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Personal Finance

The Top Financial Concerns of the Urban, Educated Millennial

Michael Ruderman | Posted 10.27.2014 | Money
Michael Ruderman

You shouldn't make any decision, particularly a financial one, without seeing the big picture. If an inheritance is in your future, it's best to know it's coming and be able to prepare for it. This might involve some awkward conversations, but it's worth knowing what might be left for you.

Income Inequality Got You Down? Do Something About It!

Steve Siebold | Posted 10.23.2014 | Small Business
Steve Siebold

The wealthy continue to see significant income and wealth gains while the majority of people are experiencing stagnant living standards. Income inequality is one of the most significant financial stories right now, and there's no end in sight.

29 Essential Twitter Feeds for Money and Investing

Betterment.com | Posted 10.23.2014 | Money
Betterment.com

This article, written by Catherine New, originally appeared on Betterment. Behavioral economics and decision making academics @katy_milkman @do...

My Husband Died, Now What?

Debra L. Morrison | Posted 10.23.2014 | Books
Debra L. Morrison

I invite each of you to notice and gain an awareness of who you are and where you are right now, as a way of quelling some of the obsessing either about where you were or where you "should" be.

Are Millennials Too Poor for Parenthood?

Michael Price | Posted 10.28.2014 | Money
Michael Price

There used to be a saying that the American Dream was 2.5 kids, a dog and a house with a white picket fence. Those days are gone and likely to never return.

13 Ghastly Money Mistakes That Could Come Back To Haunt You

Carrie Schwab-Pomerantz, CFP | Posted 10.22.2014 | Money
Carrie Schwab-Pomerantz, CFP

The money decisions you make today can lead to either a secure or a scary financial future. Don't be tricked into being complacent. Think ahead, plan ahead -- and avoid these 13 money mistakes that could haunt you for years to come.

Will You Be Ready for the Next Recession?

Stephen Adams | Posted 10.22.2014 | Business
Stephen Adams

We can't predict when the next one will come, but those who fall in its wake will face a tough road to recovery. That is because recessions are increasingly structural events. They occur less often but involve more economic disruption.

Government Policy on 'Lost' Money Needs Revision

Howard Steven Friedman | Posted 10.22.2014 | Politics
Howard Steven Friedman

Finding money feels nice until you realize that the money was "lost" due to either willful negligence or gross incompetence.

Who Says Financial Abuse Has to Be Romantic? 10 Signs You're in a Financially-Abusive Relationship With Friends and Family

Patrice C. Washington | Posted 10.20.2014 | Healthy Living
Patrice C. Washington

We've learned that domestic violence victims typically stay in abusive relationships for two reasons: fear and finances. And before most suffer physic...

How I'm Saving 40 Percent Of My Pay

LearnVest | Posted 10.17.2014 | Money
LearnVest

I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.

3 Practical, Easy Ways To Combat Financial Stress

CreditCards.com | Posted 10.15.2014 | Money
CreditCards.com

Take a moment and try to remember a day during which you didn't spend money, check your credit or bank account, or worry about a financial burden. Can't think of one? Me either.

Are You Making The Most Of Your Employee Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 10.15.2014 | Money
Carrie Schwab-Pomerantz, CFP

Do you usually ignore the Open Enrollment period for your employee benefits? While it's easy to feel that once you've signed up everything is covered, times and benefits change. So each year, usually in the fall, most employers offer the opportunity to modify your choices.

5 Money Lessons to Teach Our Daughters

Beth Kobliner | Posted 10.15.2014 | Parents
Beth Kobliner

Since math and money are so inextricably tied, it's possible that you're transmitting anxieties about both, leaving your daughter less confident to handle personal finance decisions

When Investing, Be Mindful Of 'Knowledge' Limitations

Jonathan K. DeYoe | Posted 10.14.2014 | Money
Jonathan K. DeYoe

We have no information advantage. The research tells us that no one can successfully select securities and time the market consistently. By trying, we increase our costs and decrease our diversification.

Can Shopping Help Anxiety? The Psychology Behind Retail Therapy

Simple. Thrifty. Living. | Posted 10.13.2014 | Money
Simple. Thrifty. Living.

I recently had a friend say to me (jokingly of course), "I wish my health insurance covered retail therapy." In fact a new study out by TNS Global found that half of all Americans have admitted to engaging in one form or another of retail therapy.

Riots in the Streets?

Jim Gibson | Posted 10.13.2014 | Money
Jim Gibson

Are you aware that there is in fact a new improved credit score? Yes, that's right, a new kid on the credit scoring block. If actually used, this new credit scoring formula could actually end up helping those misrepresented by current credit scoring models.

Baby Steps to Retirement

Richard Barrington | Posted 10.13.2014 | Money
Richard Barrington

People fail at retirement planning for a variety of reasons, but one of them is that they get overwhelmed by the sheer size of the task. After all, when you calculate how much money it will cost to fund a comfortable retirement, reaching that goal can seem like scaling Everest.

The Most Important Money Decisions 20-Somethings Make

Credit.com | Posted 10.10.2014 | Money
Credit.com

The first day at a new job is full of excitement, anxiety, optimism and confusion. Am I dressed right? Will I fit in? Will I find the bathroom? Getting all those things right is important, of course. But some things that seem less pressing will have an even bigger impact on your future.

14 Pieces Of Wisdom Financial Planners Share With Their Friends

LearnVest | Posted 10.09.2014 | Money
LearnVest

Wouldn't it be great to have a Certified Financial Planner™ for a best friend? Just think of all the advice you could get about how you might stay on track financially -- and how to make your money work harder for you.

5 Money Lies We Tell Ourselves

Simple. Thrifty. Living. | Posted 10.08.2014 | Money
Simple. Thrifty. Living.

When trying to make ourselves feel better about our financial situation, we often tell ourselves little lies that ease our minds about things. The problem is, if we tell ourselves these lies enough, we tend to start believing them.

Will A Second Baby Break The Bank?

Carrie Schwab-Pomerantz, CFP | Posted 10.07.2014 | Money
Carrie Schwab-Pomerantz, CFP

For just about everybody, having a second baby is a financial as well as an emotional decision. That's because kids today come with a hefty price tag. According to the U.S. Department of Agriculture, the cost of raising a child to age 18 is now upwards of $245,000.

Why Debt Consolidation Can Leave You Deeper In Debt

Jackie Beck | Posted 10.07.2014 | Money
Jackie Beck

Moving your debt around can give a false sense of relief. It makes you feel better about what you owe. That's a problem because most of us don't change until we can't stand a situation any longer. So you don't change anything about your behavior.

5 Steps to Loan Money to Your Kids and Actually Get Repaid

Neal Frankle | Posted 10.07.2014 | Money
Neal Frankle

I'm generally against loaning money to family - including the kids. Instead, I recommend they find other resources. But sometimes lending money to kids can be a win-win. At the very least, it doesn't have to be a lose-lose.

How To Budget For Holiday Travel

WiserAdvisor.com | Posted 10.03.2014 | Money
WiserAdvisor.com

Many people start thinking about their holiday plans -- and their budget for those plans -- around October or November, just a month or two before they need to start traveling and buying gifts.

7 Things to Do Right Now Because Your Personal Data Is Under Attack

Andrew Wang | Posted 10.03.2014 | Money
Andrew Wang

It is the growth in our online shopping habits and preference to use plastic over cash that have increased our vulnerability to identity theft.