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Personal Finance Tips

Why Happy People Earn More Money

GOBankingRates | Posted 10.08.2015 | Business

By Cameron Huddleston, Columnist It's generally assumed that greater wealth leads to happiness. In fact, several studies have tried to pinpoint the ...

Travel Prep: 10 Financial To-Dos Before Going on a Trip

GOBankingRates | Posted 10.08.2015 | Business

By Caroline Hailey, Contributor While people may disagree on many topics, there's one thing that most all of us can agree on: vacations are great. ...

30 Ways to Increase Your Take-Home Income

GOBankingRates | Posted 10.08.2015 | Business

By Caroline Banton, Contributor A sudden promotion or raise might seem unlikely, but there are many ways to boost your paycheck that you might not ...

Financial Savvy: Investment Risk vs. Market Volatility

David Rae | Posted 10.08.2015 | Business
David Rae

When the stock market goes crazy, people go nuts. The ensuing insecurity has them thinking that stashing their money in a mattress at home is safer than investing it anywhere with anyone. But one should know the differences between risk and volatility to avoid silly and irrational investing mistakes. Let's clear the confusion once and for all.

4 Things to Consider Before Consolidating Your Debt

Kevin Yu | Posted 09.11.2015 | Business
Kevin Yu

Debt consolidation has been a hot topic in the past few years. Since the financial meltdown in 2008, banks have tightened up on their risk models and it was near impossible to get a personal loan from a bank.

30 Fast Tips For A More Frugal Life

GOBankingRates | Posted 08.24.2015 | Money

For money-minded people, frugality can be more than a smart idea -- it can be a way of life. Whatever your financial goals, being more frugal can help you save the money to accomplish them.

30 Ways to Avoid Spending Money This Summer

GOBankingRates | Posted 08.17.2015 | Business

Summer is the most carefree season but that doesn't mean you have to relax your budget to enjoy it. There are plenty of free things to do this summer that allow you to make the most of warm weather.

10 Things You're Paying Too Much For

GOBankingRates | Posted 08.12.2015 | Money

our overspending might be making it hard to pay bills, have money for emergencies and save for the future. It could also lead to serious consequences, such as bankruptcy.

How to Fund a Last-Minute Summer Vacation Without Credit Cards

GOBankingRates | Posted 08.03.2015 | Money

Before you pull out the plastic, you might want to explore some alternative ways to fund your trip that don't include double-digit interest rates.

3 Mistakes You're Making Before a Big Purchase

GOBankingRates | Posted 07.31.2015 | Money

You won't do your wallet any favors by waiting for an appliance, computer, television or other big-ticket item to stop working before buying a replacement.

8 Worst Ways to Make Money Online

GOBankingRates | Posted 07.24.2015 | Money

You're already working a full-time job, but you're trying to hustle on the side. Maybe you have debts to pay off, are saving for a dream vacation or need to bank cash for a home improvement. Whatever the reason, you see the appeal of making money online.

5 Signs Your Parents Are the Victims of a Financial Scam

GOBankingRates | Posted 07.23.2015 | Money

If they've been targeted by scammers, report it to the FTC, their state attorney general and state consumer protection office.

How to Talk About Money With Your Aging Parents

GOBankingRates | Posted 07.22.2015 | Money

Addressing your aging parents' finances is not easy. Trust me, I know. Several years ago when my mom started showing signs of memory loss, I had conversations with her about her finances.

10 Ways to Cut $500 off Your Monthly Bills

GOBankingRates | Posted 07.21.2015 | Money

Surely, you've heard the advice to cut out discretionary expenses -- such as a daily latte -- to save money. It's true that those small savings can add up and provide a little more wiggle room in your budget. But what about those necessary expenditures?

15 Things Wealthy People Do Every Day

GOBankingRates | Posted 07.09.2015 | Business

13. New York Times best-selling author Brendon Burchard -- who hangs out with the likes of Bill Gates and Richard Branson -- consistently blocks out time to create. He says it's a habit of the super-successful, as noted in Entrepreneur magazine.

23 Reasons Why You Will Always Feel Poor

GOBankingRates | Posted 06.24.2015 | Business

Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line.

11 Common Money Mistakes People Make in Their 40s

GOBankingRates | Posted 06.23.2015 | Business

Though you might feel settled, becoming complacent could impact your financial well-being. Don't fall prey to these common money mistakes that people often make in their 40s.

5 Investing Fees Beginners Forget About

GOBankingRates | Posted 06.22.2015 | Business

As a new investor, you are probably keen on making money when allocating your funds in an investment account, like a mutual fund, 401(k) or directly in the stock market. However, what is often forgotten is that, like any other financial service, there are likely fees to contend with at every corner.

37 Ways Dads Can Make and Save More Money

GOBankingRates | Posted 06.16.2015 | Business

Dads have a lot of demands on their resources, and it can feel like their money is stretched the thinnest. That's where some been-there, done-that advice from experts can help dads figure out how to prioritize their finances so that their money is going to what matters most.

9 Things You Shouldn't Say to Someone in Debt

GOBankingRates | Posted 06.11.2015 | Money

Whether this person asks you for financial advice or the topic of his debt surfaces in some other fashion, he might be sensitive about the subject. Matters of money and debt are often associated with personal, emotional concerns. You'll want to be tactful in your discussion to avoid making matters worse.

Understanding Opportunity Cost: How $200 Sneakers Could Cost You $75,000

Miranda Marquit | Posted 06.10.2015 | Business
Miranda Marquit

When we make spending choices, we rarely think beyond the moment. However, whenever we spend our money on something now, we are giving something up later. This is what's known as opportunity cost. Understanding opportunity cost is one of the keys to making better financial decisions.

5 Credit Card Benefits You Didn't Know About

Robert Harrow | Posted 05.27.2015 | Business
Robert Harrow

Making purchases using credit cards usually has more than one perk associated with it. People tend to get so hung up on rewards miles and bonuses that they forget about the smaller, and quieter features provided to consumers by credit issuers.

10 Important Money Lessons I Learned by My 29th Birthday

Casey Bond | Posted 06.15.2015 | Money
Casey Bond

I've been writing about personal finance for the better part of my adult life, but that's not to say all this money wisdom didn't come without some serious trial and error.

20 Life-Changing Money Lessons You Learn in Your 30s

GOBankingRates | Posted 05.26.2015 | Money

It might be just as tempting to give in to careless spending, impulsive buying and paycheck-to-paycheck living, but at least you know better now. After all, you are about halfway to retirement, and these 20 lessons will help you get there comfortably.

Want to Stop Getting Into Debt? Quit Doing This One Thing

Amandah Blackwell | Posted 05.10.2015 | Money
Amandah Blackwell

You can't control whether or not they pay their loan and pay on time. You have the potential to get into debt or deeper into debt. Plus, you risk lowering your credit and FICO scores.