Many budgets are like leaky buckets -- they are full of holes. Most holes are small and hardly noticeable, but those little drips can add up over time. Well, it's time to patch up your leaky budget and start saving a greater chunk of your paycheck.
Gary Rivlan notes in his book, Broke USA, "the working poor have become big business." You wouldn't think that poor people would be a growth market, but businesses make big money off people who live paycheck to paycheck.