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Personal Finance Advice

3 Bluntly Simple Personal Finance Advice That Work Miracles

Elena Prokopets | Posted 11.03.2015 | Business
Elena Prokopets

I have never earned a lot, but I always had the money -- both for essential things and some random spending on things I like. Travels, for instance. Pursuing a location independent lifestyle, hobbies and a lifestyle business, rather than a soul-crushing corporate career.

Ask Brianna: I Have Extra Cash. Should I Pay Down Student Loans or Build an Emergency Fund?

Brianna McGurran | Posted 10.29.2015 | Money
Brianna McGurran

There are golden rules in the personal finance world, and this is one of them: An emergency fund is absolutely necessary, even if you have a big student loan payment.

Financial Savvy: Investment Risk vs. Market Volatility

David Rae | Posted 10.08.2015 | Business
David Rae

When the stock market goes crazy, people go nuts. The ensuing insecurity has them thinking that stashing their money in a mattress at home is safer than investing it anywhere with anyone. But one should know the differences between risk and volatility to avoid silly and irrational investing mistakes. Let's clear the confusion once and for all.

4 Things to Consider Before Consolidating Your Debt

Kevin Yu | Posted 09.11.2015 | Business
Kevin Yu

Debt consolidation has been a hot topic in the past few years. Since the financial meltdown in 2008, banks have tightened up on their risk models and it was near impossible to get a personal loan from a bank.

Will You Have to Pay Capital Gains Taxes on the Sale of Your Home?

Carrie Schwab-Pomerantz, CFP | Posted 07.06.2015 | Money
Carrie Schwab-Pomerantz, CFP

While there are generous exclusions allowed when it comes to capital gains on the sale of a home, timing is crucial and the clock is ticking.

Retirement: How To Know Whether To Spend Now Or Save For Later

Carrie Schwab-Pomerantz, CFP | Posted 06.22.2015 | Money
Carrie Schwab-Pomerantz, CFP

To me, it's all about balance. There's no boiler plate solution; it depends on your personal situation. With some planning, I believe you and your wife can enjoy this time in your life without jeopardizing your future.

37 Ways Dads Can Make and Save More Money

GOBankingRates | Posted 06.16.2015 | Business

Dads have a lot of demands on their resources, and it can feel like their money is stretched the thinnest. That's where some been-there, done-that advice from experts can help dads figure out how to prioritize their finances so that their money is going to what matters most.

5 Times Suze Orman Didn't Follow Her Own Advice

GOBankingRates | Posted 06.01.2015 | Money

From launching a financial product she had previously railed against to endorsing products she'd often criticized as bad deals, here's a look at five times Orman didn't follow her own advice.

6 Things Dave Ramsey Says You Should Do With Your Money in 2015

GOBankingRates | Posted 05.06.2015 | Money

We're nearly halfway through 2015, which means it's time to stop putting off your plans to improve your finances this year. But it's one thing to know you want to fix your financial situation, and another to take action. Where should you start? Here's a suggestion: Dave Ramsey.

10 Important Money Lessons I Learned by My 29th Birthday

Casey Bond | Posted 06.15.2015 | Money
Casey Bond

I've been writing about personal finance for the better part of my adult life, but that's not to say all this money wisdom didn't come without some serious trial and error.

13 Things to Consider If You Love a Person with Scary Money Problems

Amandah Blackwell | Posted 06.11.2015 | Business
Amandah Blackwell

Many people are struggling financially. What happens if you find yourself falling in love or in love with someone with money problems? Do you ignore your feelings and forget about the person? Or do you accept that some people have or had some money issues for one reason or another?

20 Life-Changing Money Lessons You Learn in Your 30s

GOBankingRates | Posted 05.26.2015 | Money

It might be just as tempting to give in to careless spending, impulsive buying and paycheck-to-paycheck living, but at least you know better now. After all, you are about halfway to retirement, and these 20 lessons will help you get there comfortably.

5 Things You Need To Know Now About Private Investments

Blaine McLaughlin | Posted 05.09.2015 | Money
Blaine McLaughlin

Investing in private companies and funds is becoming more accessible, with smaller investment amounts, helpful regulatory changes and the availability of streamlined processing. Of course, private investments are not for everyone. But before you decide they're not for you, you need to understand the watershed changes taking place in the private securities sector.

9 Money Mistakes We All Make In Our 20s And How To Avoid Them

The Huffington Post | Harry Bradford | Posted 01.09.2015 | Business

We all make mistakes in our 20s. There are relationship mistakes, career mistakes and, of course, money mistakes. While the first two are probably ...

Investing in Your Future -- It's About Time

Kathleen Murphy | Posted 01.05.2015 | Women
Kathleen Murphy

Growing up, my mom and dad had a very traditional approach to family financial matters. My mom took care of the household bills and my dad handled the investment decisions. It worked quite well for them... until my dad suddenly passed away of a heart attack at the young age of 57.

What Interns Need to Know About Health Insurance

PolicyGenius | Posted 11.04.2014 | Money

A few weeks ago I was quickly preparing to make the big move up to New York City from my hometown in suburban Florida. While I was finding housing, packing up all my belongings and preparing for my internship, I can't say health insurance ever crossed my mind.

Venture Capital For The Masses?

Jim Gibson | Posted 08.24.2014 | Education
Jim Gibson

No question about it; you would have to have been asleep over the last year or so to have missed out on what some are referring to as the greatest boon in the investment world, perhaps ever.

5 Signs You're in Financial Trouble | Posted 06.16.2014 | Money

5. Ignoring Debt

5 Money Lessons You Should Learn Before Your Next Birthday

Posted 03.12.2015 | OWN

Whatever financial problem you're having now -- vanishing savings, growing bills, total overload -- these simple tactics will give you one more reason...

One-Sentence Financial Rules

The Motley Fool | Posted 03.27.2014 | Money
The Motley Fool

Ninety-nine percent of personal finance can be summarized in nine words: Work a lot, spend a little, invest the difference. Master that, and the other 2.999 billion words are filler.

Here's Why We Need Personal Finance "Gurus"

Casey Bond | Posted 02.26.2014 | Money
Casey Bond

Will you get rich making coffee at home? Heck no, but close to 40 percent of the population doesn't even have a damn savings account.

5 Ways That Being Internet-Free on a Plane Is Better for Your Security

Adam Levin | Posted 12.22.2013 | Technology
Adam Levin

1. Online shopping: In addition to being a potential money pit, online shopping on a public Internet connection might allow a fellow traveler to invade your cyber space and turn your laptop into a transmitter of personally identifying information.

Don't DIY Your 401(k)

Catherine Golladay | Posted 12.01.2013 | Fifty
Catherine Golladay

Taking advantage of professional help that may already be offered as part of your 401(k) plan could go a long way toward easing some of your investing concerns.

7 Steps to Deal With HR Looking at Your Credit Report

Adam Levin | Posted 11.19.2013 | Business
Adam Levin

If a prospective employer is looking at your credit report, how do you deal with it? What if they see something bad? What to do? First, don't panic. Next, consider these tips.

How to Prevent Financial Snooping

Richard Barrington | Posted 10.30.2013 | Business
Richard Barrington

Edward Snowden made waves internationally with his revelations about the electronic snooping the U.S. government does into personal communications. But government spooks aren't the only people who may be trying to peer over your shoulder digitally.