If you have something to say...
Say it on the Huffington Post
If you have something to say...
Say it on the Huffington Post
Since fewer than 10 percent of the population has a regular pension, a huge chunk of Americans depend solely on Social Security, whose typical benefit is around $12,000 to $20,000 a year.
Life changes are applicable to just about every taxpayer, and that's where you should look to get the most out of your tax return.
There are so many things to consider when having a baby! Here is financial checklist to get you started.
Men may be from Mars and women from Venus, but when it comes to deciding who should manage the money in your household here on planet Earth, women may have the edge.
The similarities between distance running and money management are astounding when you think about it: The planning, the patience, the determination.
Even for tax filers who file in those last few days, April 1-15, those tax returns may be impacted by IRS layoffs due to sequestration as they would likely be processed after April 15. Don't take chances with your tax return. File your taxes now. Get it done. Get that big refund, and go enjoy it.
More often than not, if you dig below the surface of "lucky" people who have succeeded in their finances, careers or personal lives, you will find a tremendous amount of sacrifice, strategic planning and devotion.
I've always encouraged people to put the maximum amount into a 401(k) plan. Few do. Many put in little or nothing at all. Now they are looking at a bleak retirement. Or no retirement at all.
This month, millions of Americans will spend hours filling out and monitoring their NCAA Men's Basketball Tournament brackets. If they paid the same attention to their retirement planning, perhaps the country's savings programs would be in better shape.
Even though you may want to live forever, the question becomes: Can you afford it? The cold hard reality is that the cost of longevity is quickly outpacing most people's ability to pay for it.
Last month, the Federal Trade Commission released a new study that found a whopping 26 percent of people identified at least one error on their credit report. And it wasn't just people crying wolf.
Usher in a new season with a little saving o' the green during March. Whether you're spending money on St. Patrick's Day parties, Easter, Passover or spring cleaning (both indoor and outdoor), here are some of the best things to save on.
An emergency fund must be in place before you can be effective with many other aspects of your finances. If you're not convinced, here are three reasons why setting up an emergency fund is important.
Before teenagers get their driver's licenses, every DMV in the country should include questions about basic financial literacy on their driver's test.
Weddings are expensive, right? You spend a small fortune on the venue, dress, flowers, invitations and all the other extras in between. So why not make a little extra to help offset the cost of your wedding?
With the national savings rate hovering just below 1% and tax season in full swing, this seems like the most unfortunately opportune time to recognize how minuscule the balance of the average American family's checking account is at any one time.
