iOS app Android app

Personal Finance

Debunking Myths Surrounding Reloadable Prepaid Cards

Tami Farrow | Posted 08.27.2014 | Money
Tami Farrow

Reloadable prepaid cards have evolved over the past few years, but many Americans are not informed on how to compare and benefit from this financial product. These cards can be very beneficial for a variety of consumers, as long as they devote the time to finding the card that's best for them.

Got Kids In Grade School? Start Their Financial Education Now!

Carrie Schwab-Pomerantz, CFP | Posted 08.27.2014 | Money
Carrie Schwab-Pomerantz, CFP

The new school year is just around the corner, and as I think about the importance of financial education, I want to remind all parents -- and grandparents -- that it's never too early to help kids learn about money.

The Truth About Going to College and Getting Into Debt

Amandah Blackwell | Posted 08.27.2014 | Money
Amandah Blackwell

Wouldn't it be wonderful if you could make your own decisions by meditating and listening to that small still voice that whispers, 'Don't go to college; you're not ready yet. Save your money instead.'

Understanding Scarcity

Michael Neill | Posted 08.27.2014 | Business
Michael Neill

Economics is a vast and complex field, but in some ways it can be reduced down to one simple principle.

Everyday Ways College Students Can Save

WiserAdvisor.com | Posted 08.26.2014 | College
WiserAdvisor.com

If you want to emerge from college with your finances intact, you need to get smart about how you spend your money. It's time for a crash course in savings. Got your notepad ready?

You're Out Of Debt, Have Savings, And Are On Track For Retirement. What's Next?

LearnVest | Posted 09.15.2014 | Money
LearnVest

Congratulations! You're one of the lucky, financially diligent few who have your basic financial security numbers -- that is, retirement, credit card debt and emergency savings -- under control, and you deserve a big pat on the back. But the big question remains: Now what?

5 Steps to Financial Freedom

Leisa Peterson | Posted 08.26.2014 | Money
Leisa Peterson

when we learn how to change our money mindset so we think creatively and divergently, whereby allowing our problems, even those with money, to be addressed with an endless range of solutions, we take control of our own lives and leave the machine behind.

Advancing Past Average: PISA's Financial Literacy Assessment Shows United States Has A Long Way To Go

Shannon Schuyler | Posted 08.29.2014 | Money
Shannon Schuyler

"Average is not good enough." I couldn't agree more with that statement from U.S. Secretary of Education Arne Duncan about financial literacy. Yet average is what the United States is, according to the Programme for International Student Assessment's (PISA) recently released financial literacy data.

Are People Ditching Banks And Going Online For Loans?

Simple. Thrifty. Living. | Posted 08.22.2014 | Business
Simple. Thrifty. Living.

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to the bank to beg for money. The Internet has made things a little easier.

Personal-Finance Hack Courtesy of Harvard

Jim Gibson | Posted 08.21.2014 | Money
Jim Gibson

Hey, it's OK, you are not alone. Seems like everybody is looking for the easy button, the get-out-of-jail-free card, a set of personal-finance hacks t...

5 Household Budget Templates That Will Help If You Actually Stick With It

Bob Lotich | Posted 08.21.2014 | Money
Bob Lotich

If you are like many, the challenging economy has caused us to take a look at our personal finances and consider making a budget. Good news! Budgeting doesn't have to be painful!

3 Ways To Improve Your Credit Score In Less Than 5 Minutes

Simple. Thrifty. Living. | Posted 08.20.2014 | Money
Simple. Thrifty. Living.

If you are looking to buy a car, rent an apartment or take out a loan, you need to make sure that your credit score is at it's best. While it takes seven years for most derogatory items on your credit report to be removed, there are a few things you can do to raise your credit score sooner.

Where 'Back-to-School' Means Private School

Jed Kolko | Posted 08.28.2014 | Education
Jed Kolko

One way or another, good schools cost money. Private school tuition can easily exceed monthly housing costs, but home prices in top-rated public school districts are 32% above the local average.

Money Mumbo-Jumbo: What's The Difference Between Large and Small Cap Stocks?

David A. Dedman | Posted 08.20.2014 | Money
David A. Dedman

If you're scratching your head wondering exactly what it means, you're not alone.

5 Things You Won't Believe Hurt Your Credit Score

NextAdvisor.com | Posted 08.18.2014 | Money
NextAdvisor.com

Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.

3 Smart Ways To Use Credit Cards To Help Offset Wedding Costs

Simple. Thrifty. Living. | Posted 08.15.2014 | Weddings
Simple. Thrifty. Living.

This might sound like the worst idea, but sometimes putting some wedding costs on a credit card can actually make good financial sense. You just need to be careful with how you use it.

Is Your Banker Like Gordon Gekko ... or Darth Vader?

Richard Barrington | Posted 08.15.2014 | Money
Richard Barrington

People don't tend to feel warm and fuzzy about their bankers, in part because bankers have a nasty habit of doing things to alienate their customers. At their worst, bankers can almost live up to the evil embodied in the most twisted characters in movie history.

Millennials: Before You Spend Another Dollar, STOP and Read These Tips! Don't Go Broke

Amandah Blackwell | Posted 08.15.2014 | Money
Amandah Blackwell

4 Tips for Finding the Perfect Credit Card

Credit Karma | Posted 08.15.2014 | Money
Credit Karma

The marketplace for credit cards is more complicated than ever. Points programs, cash back plans and variable interest rates all have consumers drowning in the fine print, trying to make some sense of what they're applying for.

9 Money Habits That Will Put You On The Path To Wealth

LearnVest | Posted 08.14.2014 | Money
LearnVest

While a six-figure inheritance or high-paying job can land you in the top 1 percent of earners, it's the little things -- your money habits -- that of...

5 Ways To Protect Yourself From Payday Loan Scams

NextAdvisor.com | Posted 08.12.2014 | Money
NextAdvisor.com

Need cash fast? You aren't alone. Many people find themselves in a bind with payday looming far ahead. Payday loan services offer the cash you need right away. However, it is important not to let the allure of fast money get in the way of your common sense.

Tips on Saving for College

Diane Morais | Posted 08.12.2014 | Money
Diane Morais

Prioritize future college expenses as a monthly budget line item. The sooner you start saving the better, because even small amounts of money invested early can grow quickly through the power of compound interest.

See What Gurus Deepak Chopra, Robert Kiyosaki and Others Carry in Their Wallet

Casey Bond | Posted 08.11.2014 | Money
Casey Bond

There's no shortage of advice in the world, especially when it comes to personal finance. An entire community of bloggers, authors and self-help gurus exist to guide the average person through the murky waters of money management. It's rare, however, to catch a glimpse in to their personal financial lives.

Home Price Gains Now Driven More By Jobs Than By Rebound Effect

Jed Kolko | Posted 08.08.2014 | Business
Jed Kolko

The Trulia Price Monitor and the Trulia Rent Monitor are the earliest leading indicators of how asking prices and rents are trending nationally and lo...

Cutting Housing Costs When Financial Hardship Strikes

Jed Kolko | Posted 08.08.2014 | HuffPost Home
Jed Kolko

In good economic times as well as in bad, financial hardship can always strike. And when it does, people might have to cut back on housing, which is typically the largest household expense. However, cutting housing costs involves hard tradeoffs.