iOS app Android app

Personal Finance

Retirement Planning 101: How To Save For The Future

WiserAdvisor.com | Posted 07.28.2014 | Money
WiserAdvisor.com

No matter how well you're managing your money now, you need to also be thinking about retirement. (Yes, even if you're only 25 or 30.) The good news is it's never too early to start planning for your retirement. It's also never too late, if you've been slacking up to this point.

3 Reasons Why Wall Street Wants You to Fail

Timothy Sykes | Posted 07.27.2014 | Money
Timothy Sykes

It's time you get mad and take control of your destiny instead of feeding fees to others.

Living Paycheck to Paycheck? 5 Expenses to Cut Today!

Gina Horkey | Posted 07.28.2014 | Money
Gina Horkey

Our priorities and lifestyles likely differ. These are just five things that we've cut out over the last few years that might work for you too!

Setting Up Auto-Withdrawal Can Be Setting Yourself Up For a Fall

David Fagin | Posted 07.25.2014 | Money
David Fagin

There needs to be simple way to "turn-off" auto-pay to a company the same way you turned it on, without having to feel like you're playing Whack-A-Mole.

Why Being You Rocks

Chris Deaver | Posted 07.24.2014 | Healthy Living
Chris Deaver

Create a purpose that gets you up in the morning and makes you dream dreams at night. Ground your goals in service so you become a force of nature, lifting yourself and others to higher levels than you've ever been before, innovating everything in your life to become more uniquely powerful in the universe.

Roth vs. Traditional 401(k) -- Which Is Better?

Carrie Schwab-Pomerantz, CFP | Posted 07.23.2014 | Money
Carrie Schwab-Pomerantz, CFP

The sheer number of retirement accounts can make anyone's head spin. Once you've opened a specific type of account -- for instance a traditional 401(k) -- it's tempting to just figure you're set. But with more and more employers now offering a Roth 401(k) as well, it's smart to take a step back and consider the potential benefits of each.

7 Ways To Boost Your Credit Score

WiserAdvisor.com | Posted 07.23.2014 | Money
WiserAdvisor.com

A poor credit score can hurt your chances of success, whether you're looking for private student loans or shopping for your next set of wheels. But if your credit score is already in the 600's or below, there's good news: you can fix bad credit.

The 7 Retirement Mistakes That Finance Experts Tell Their Clients to Avoid

Mark Fidelman | Posted 07.21.2014 | Business
Mark Fidelman

As a future retiree I start from where my financial situation is today, not as I would like it to be. That I accept that fact does not in any sense undermine my future goals -- but it is necessary to begin where I am today, if I am to change it to where I want to be.

Beware the So-Called Financial Whiz

Jim Gibson | Posted 07.21.2014 | Money
Jim Gibson

One would think by now that people would have figured this whole thing out. One would at least suppose people are smarter than before, that they don'...

4 Weddings in 4 States for Less Than $2,200

Credit.com | Posted 07.18.2014 | Weddings
Credit.com

My husband and I received four wedding invitations for this summer, and we knew we wanted to do everything we could to attend each one. With some strategic saving, budget adjustments and frugal choices, we'll be able to enjoy them for less than $2,200.

Why Saving For Retirement Is More Important Than Saving For College

Shannon McNay | Posted 07.17.2014 | Money
Shannon McNay

Given the high cost of student loan debt, it might seem crazy that I would prioritize saving for retirement over college funds. (Even more so considering that I work for a company that helps people pay off their debt.) But I believe in a holistic approach to debt freedom.

5 Ways Your Kids Can Bust Your Summer Budget

Adam Levin | Posted 07.17.2014 | Money
Adam Levin

Because most of your summer expenditures are made in relative proximity to the time to shop for your little debt machine's return to school, it's critical to get your budget right, and stick to it.

Is Your Home Equity Part Of Your Retirement Savings?

Carrie Schwab-Pomerantz, CFP | Posted 07.16.2014 | Money
Carrie Schwab-Pomerantz, CFP

For many people, their home is their biggest investment, so it only makes sense to think of it as part of what you have 'set aside.' But while your home is definitely part of your overall net worth, how it factors into your retirement savings depends on more than your current equity. It depends on whether or not you're going to turn that equity into cash when you retire.

