As new graduates climb down from the ivory tower (diploma in hand), many will be facing "real world" transactions for the first time, and they are at risk. Identity-related crimes, bad deals and credit score pitfalls pockmark the road ahead.
The rosy, post-graduation optimism had faded, and I began to realize that the promise that I had carried with me my whole life: "You can be whoever you want to be; you can have anything and everything!" was not exactly true.
These grads shared the live-and-learn insider information to campus life and career that they can't always teach you at orientation or in class (or in some cases, they try to teach it, but you might be too stubborn to listen.). Here are four of their stories.