Statistics don't reveal the faces behind the numbers. While trillions were lost in housing values the human cost, measured in lost dreams, dislocation, divorce, depression, suicide, addiction, is incalculable.
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Eight of the nation's leading consumer groups are calling on President Obama and Congress to give consumers a greater voice in Washington.
Until federal policymakers act to protect consumers from one-sided contracts, April 27 will always mark the anniversary of a devastating day for consumers' rights.
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