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Personal Finance

7 Traits Successful Men And Women Don't Share

GOBankingRates | Posted 07.20.2015 | Business
GOBankingRates

By cultivating gender-related strengths, individuals can perform better, advance further and take a more holistic approach to their careers.

College Debt Attitudes: Millennials vs. Gen X

Adrian Nazari | Posted 07.20.2015 | College
Adrian Nazari

Millennials may be spending more for college and racking up record debt, but they don't mind, according to a new survey of 500 university graduates by Credit Sesame.

10 Open House Red Flags To Watch Out For Before Buying A Home

GOBankingRates | Posted 07.20.2015 | HuffPost Home
GOBankingRates

Summer is the prime time for moving and new home purchases. Certain warning signs during an open house, however, should have you questioning a property. As you embark on your open house adventures this summer, watch out for these red flags to avoid buying a money pit.

20 Lessons Learned from Losing 20 Pounds in 1 Month

Timothy Sykes | Posted 07.17.2015 | Business
Timothy Sykes

I have to be honest with you guys - I let my health slip a bit over the past year. Juggling trading penny stocks and teaching others to do the same doesn't leave me a lot of time for healthy living, and even that limited time got eaten up by all the work I put into my 35-hour "How to Make Millions" course.

Are Mobile Payment Apps Safe?

CompareCards | Posted 07.17.2015 | Money
CompareCards

What can you do to help ensure you have the best protection currently available? Experts suggest using a system or platform that requires two-factor authentication.

The Vacations Of Our Lives: A Single Parent's Definition Of Vacation

Jill Talbot | Posted 07.16.2015 | Parents
Jill Talbot

There's a beauty and a freedom that being "both parents" allows me: I get to make all the decisions. When I figured out, years ago, that I couldn't give Indie vacations, I decided to build different kinds of breaks into our days.

Breaking Down Student Loans by Profession

Aryea Aranoff | Posted 07.15.2015 | College
Aryea Aranoff

The continued growth of student loan debt in the United States has reached staggering numbers of more than $1.2 trillion and 40 million borrowers. Those pursuing a medical, dental, MBA or law degree have to deal with a serious price tag that is significantly higher than the national average undergraduate balance of $29,000.

My Employer Offers Both HSA and FSA. What's the Difference, and Which Should I Use?

Christina LaMontagne | Posted 07.15.2015 | Business
Christina LaMontagne

Setting aside money for health care costs is a savvy move, but your confusion is understandable. Choosing the right health benefits can be tricky, and with several key differences between HSAs and FSAs, it literally pays to get this decision right.

How This Landlord Fell for an Awful Tenant Scam, and How to Avoid It

Gino Zahnd | Posted 07.15.2015 | Business
Gino Zahnd

Recently, I met with a successful investor, landlord, real estate agent, and licensed property manager who oversees properties across Washington D.C. and Virginia, and is a Cozy customer.

Five Things You Didn't Know About Becoming a Millionaire

Paul Scolardi | Posted 07.14.2015 | Business
Paul Scolardi

Many hardworking professionals today in all different types of fields and industries operate with a simple, common goal in mind: to become a millionaire. For some it may seem like a stretch, for others it may seem as though they are always close to reaching this level of success but never quite get it.

5 Ways to Protect Your Personal Identity

Chris Mettler | Posted 07.14.2015 | Money
Chris Mettler

It's always a possibility that your identity theft protection measures could fail. Therefore, everyone should have a response plan in place so that you can react quickly and help minimize the damage should an incident occur.

Earn Rewards for Summer Travel

Kari Luckett | Posted 07.13.2015 | Business
Kari Luckett

With gas prices lower than last summer and more travelers expected to hit the road, travel rewards credit cards that earn consumers rewards on travel, gas, car rentals, hotels, and more, are going to be the best option for cardholders.

