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Pension Plans

How Retirement Became so Risky

PaladinRegistry.com | Posted 06.08.2015 | Money
PaladinRegistry.com

Risk management is regarded as an essential element of modern investment management. But few people recognize that retirement -- the period when a person stops working and begins to decumulate their assets -- has now become the riskiest stage of a person's entire financial life.

I'm Retired So Now What Do I Do With My 401(k)?

PaladinRegistry.com | Posted 05.12.2015 | Money
PaladinRegistry.com

Financial Planning is not a one-time set it and forget it event, it's a process that must be reviewed for changes over time and adjusted.

The Biggest Scam of Them All?

Dan Solin | Posted 03.10.2015 | Business
Dan Solin

Only a tiny percentage of active fund managers demonstrate evidence of skill. Identifying them prospectively is exceedingly difficult and, even if you could do so, it's unlikely their stellar performance will persist.

How Much Money do you Need?

PaladinRegistry.com | Posted 04.22.2015 | Money
PaladinRegistry.com

We would all like to have enough money to do the important things: live life, retire comfortably, educate our children, and so on. More importantly, how do you make sure that you have enough to reach these various goals?

Why You Can Thank The Neanderthals For Your Retirement Plan

The Huffington Post | Ann Brenoff | Posted 12.08.2014 | Fifty

Ever wonder what cavemen did to afford retirement? Best we can tell -- since early man's principal occupation was basically his own survival -- m...

Retirement Class Warfare Is Coming to America

PaladinRegistry.com | Posted 11.17.2014 | Money
PaladinRegistry.com

A 2014 Retirement Confidence Survey (RCS) conducted by the Employee Benefit Research Institute showed Americans are increasingly confident in their ab...

Why the Decrease in Unions and Defined Benefit Retirement Plans Hurts Us All

Don McNay | Posted 10.29.2014 | Business
Don McNay

Is there a correlation between the drop in unions and the drop in defined benefits plans? It certainly seems like it. As defined benefit plans are going away, so is the safety net for older Americans. Most bankruptcy filers are under age 54, but there is a steady rise in bankruptcies of people over age 55.

The Great American Pension Rip-Off

Dan Solin | Posted 08.31.2014 | Business
Dan Solin

Pension plans should fire their expensive consultants, who are engaged in the zero-sum game of trying to pick "winning" fund managers, and switch to low-cost passive investing. There are a number of reasons, however, why that is not likely to occur.

Help Your Mom Get Organized for Mother's Day

Jason Alderman | Posted 07.07.2014 | Money
Jason Alderman

While flowers and candy offer immediate gratification (feel free to get her those as well), I'll bet your mom will truly appreciate the long-term value of getting her records in order now so that she -- and you -- will be able to take appropriate actions later on, should the need arise.

Transparency and Reputation: There Is No Place to Hide

Rev. Seamus P. Finn, OMI | Posted 06.07.2014 | Religion
Rev. Seamus P. Finn, OMI

Reputation, brand and image are very important priorities for corporations, organizations and institutions. These characteristics and the products and...

America's Pension Black Hole: Dissecting Warren Buffett's Tapeworm

Bob Swarup | Posted 05.31.2014 | Business
Bob Swarup

Warren Buffett described public pension plans as a "gigantic financial tapeworm" and warned of a decade of pain. He was right on the first point, less so on the second.

Learn From Pension Fund Managers in Turkey

Dan Solin | Posted 03.09.2014 | Business
Dan Solin

If the best fund managers in Turkey can't exploit inefficiencies in an emerging market, how likely is it that your broker or adviser can do so in far more efficient markets?

A New Science of Pension Fund Management

Steve Currall | Posted 02.15.2014 | Business
Steve Currall

We urge other public pension funds to bring scientific research to bear on these questions. Like any other investor, these funds should invite, rather than resist, impartial scrutiny of their strategy

How Congress Might Slash Your Pension

The Huffington Post | Dave Jamieson | Posted 10.22.2013 | Politics

In the coming weeks, Congress will consider legislation that would reform pension laws in a way that could slash benefits already promised to retirees...

Let's End the Charade

Dan Solin | Posted 12.08.2013 | Business
Dan Solin

They drop poorly performing funds and select replacements with stellar recent track records. In making these choices, they often rely on the recommendation of their consultants, who dazzle them with charts and graphs supporting their selections. This ritual is repeated endlessly.

Is 401(k) Good for America?

Don McNay | Posted 03.12.2013 | Business
Don McNay

I've always encouraged people to put the maximum amount into a 401(k) plan. Few do. Many put in little or nothing at all. Now they are looking at a bleak retirement. Or no retirement at all.

Should You Reconsider Your Pension Plan?

U.S. News And World Report | David Ning | Posted 01.16.2013 | Fifty

Many of us wish our company offered a pension plan, but more and more employers are moving away from these so-called traditional defined-benefit plans...

10 Investments Obama May Not Want You To Know About

The Huffington Post | Catherine New | Posted 10.18.2012 | Money

Among the many contentious exchanges in Tuesday's presidential debate was a barbed back-and-forth between Mitt Romney and President Barack Obama about...

Losing Coaches Get Fired!

Kathy Kemper | Posted 11.16.2012 | Politics
Kathy Kemper

Our national debt keeps growing. And the administration is not showing the kind of leadership Congress needs to stop kicking the fiscal can further down the road. This month, Team Romney asked, "Are you better off now than you were four years ago?" Many Americans couldn't say yes.

Dave Jamieson

What Romney 'Wants To Annihilate'

HuffingtonPost.com | Dave Jamieson | Posted 09.08.2012 | Politics

CHARLOTTE, N.C. -- The way Teamsters President James P. Hoffa sees it, GOP presidential nominee Mitt Romney would be happy if an already weakened Amer...

Greed vs. Retirement Security: Excessive 401(k) Fees

David Callahan | Posted 07.31.2012 | Money
David Callahan

So what happens in a marketplace when buyers lack information and can't easily exercise consumer choice? Sellers can charge whatever they want. And this is pretty much the case in the 401(k) marketplace.

Is 401(k) a Ticking Time Bomb?

Don McNay | Posted 07.03.2012 | Money
Don McNay

401(k) plan investments are a primary driver of the investment markets. They are also the reason that many people are pacing the floors at night, worrying if their retirement will get delayed or destroyed.

Finding Your Lost Money

Jason Alderman | Posted 02.14.2012 | Business
Jason Alderman

You may not know it, but millions of Americans are owed money from long-forgotten government payments, stock sales, bank accounts and other lost accounts.

Watchdog: Retired Workers At Major Airline Shorted On Pensions

AP | By MARCY GORDON | Posted 12.01.2011 | Business

WASHINGTON -- A watchdog report says the agency that insures pensions for millions of U.S. workers made serious errors in valuing pension plans for Un...

IRS Boosts Maximum Pension Plan Contribution

AP | Posted 12.20.2011 | Business

WASHINGTON — The Internal Revenue Service is raising the maximum contribution that workers can make to their 401(k) pension plans without paying...