3 Ways Obamacare Is Changing Preparing For Retirement

PaladinRegistry.com | Posted 07.16.2014 | Money
PaladinRegistry.com

With people living longer and pension plans on the decline, individuals are forced to create their own retirement plan that may last 10, 15 and even up to 30 years. Adding other generations into the mix, as well as needs for insurance and long term care planning, individuals have obstacles to clear out.

Are You 18 To 35? Read This Before You Spend Another Dollar

WiserAdvisor.com | Posted 07.16.2014 | Money
WiserAdvisor.com

Do you think that just because you're young, you don't need to worry about money? Guess again. Whether you're a high school graduate, college student or you've recently entered the working world, getting a good handle on your finances is key to living a happy life.

5 Common Money Mistakes That Even Good Savers Make

LearnVest | Posted 07.15.2014 | Money
LearnVest

If you're part of the minority and are putting money away regularly, congratulations -- it's an important part of laying the groundwork for a more secure financial future. But just because your balance is growing doesn't mean there isn't room for improvement in the way you save.

What The Top 30 Personal Finance/Wealth Influencers Know That You Don't

April Rudin | Posted 07.15.2014 | Business
April Rudin

Perhaps the quietest, yet most pernicious, danger we face is the lack of financial knowledge. Every year, this ignorance leaves millions of Americans woefully unprepared to fund their children's education or enter retirement.

'How I Cut My Food Budget $600 In 6 Months'

Credit.com | Posted 07.11.2014 | Money
Credit.com

I opened up my budget tracking tool last November and my jaw dropped -- I had spent $1,200 on food that month. That's when I knew I had to make a change.

I Spent Just $1,000 On My Wedding -- Here's How

LearnVest | Posted 07.10.2014 | Weddings
LearnVest

While there's a lot of societal pressure to splurge on a huge, expensive wedding, Sally and I held onto this one truth: An extravagant wedding does not equal a perfect marriage.

The Unfortunate Truth About Your New Chip Credit Card

CreditCards.com | Posted 07.10.2014 | Money
CreditCards.com

In these post-Target-breach days of heightened worry about credit card fraud, the arrival of EMV (which stands for Europay, MasterCard and Visa -- the card companies that spurred its creation) in America is a big deal. After all, about half of the world's credit card fraud reportedly happens in the U.S., due in large part to our preference for mag stripe cards.

Helping Recent Grads: How Much Financial Support Should You Give?

Carrie Schwab-Pomerantz, CFP | Posted 07.09.2014 | Money
Carrie Schwab-Pomerantz, CFP

The "real world" right after graduation may look a little different than you or your son anticipated. But that doesn't mean he should stop trying to get a good job -- or that you can't help him get a handle on real-world finances.

Financial Mindfulness: The Path to Worry Free Finances

David A. Dedman | Posted 07.09.2014 | Money
David A. Dedman

How would financial mindfulness work, and how would it help you and your finances? Reduction of stress and worry over money.

4 Unexpected Times Your Credit May Be Checked

Credit Karma | Posted 07.08.2014 | Money
Credit Karma

When it comes to your financial health, your credit score is one of those things that'll just keep seeking you out. It's tempting to think that your credit score or credit health will only come into play when you're looking for a mortgage or a new credit card. The truth is that your credit information can be checked far more often than you might think.

How Saving Less Can Help You Save More (Yes, You Read That Right)

Sarah Greesonbach | Posted 07.07.2014 | Money
Sarah Greesonbach

The next time you set up a transfer to put money into savings... pause. Are you 100 percent sure that you won't need to call this money back into your checking? Then proceed. If not, you might save more in the long run if you save less now.

Navigating Financial Milestones: Taking Control of Your Personal Economy in a Global Environment

Andrew Ireland | Posted 07.02.2014 | Money
Andrew Ireland

A strong personal economy has, historically, been built on traditional pillars: Make smart investments, manage expenditures, and build sound credit history. But in today's increasingly interconnected world, that alone won't cut it.