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Personal Finance

Handling Credit Card Debt During and After Divorcen

Beth Cone Kramer | Posted 08.14.2015 | Divorce
Beth Cone Kramer

Whether you're slamming down the credit card to cover the lawyer's fees, first and last month's rent for a new apartment, or the kids' school supplies, credit card debt is easy to rack up.

7 Ways to Travel Like a Millionaire -- on a Budget

GOBankingRates | Posted 08.14.2015 | Business
GOBankingRates

With a little research and planning, a vacation filled with private jets and luxury accommodations doesn't have to be a far-fetched fantasy. If you'd like to vacation like a millionaire without refinancing your mortgage or sabotaging your credit score, try these seven travel tips to add a little grandeur to your next getaway.

Are You a Spendthrift Sagittarius? Here's Some Financial Advice Based on Your Star Sign

Simple. Thrifty. Living. | Posted 08.13.2015 | Business
Simple. Thrifty. Living.

Are you a practical Taurus when it comes to money? Or a tight-fisted Capricorn? Or maybe even a spendthrift Sagittarius? Star signs can be a great indicator of our personalities, but they can also give us insight into how we deal with money.

The Socially Transmitted Disease That Has No Cure: Identity Theft

Adam Levin | Posted 08.14.2015 | Technology
Adam Levin

If you use Facebook, you're making easy work for identity thieves. The same goes for the whole cosmos of social media whether you favor Twitter, Instagram, Reddit, Pinterest, YouTube, LinkedIn, or prefer to Tumblr your thoughts, preferences and predilections to anyone who cares to know what they are.

10 Things You're Paying Too Much For

GOBankingRates | Posted 08.12.2015 | Money
GOBankingRates

our overspending might be making it hard to pay bills, have money for emergencies and save for the future. It could also lead to serious consequences, such as bankruptcy.

New App, Fam-ess, Teaches Kids Financial Responsibility

Craig Newmark | Posted 08.11.2015 | Education
Craig Newmark

75% of American households live paycheck to paycheck and 25% have no savings at all. With our consumer debt hovering at $11.5 Trillion, it is clear th...

This Is What Marriage Equality Looks Like--For Your Finances

Carrie Schwab-Pomerantz, CFP | Posted 08.10.2015 | Money
Carrie Schwab-Pomerantz, CFP

If marriage is on the horizon, congratulations! But before you tie the knot, I highly recommend that you explore the financial implications of marriage as you plan your finances as a couple

How I Paid Off $22,000 In Student Loans In Only 9 Months

GOBankingRates | Posted 08.07.2015 | Money
GOBankingRates

I cut our grocery bill in half. The grocery total would vary every month. But in January 2014, I only spent $170 on groceries -- my lowest total ever. I like to feed my family organic produce, but I had to let that go for the sake of a bigger goal.

Emerging Markets: Still Not Cheap, and Still Not Pretty

Sara Zervos | Posted 08.07.2015 | Business
Sara Zervos

Most emerging markets need to borrow from the rest of the world. They are known for being the fastest growing countries, with rich resources and young populations. However, by definition they are poorer than other developed countires, and as such have little savings to finance their growth

7 Things All College Freshmen Should Know About Money

Steve Siebold | Posted 08.06.2015 | Parents
Steve Siebold

Heading off to college for the first time is quite the learning experience for most young adults. While there are a lot of things to get used to and figure out living on your own for the first time, one of the biggest adjustments to make is over money.

5 Steps to Getting Out of Debt Without Cutting Up Your Credit Cards

Debra Carpenter | Posted 08.06.2015 | Business
Debra Carpenter

Debt is the four-letter word Americans hate to hear. Today, the average American household has debts totaling around $7,200. According to Aimee Picchi on CBS Moneywatch, American household credit card debt is increasing despite the fact that average household earnings have not experienced a similar increase to account for that new debt.

20 Apps That Make You Money

GOBankingRates | Posted 08.06.2015 | Money
GOBankingRates

Playing games and catching up on social media sites is great, but these activities alone won't pad your wallet. Make the most of your spare time by downloading an app that can earn you extra money.

How You Can Work Less and Get Rich

Brian de Haaff | Posted 08.06.2015 | Business
Brian de Haaff

Which part of the title interested you most -- working less? More money? Or both? Most people I know like both equally. You know the get-rich fantasy images -- the boat, the car, the big house, the life of leisure. It looks so easy.

How to Fund a Last-Minute Summer Vacation Without Credit Cards

GOBankingRates | Posted 08.03.2015 | Money
GOBankingRates

Before you pull out the plastic, you might want to explore some alternative ways to fund your trip that don't include double-digit interest rates.

Rack Up Credit Card Rewards and Win

Chris Mettler | Posted 08.03.2015 | Money
Chris Mettler

Once you know the rules of the game and understand your rewards program, you can start racking up the rewards. You'll want to pay close attention to your rewards statement that you should receive every month along with your bill.

Soft vs. Hard Inquiries: What's the Difference & How do They Affect Credit

Kari Luckett | Posted 08.03.2015 | Education
Kari Luckett

Having and maintaining an excellent FICO credit score can be the difference between getting approved or denied for a loan, and also influences your interest rates. There are several factors that can have positive or negative effects on a credit score.

Should You Care About Rising Interest Rates?

Carrie Schwab-Pomerantz, CFP | Posted 08.03.2015 | Business
Carrie Schwab-Pomerantz, CFP

The fact that the Fed is considering raising rates is a good thing because it means the economy is doing well. However it will have a different impact on different people.

3 Mistakes You're Making Before a Big Purchase

GOBankingRates | Posted 07.31.2015 | Money
GOBankingRates

You won't do your wallet any favors by waiting for an appliance, computer, television or other big-ticket item to stop working before buying a replacement.

5 Signs You Have a Spending Problem

GOBankingRates | Posted 07.31.2015 | Money
GOBankingRates

Some might be relying on credit or dipping into savings to cover their spending because they are having trouble making ends meet. And, some might be simply living beyond their means.

The Credit Card Dispute Process

CompareCards | Posted 08.01.2015 | Money
CompareCards

What if I told you that one of the most valuable features of your credit card is one of the least used features? Most credit cards offer Dispute Resolution services that are unparalleled by any form of payment, allowing cardholders to have the upper hand when a merchant refuses to do the right thing.

What Happens When You Open A Credit Card Account?

CompareCards | Posted 07.31.2015 | Education
CompareCards

Congratulations! You have just been approved for a new credit card. But what does that announcement really mean?

How to Raise a Future Millionaire

Bob Stammers | Posted 07.30.2015 | Business
Bob Stammers

It is never too early to teach your children about the value of money and how to manage it. Kids are constantly learning - both inside and outside the classroom - and parents can play a key role in developing their kids' financial habits.

15 Most Expensive Cities for Singles

GOBankingRates | Posted 07.30.2015 | Business
GOBankingRates

Singles' financial situations aren't so simple, and the investments required to stay attractive and dateable while trying to find one's mate can quickly add up, especially in high-cost cities where even everyday necessities carry luxury-level prices.

How One Shark Tank Deal Turned Lani Lazzari Into a Millionaire Before College

GOBankingRates | Posted 07.28.2015 | Business
GOBankingRates

Many entrepreneurs with multiple college degrees under their belts spend years trying to start a successful company. But 20-something Shark Tank star Lani Lazzari has already mastered it.

Why You Should Know the Different Types of Credit Card APRs

CompareCards | Posted 07.28.2015 | Money
CompareCards

A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate, called the Annual Percentage Rate (APR). Where it can become a little more complicated, however, is that each single credit card may have multiple APRs that apply to it.