New Legislation

HARP Is Harping on the Wrong Solution and Bilking Taxpayers

Jerry Chautin | Posted 01.29.2012

Read More: Real Estate Loans, Alternative Financing, Obama Administration, Real Estate, Appraisals, Obama Stimulus, Barack Obama, Bank of America, New Legislation, Borrowing Money, Higher Loan Amounts, Business News, Lending Programs, Recovery Act, HARP Refinancing, Investor Loans, Home Loans, Financial Institutions, Recovery, Economy, Countywide, Business News
Jerry Chautin

The revised HARP program will help a few homeowners and investors at taxpayers' expense. It will release refinancing lenders from liability. And most disappointing, it may have no discernible effect on improving our economy.

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Women Business Owners Get the Shaft, Again

Jerry Chautin | Posted 11.27.2011

Read More: Womens Business Centers, New Legislation, Government Contracting, Washington, Business News, Women Contracting, Women Owned Business, Congress, Beltway, Sba, Women's Business, Procurement, Washington D.C., Small Business America, Small Business, Small Business News
Jerry Chautin

In February, the SBA published its final rules to set aside $6.5 billion in federal government spending for Women-Owned Small Businesses or economically disadvantaged women-owned small businesses. But on September 9, the Washington Business Journal said to date, women-owned businesses only got $500,000.

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Lizzie Schiffman

New Juvenile Justice Law Aims To Keep Young Offenders Out Of Prison

HuffingtonPost.com | Lizzie Schiffman | Posted 10.16.2011

Read More: Quinn, Pat Quinn, New Legislation, New Law, Idjj, Crime, Incarceration, Idj, Sentencing, Youth Crime, Hb 83, Juvenile Justice, Illinois Department of Juvenile Justice, Judge, Youth Sentencing, Djj, Il Hb 83, Governor Quinn, Chicago News

Legislation signed Monday will require juvenile court judges to review additional factors before issuing sentences in Illinois, in the hopes sending f...

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Fixing the Fiasco of the NYPD's Marijuana Arrests

Jesse Levine | Posted 07.19.2011

Read More: Criminal Records, Decriminalization, Paul Browne, Mayor Bloomberg, New Legislation, Marijuana, Marijuana Policy, Racist, Hakeem Jeffries, Pot, Mark Grisanti, Civil Rights, New York City, Albany, Nypd, Ray Kelly, Ira Glasser, Racism, Stop and Frisk, New York State Assembly, Marijuana Arrests, Constitution, Know Your Rights, Constitutional Rights, Politics News
Jesse Levine

Two New York State legislators have proposed a simple, effective legislative fix to New York City's 15-year marijuana arrest craze that would strike from the law the misdemeanor for marijuana possession of less than an ounce.

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How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011

Read More: Rma, The SBA Loan Book, Risk Management Association, Financing, Banks, Capacity, Small Business Loans, 5 Cs of Lending, Business Loans, Loan Application, Community Bank, Cash Flow, Small Business Owners, New Legislation, Score, Operating Costs, Borrowing Money, Lending Programs, Business News, Collateral, Capital, Credit, Small Business America, Business News
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

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Obama's Job Creation Plan and Business Growth Coincide at Exporting

Jerry Chautin | Posted 05.25.2011

Read More: Exporting Loans, Large Banks, Import-Export Bank, Exim Bank, Atlanta, Job Creation, Dan Holt, Obama Administration, Obama, Obama Stimulus, Barack Obama, Small Banks, Charles Green, Virginia, Community Banks, Rat Gibeau, New Legislation, The SBA Book, Georgia, Borrowing Money, Higher Loan Amounts, Lending Programs, Business News, Tennessee, Recovery Act, Financial Institutions, Sba, North Carolina, Exporting, Business News
Jerry Chautin

You can increase your revenues by selling products and services overseas, even if you've never done it before. Moreover, exporting creates jobs in America. That is why Obama wants the federal government to help you get started.

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New Year's Resolutions Lack Urgency and Rarely Work for Businesses

Jerry Chautin | Posted 05.25.2011

Read More: Supreme Court, Bush Era Tax Bill, Creating Urgency, Tax Bill Extended, New Legislation, Don?T Ask Don?T Tell, Selling, Business News, Tax Bill, New Years Resolution, Congress, Closing Deals, President George W. Bush, Barack Obama, Business Owners, Business News
Jerry Chautin

Did you dogmatically make resolutions in the last days of 2010? How long will you keep them? What about the ones you made in 2009? I bet you don't even remember what you resolved to do.

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Mortgage Banker's Forecast: More Regulation Will Cost Consumers and Taxpayers

Jerry Chautin | Posted 05.25.2011

Read More: D. C., Financing, District of Columbia, Washington, Bureau of Labor Statistics, RS Means, Obama, Obama Administration, Real Estate, Credit Crunch, Loan Fees, Great Recession, Consumer Protection Agency, Mortgage-Backed Securities, Business News, Marshall Swift, Landlords, Financial Institutions, Cmbs, Unemployment Rate, Triple a Rating, Job Creation, Standard and Poor?S, Credit Rating Agencies, Congress, Dodd-Frank, Barack Obama, Obama Stimulus, Mortgage Bankers Association, New Legislation, Wall Street Crisis, Federal Housing Finance Agency, Borrowing Money, Derivatives, Investor, Credit, Hometech, Business News
Jerry Chautin

Washington, D. C. is hot, but the rest of the nation is not when comparing our unemployment rates to the nation's capitol. "The largest over-the-month...

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$30 Billion Is Being Allocated to Boost Small-Business Lending

Jerry Chautin | Posted 05.25.2011

Read More: Coleman Publishing, Large Banks, Financing, Job Creation, Jobs, Acquisition Loans, Filibuster, Small Business Loans, Congress, Small Banks, Barack Obama, Republican, Community Banks, Credit Score, Small Business Owners, New Legislation, Borrowing Money, Credit Scoring, Business News, Lending Programs, Harry Reid, Sba, Credit, Senate Majority Leader, Financial Institutions, Business News
Jerry Chautin

Big banks prefer making multimillion-dollar loans to large corporations instead of small-businesses because the fee income is greater and it allows them to hire experts in industries that they want to target.

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Two Of The 111th's First Bills Would Affect Bush

CNN | Posted 05.25.2011

Read More: George Bush, 111th Congress, Bush Administration, New Legislation, George W. Bush, Politics News

Two of the first bills passed by the 111th Congress yesterday had less to do with the incoming president than they did with the man he's replacing. O...

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