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Personal Finance Tips

5 Tax Mistakes Made by Millennials

GOBankingRates | Posted 02.01.2016 | Business
GOBankingRates

By Stefanie O'Connell, Contributor Millennials, who range in age from early twenties to mid-thirties today, are in a life phase of ongoing change ...

6 Personal Finance Tips for Women

PaladinRegistry.com | Posted 01.21.2016 | Business
PaladinRegistry.com

My mom was widowed at age 48. I have 3 sisters. I know how difficult it can be to be a financially independent woman. I'm passionate about helping women feel secure and confident in handling their personal finances

10 States Most (and Least) Likely to Live Paycheck to Paycheck

GOBankingRates | Posted 01.18.2016 | Business
GOBankingRates

By Terence Loose, Contributor The state in which you choose to live can play a big role in how far your paycheck stretches each month. Some states ...

The 31 Best Banks of 2016

GOBankingRates | Posted 01.13.2016 | Business
GOBankingRates

By Valencia Higuera, Contributor Choosing your next bank is one of the most important financial decisions you'll ever make, but the search can be t...

How to Be Richer in 2016

GOBankingRates | Posted 01.11.2016 | Business
GOBankingRates

By Cameron Huddleston, Columnist It was big news when the U.S. average hourly wage posted the biggest increase in years in October 2015. News repor...

Wealthy Woman Tip: How to Remove Financial Stress from Your Life

Megan K. McAvoy | Posted 12.30.2015 | Business
Megan K. McAvoy

Did you know that 90% of Americans live under chronic stress? And, guess what the number one cause of stress is for most people... money! Have you...

10 Simple Year-End Income Tax Tips

Lule Demmissie | Posted 12.15.2015 | Business
Lule Demmissie

Sure the tax code is convoluted and April seems so far away, but consumers should seek out expert advice and learn as much as they can about tax basics and how financial products and decisions impact liability.

6 Tips for Boosting Your Credit Score in 2016

CompareCards | Posted 12.15.2015 | Education
CompareCards

Paying monthly bills is a necessary chore that has a definite effect on your credit score. According to the FICO scoring model, your payments account for as much as 35 percent of your total score. Create reminders for due dates or establish a calendar for yourself to ensure you get everything paid on time.

The First Thing You Should Do With Your Paycheck After Getting a Raise

GOBankingRates | Posted 11.12.2015 | Business
GOBankingRates

By Alaina Tweddale, Contributor The average worker can expect about a 3 percent pay raise in 2015, according to a 2014/2015 compensation planni...

3 Bluntly Simple Personal Finance Advice That Work Miracles

Elena Prokopets | Posted 11.03.2015 | Business
Elena Prokopets

I have never earned a lot, but I always had the money -- both for essential things and some random spending on things I like. Travels, for instance. Pursuing a location independent lifestyle, hobbies and a lifestyle business, rather than a soul-crushing corporate career.

Why Happy People Earn More Money

GOBankingRates | Posted 10.08.2015 | Business
GOBankingRates

By Cameron Huddleston, Columnist It's generally assumed that greater wealth leads to happiness. In fact, several studies have tried to pinpoint the ...

Travel Prep: 10 Financial To-Dos Before Going on a Trip

GOBankingRates | Posted 10.08.2015 | Business
GOBankingRates

By Caroline Hailey, Contributor While people may disagree on many topics, there's one thing that most all of us can agree on: vacations are great. ...

30 Ways to Increase Your Take-Home Income

GOBankingRates | Posted 10.08.2015 | Business
GOBankingRates

By Caroline Banton, Contributor A sudden promotion or raise might seem unlikely, but there are many ways to boost your paycheck that you might not ...

Financial Savvy: Investment Risk vs. Market Volatility

David Rae | Posted 10.08.2015 | Business
David Rae

When the stock market goes crazy, people go nuts. The ensuing insecurity has them thinking that stashing their money in a mattress at home is safer than investing it anywhere with anyone. But one should know the differences between risk and volatility to avoid silly and irrational investing mistakes. Let's clear the confusion once and for all.

4 Things to Consider Before Consolidating Your Debt

Kevin Yu | Posted 09.11.2015 | Business
Kevin Yu

Debt consolidation has been a hot topic in the past few years. Since the financial meltdown in 2008, banks have tightened up on their risk models and it was near impossible to get a personal loan from a bank.

30 Fast Tips For A More Frugal Life

GOBankingRates | Posted 08.24.2015 | Money
GOBankingRates

For money-minded people, frugality can be more than a smart idea -- it can be a way of life. Whatever your financial goals, being more frugal can help you save the money to accomplish them.

30 Ways to Avoid Spending Money This Summer

GOBankingRates | Posted 08.17.2015 | Business
GOBankingRates

Summer is the most carefree season but that doesn't mean you have to relax your budget to enjoy it. There are plenty of free things to do this summer that allow you to make the most of warm weather.

10 Things You're Paying Too Much For

GOBankingRates | Posted 08.12.2015 | Money
GOBankingRates

our overspending might be making it hard to pay bills, have money for emergencies and save for the future. It could also lead to serious consequences, such as bankruptcy.

How to Fund a Last-Minute Summer Vacation Without Credit Cards

GOBankingRates | Posted 08.03.2015 | Money
GOBankingRates

Before you pull out the plastic, you might want to explore some alternative ways to fund your trip that don't include double-digit interest rates.

3 Mistakes You're Making Before a Big Purchase

GOBankingRates | Posted 07.31.2015 | Money
GOBankingRates

You won't do your wallet any favors by waiting for an appliance, computer, television or other big-ticket item to stop working before buying a replacement.

8 Worst Ways to Make Money Online

GOBankingRates | Posted 07.24.2015 | Money
GOBankingRates

You're already working a full-time job, but you're trying to hustle on the side. Maybe you have debts to pay off, are saving for a dream vacation or need to bank cash for a home improvement. Whatever the reason, you see the appeal of making money online.

5 Signs Your Parents Are the Victims of a Financial Scam

GOBankingRates | Posted 07.23.2015 | Money
GOBankingRates

If they've been targeted by scammers, report it to the FTC, their state attorney general and state consumer protection office.

How to Talk About Money With Your Aging Parents

GOBankingRates | Posted 07.22.2015 | Money
GOBankingRates

Addressing your aging parents' finances is not easy. Trust me, I know. Several years ago when my mom started showing signs of memory loss, I had conversations with her about her finances.

10 Ways to Cut $500 off Your Monthly Bills

GOBankingRates | Posted 07.21.2015 | Money
GOBankingRates

Surely, you've heard the advice to cut out discretionary expenses -- such as a daily latte -- to save money. It's true that those small savings can add up and provide a little more wiggle room in your budget. But what about those necessary expenditures?

15 Things Wealthy People Do Every Day

GOBankingRates | Posted 07.09.2015 | Business
GOBankingRates

13. New York Times best-selling author Brendon Burchard -- who hangs out with the likes of Bill Gates and Richard Branson -- consistently blocks out time to create. He says it's a habit of the super-successful, as noted in Entrepreneur magazine.