ready to Sell

Nathaniel Sillin | Posted 08.26.2015 | HuffPost Home
Nathaniel Sillin

Many of us don't recognize the clutter we have in our homes. However, buyers do. Real estate professionals can offer valuable feedback on the overall condition and salability of a property, and removing clutter can make properties seem more spacious.

11 Up-and-Coming U.S. Housing Markets

GOBankingRates | Posted 08.20.2015 | Business

GOBankingRates reviewed housing and lifestyle-related data -- including housing affordability, job growth, home sales, and emerging real estate trends -- to identify the top 11 up-and-coming housing markets for U.S. home buyers.

A New Approach to Protecting Consumers In Financial Markets

Jack M. Guttentag | Posted 07.20.2016 | Business
Jack M. Guttentag

Markets don't work well when one party in a transaction knows much more than the other, and nowhere is the knowledge gap wider than in HECM reverse mortgages.

Protecting Borrowers in Dysfunctional Markets: A Major Challenge to CFPB

Jack M. Guttentag | Posted 06.25.2016 | Business
Jack M. Guttentag

The rotten-apple approach won't work in non-competitive markets where the general rule is that the information consumers need is not provided. An important example is the HECM reverse mortgage market, which may be the most dysfunctional and least competitive of all the major financial service markets.

Reflections on Mandatory Counseling

Jack M. Guttentag | Posted 06.13.2016 | Business
Jack M. Guttentag

I have written many articles on regulatory prohibitions and mandatory disclosures in the mortgage market, most of it critical, but this is my first look at mandatory counseling. Except for reverse mortgages, it has not been much used until recently.

A Plan B For Millennials Who Aren't or Won't Be Homeowners

Bob Lotich | Posted 06.08.2016 | Business
Bob Lotich

The topic of Millennials opting out of homeownership has become a major phenomenon in recent years. There is plenty of research, as well as various theories, as to why this is happening. Wage stagnation, job instability, high debt levels, lack of ability to save for a down payment, and the need for employment mobility are commonly cited causes.

Is Another Housing Price Bubble Looming?

Jack M. Guttentag | Posted 06.08.2016 | Business
Jack M. Guttentag

Reports of large price increases are now invariably accompanied by concerns about whether or not another bubble may be brewing.

America's Rate of Homeownership Matters to You--Whether You Own a Home or Not

Garrick T. Davis | Posted 05.28.2016 | Business
Garrick T. Davis

Even the most casually informed reader has likely heard at least some of the troubling news and numbers tied to homeownership in America today.