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Personal Finance Tips

3 Mistakes You're Making Before a Big Purchase

GOBankingRates | Posted 07.31.2015 | Money
GOBankingRates

You won't do your wallet any favors by waiting for an appliance, computer, television or other big-ticket item to stop working before buying a replacement.

8 Worst Ways to Make Money Online

GOBankingRates | Posted 07.24.2015 | Money
GOBankingRates

You're already working a full-time job, but you're trying to hustle on the side. Maybe you have debts to pay off, are saving for a dream vacation or need to bank cash for a home improvement. Whatever the reason, you see the appeal of making money online.

5 Signs Your Parents Are the Victims of a Financial Scam

GOBankingRates | Posted 07.23.2015 | Money
GOBankingRates

If they've been targeted by scammers, report it to the FTC, their state attorney general and state consumer protection office.

How to Talk About Money With Your Aging Parents

GOBankingRates | Posted 07.22.2015 | Money
GOBankingRates

Addressing your aging parents' finances is not easy. Trust me, I know. Several years ago when my mom started showing signs of memory loss, I had conversations with her about her finances.

10 Ways to Cut $500 off Your Monthly Bills

GOBankingRates | Posted 07.21.2015 | Money
GOBankingRates

Surely, you've heard the advice to cut out discretionary expenses -- such as a daily latte -- to save money. It's true that those small savings can add up and provide a little more wiggle room in your budget. But what about those necessary expenditures?

15 Things Wealthy People Do Every Day

GOBankingRates | Posted 07.09.2015 | Business
GOBankingRates

13. New York Times best-selling author Brendon Burchard -- who hangs out with the likes of Bill Gates and Richard Branson -- consistently blocks out time to create. He says it's a habit of the super-successful, as noted in Entrepreneur magazine.

23 Reasons Why You Will Always Feel Poor

GOBankingRates | Posted 06.24.2015 | Business
GOBankingRates

Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line.

11 Common Money Mistakes People Make in Their 40s

GOBankingRates | Posted 06.23.2015 | Business
GOBankingRates

Though you might feel settled, becoming complacent could impact your financial well-being. Don't fall prey to these common money mistakes that people often make in their 40s.

5 Investing Fees Beginners Forget About

GOBankingRates | Posted 06.22.2015 | Business
GOBankingRates

As a new investor, you are probably keen on making money when allocating your funds in an investment account, like a mutual fund, 401(k) or directly in the stock market. However, what is often forgotten is that, like any other financial service, there are likely fees to contend with at every corner.

37 Ways Dads Can Make and Save More Money

GOBankingRates | Posted 06.16.2015 | Business
GOBankingRates

Dads have a lot of demands on their resources, and it can feel like their money is stretched the thinnest. That's where some been-there, done-that advice from experts can help dads figure out how to prioritize their finances so that their money is going to what matters most.

9 Things You Shouldn't Say to Someone in Debt

GOBankingRates | Posted 06.11.2015 | Money
GOBankingRates

Whether this person asks you for financial advice or the topic of his debt surfaces in some other fashion, he might be sensitive about the subject. Matters of money and debt are often associated with personal, emotional concerns. You'll want to be tactful in your discussion to avoid making matters worse.

Understanding Opportunity Cost: How $200 Sneakers Could Cost You $75,000

Miranda Marquit | Posted 06.10.2015 | Business
Miranda Marquit

When we make spending choices, we rarely think beyond the moment. However, whenever we spend our money on something now, we are giving something up later. This is what's known as opportunity cost. Understanding opportunity cost is one of the keys to making better financial decisions.

5 Credit Card Benefits You Didn't Know About

Robert Harrow | Posted 05.27.2015 | Business
Robert Harrow

Making purchases using credit cards usually has more than one perk associated with it. People tend to get so hung up on rewards miles and bonuses that they forget about the smaller, and quieter features provided to consumers by credit issuers.

10 Important Money Lessons I Learned by My 29th Birthday

Casey Bond | Posted 06.15.2015 | Money
Casey Bond

I've been writing about personal finance for the better part of my adult life, but that's not to say all this money wisdom didn't come without some serious trial and error.

20 Life-Changing Money Lessons You Learn in Your 30s

GOBankingRates | Posted 05.26.2015 | Money
GOBankingRates

It might be just as tempting to give in to careless spending, impulsive buying and paycheck-to-paycheck living, but at least you know better now. After all, you are about halfway to retirement, and these 20 lessons will help you get there comfortably.

Want to Stop Getting Into Debt? Quit Doing This One Thing

Amandah Blackwell | Posted 05.10.2015 | Money
Amandah Blackwell

You can't control whether or not they pay their loan and pay on time. You have the potential to get into debt or deeper into debt. Plus, you risk lowering your credit and FICO scores.

My Husband Died, Now What?

Debra L. Morrison | Posted 12.22.2014 | Books
Debra L. Morrison

I invite each of you to notice and gain an awareness of who you are and where you are right now, as a way of quelling some of the obsessing either about where you were or where you "should" be.

What Interns Need to Know About Health Insurance

PolicyGenius | Posted 11.04.2014 | Money
PolicyGenius

A few weeks ago I was quickly preparing to make the big move up to New York City from my hometown in suburban Florida. While I was finding housing, packing up all my belongings and preparing for my internship, I can't say health insurance ever crossed my mind.

Millennials: Before You Spend Another Dollar, STOP and Read These Tips! Don't Go Broke

Amandah Blackwell | Posted 10.15.2014 | Money
Amandah Blackwell

Hitting Your Portfolio Eject Button?

Jim Gibson | Posted 08.09.2014 | Money
Jim Gibson

You know what you want from your investments. You know or think you know what you should do with your investments. Yet, are you aware of how the typic...

5 Ways to Stop Your Financial Would-Should-Could Haves

Shannah L. Compton | Posted 07.07.2014 | Money
Shannah L. Compton

You could play this game all day long and never really make any progress towards change. It's really easy to look backwards at mistakes and want to throw yourself in a fiery pit of regret. But who wants to do that?

Receipts -- Can't Live With Them, Can't Live Without Them

David A. Dedman | Posted 06.30.2014 | Money
David A. Dedman

I think we all can agree there is way too much paper in our lives! We get various statements, confirmations, letters, vouchers and receipt after re...

What Wikipedia Won't Tell You About Personal Savings

Jim Gibson | Posted 06.07.2014 | Money
Jim Gibson

The real power is in your hands. Now its up to you to step up to the plate and do something about your personal savings.

5 Money Lessons You Should Learn Before Your Next Birthday

Posted 03.12.2015 | OWN

Whatever financial problem you're having now -- vanishing savings, growing bills, total overload -- these simple tactics will give you one more reason...

Should You File Your Own Taxes? Or Should You Hire A CPA?

WiserAdvisor.com | Posted 04.15.2014 | Money
WiserAdvisor.com

Lots of people honor traditions. Some people eat turkey on Thanksgiving. Some people bake an apple pie on Independence Day. Me? I abide by a longstanding tradition, as well: I yank my hair out every April, when I attempt to file my own taxes.