5 Things NOT to Do With Your Money as a Recent Grad

Michael Ruderman | Posted 07.13.2015 | Business
Michael Ruderman

If you're a recent grad, I bet you're entering your first summer out of college with a shower of advice from family and friends. You probably just want to get a cool job, move into an apartment with furniture that actually matches, and party with your friends.

21 Free or Cheap Date Ideas

GOBankingRates | Posted 07.13.2015 | Women
GOBankingRates

You don't have to give up fun if you're on a super-tight budget. You just have to get creative. Try these cheap date ideas to have a great -- and potentially romantic -- time without breaking your budget or even without spending any money at all.

Social Security Questions: Where Can You Get Good Advice?

Carrie Schwab-Pomerantz, CFP | Posted 07.13.2015 | Business
Carrie Schwab-Pomerantz, CFP

I don't believe that the Social Security Administration (SSA) is out to intentionally mislead us, but the system is extraordinarily complicated. And of course it's always possible that an agent will misinterpret your question or even make a mistake.

How to Be Richer in One Year

GOBankingRates | Posted 07.13.2015 | Business
GOBankingRates

If you're serious about building a better financial foundation and meeting monetary goals, there are steps you can take. You won't see the changes overnight, but commit to one or more of these strategies, and within a year you'll be richer.

7 Questions to Ask Yourself Before Deciding to Retire

GOBankingRates | Posted 07.11.2015 | Business
GOBankingRates

Few Americans save enough for retirement. Whether due to financial issues or a lack of foresight, a lot of people either don't give much thought to retirement or are unable to save up enough to help them fund their elder years.

15 Things Wealthy People Do Every Day

GOBankingRates | Posted 07.09.2015 | Business
GOBankingRates

13. New York Times best-selling author Brendon Burchard -- who hangs out with the likes of Bill Gates and Richard Branson -- consistently blocks out time to create. He says it's a habit of the super-successful, as noted in Entrepreneur magazine.

6 Fastest-Growing Professions With the Highest Payscale

Simple. Thrifty. Living. | Posted 07.10.2015 | Business
Simple. Thrifty. Living.

Money isn't everything, but adequate compensation can help you achieve your financial goals much faster. It pays to do your homework to make sure the field you want to get into is a realistic goal.

Squash Holiday Debt by Saving in July

Chris Mettler | Posted 07.07.2015 | Business
Chris Mettler

With all the holiday parties, gifts, and travel costs associated with the holidays, it can be incredibly easy to incur debt if you aren't careful. The best way to prepare for the holidays is to make a list, prepare a budget and start saving ahead of time.

Will You Have to Pay Capital Gains Taxes on the Sale of Your Home?

Carrie Schwab-Pomerantz, CFP | Posted 07.06.2015 | Money
Carrie Schwab-Pomerantz, CFP

While there are generous exclusions allowed when it comes to capital gains on the sale of a home, timing is crucial and the clock is ticking.

Why Credit Advice Won't Work the Same for Everyone

CompareCards | Posted 07.06.2015 | Money
CompareCards

It seems like everyone is offering advice on how to improve your credit score, but not all of it will work equally for you. That is because the credit scoring process takes into account many factors.

Ranked: Most and Least Affordable Websites for Finding Your Soulmate

GOBankingRates | Posted 07.06.2015 | Business
GOBankingRates

Finding love can be tricky. Thankfully, technology has stepped in and made it easier to connect with others through matchmaking and dating sites.

10 Things You Need to Know About Saving Money in July

GOBankingRates | Posted 07.02.2015 | Business
GOBankingRates

July: Climatologists agree that July 24 is the hottest day of the year in the U.S., but the tenth of every month during the summer feels the hottest to me ... that's the day our electric bill arrives in the mail.

How to Trick Yourself Into Paying Off Your Credit Card Debt

GOBankingRates | Posted 07.01.2015 | Business
GOBankingRates

Paying off credit card debt might be one of the best moves for your personal finances. This can improve your cash flow, giving you an opportunity to build an emergency fund or save for retirement. Plus paying off credit cards helps increase your credit score.