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Personal Finance

Little-Known Investment Opportunities You Should Be Taking Advantage Of

Simple. Thrifty. Living. | Posted 06.10.2015 | Business
Simple. Thrifty. Living.

Small-scale investors are not limited to a handful of familiar options. These days, online platforms offer private individuals the chance to step into the same financial arenas as the biggest global financiers. Here are five attractive investing opportunities for you to explore.

Where Do Airbnb Hosts Make The Most Money?

SmartAsset.com | Posted 06.10.2015 | Money
SmartAsset.com

Many of the most popular Airbnb destinations are also among the least affordable cities in the U.S. So how much money is it possible to make by listing a room or full home on Airbnb?

Yes, There Are Retirement Benefits For A Nonworking Spouse

Carrie Schwab-Pomerantz, CFP | Posted 06.13.2015 | Money
Carrie Schwab-Pomerantz, CFP

A little planning can help maximize the total benefit for your household. And why not? You've earned it!

Be Focused on Fees!

Bob Stammers | Posted 06.04.2015 | Business
Bob Stammers

Over the past few years, many investors have been quite happy with the returns received on their investments - especially those who decided to stay the course and not sell off their equities. However, we all know that past performance is not a guide to future performance.

Investing in the #1 Economy, China

Natalie Pace | Posted 06.04.2015 | Business
Natalie Pace

Part of investing in a new world is discovering exactly what those individuals love. Those countries and industries that are part of the migration of money from West to East will be blessed under the new dominion of China as the world's economic leader.

The Earlier The Better -– Parents Play A Pivotal Role In Financial Education

Shannon Schuyler | Posted 06.03.2015 | Education
Shannon Schuyler

Perhaps nothing influences a child more than the example set by his or her parents. When parents are comfortable talking about money -- their income, household expenses, and their own wants vs. needs -- chances are their children will be, too.

Sexy, Empowered and Free: How Your Money Can Make You Feel All Three

Jenn Lederer | Posted 06.03.2015 | Women
Jenn Lederer

We live in a society that tells us to PUSH through and "keep your eye on the prize." How could you possibly have time to slow down and listen to your intuition when there is so much to get done?

Credit Repair Services vs. Repairing Your Own Credit

Simple. Thrifty. Living. | Posted 06.28.2015 | Business
Simple. Thrifty. Living.

Repairing your credit can be an uphill battle, but with the right strategy, it's possible to improve your credit health over time. The big question is whether you want to use a credit repair service to accomplish your credit repair goal or take this project on yourself.

Baby On The Way: Are You Ready For Your New Financial Reality?

Carrie Schwab-Pomerantz, CFP | Posted 06.03.2015 | Parents
Carrie Schwab-Pomerantz, CFP

Raising a child is a costly proposition. The USDA estimated that a child born in 2013 will cost the average family about $245,000 -- before college!

7 Lessons Penny Stock Trading Has Taught Me About Life

Timothy Sykes | Posted 06.01.2015 | Business
Timothy Sykes

I started trading penny stocks as a high school student, and since I recently turned 34, that means I've been an active trader for more than 15 years. And while nobody likes to admit to getting older, my recent birthday has left me reflecting on what I've accomplished and where I want to go from here.

Is Social Security Really Going Bankrupt?

Bob Lotich | Posted 05.29.2015 | Money
Bob Lotich

Social Security isn't going bankrupt, at least not in the sense that we normally understand bankruptcy. But it is due for some kind of major haircut - and that's the scenario we all need to be preparing for.

Need to Adjust Your Financial Attitude? Start Here--Now!

Carrie Schwab-Pomerantz, CFP | Posted 05.28.2015 | Business
Carrie Schwab-Pomerantz, CFP

First, realize that you're not fighting a losing battle. The very fact that you see the problem and want to do something about it means you're already starting on the solution. And you're correct that it is a matter of attitude.

5 Credit Card Benefits You Didn't Know About

Robert Harrow | Posted 05.27.2015 | Business
Robert Harrow

Making purchases using credit cards usually has more than one perk associated with it. People tend to get so hung up on rewards miles and bonuses that they forget about the smaller, and quieter features provided to consumers by credit issuers.

Maximizing Your Social Security Benefit -- Focusing On The 'When' Factor

Gail Buckner | Posted 05.26.2015 | Money
Gail Buckner

When you see Social Security in terms of the benefit you may receive over the rest of your life instead of simply a monthly check, you will think more carefully about when to start your benefit.

Apple Pay: Making It Work For YOU

Carrie Schwab-Pomerantz, CFP | Posted 05.26.2015 | Money
Carrie Schwab-Pomerantz, CFP

There's been a great deal of talk about Apple Pay as well as other payment methods and how these systems are changing the way we pay for our purchases. I find the technology intriguing, and I'm all for ease and convenience. That said, I do have some concerns.

Making Your Portfolio Retirement Ready

Jacob Gold | Posted 05.29.2015 | Money
Jacob Gold

For many people, one of the biggest adjustments in retired life is learning how to manage their money without the regular income sources they've grown accustomed to in their working years.

Five Reasons Why Saving for Retirement Should Get Priority Over Paying Off Your Mortgage

Bob Lotich | Posted 05.29.2015 | Money
Bob Lotich

There's an almost perpetual debate as to which should get priority, saving for retirement or paying off your mortgage early. In a perfect world, the best solution would be to do both at the same time.

Have Low Mileage? You May Qualify for a Car Insurance Discount

Laura Adams | Posted 05.29.2015 | Money
Laura Adams

A new Princeton Survey Research Associates International study found that just 16 percent of Americans have asked their car insurance provider for common discounts -- meaning millions of dollars of potential savings have been left on the table.

31 Worst Fees in America

GOBankingRates | Posted 05.21.2015 | Money
GOBankingRates

Like the insidious overdraft penalty, the key to avoiding a replacement fee is to keep careful watch of your debit card and not lose it. If you do, try to take out cash through a teller and be patient until your replacement card arrives.

Annuities, Experts and My Losing 90 Pounds

Don McNay | Posted 05.21.2015 | Business
Don McNay

I was in a coffee shop, having breakfast with my daughter, Angela Luhys, on a week when my weight loss had reached the 90 pound mark since November. While sharing this great milestone with Angela, the guy in the booth behind me was trying to sell an annuity.

Credit Card Rewards Redemption: Value v. Points

CompareCards | Posted 05.21.2015 | Money
CompareCards

Understanding your credit card rewards can be tough! Those that play the rewards game and win, like ThePointsGuy.com and FrequentFlyerGuy.com, will often reference the importance of getting the most value from your points or miles in order to get more out of them than the typical 1 point=1 cent.

7 Ways to Teach Your Kids About Money This Summer

Steve Siebold | Posted 05.29.2015 | Parents
Steve Siebold

The most financially aware parents teach their children that it's right to want to be rich, and it's also possible for anyone who thinks big.

The CFPB & Prepaid Industry Face-Off

CompareCards | Posted 05.29.2015 | Money
CompareCards

The Consumer Financial Protection Bureau (CFPB) is a relatively new federal agency that was born in a swirl of political controversy, thanks to harsh opposition from many members of the financial industry and the lawmakers who strive to protect their interests.

Living Beneath Your Means: The Foundation of Financial Independence

Bob Lotich | Posted 05.20.2015 | Money
Bob Lotich

The whole concept of living beneath your means is so simple that it's virtually "old school". There's nothing high-minded about it, and no product to sell to help make it happen. There are a number of ways in which living beneath your means can virtually revolutionize your entire financial life.

More Retirees Are Dealing With Student Loan Debt

Simple. Thrifty. Living. | Posted 05.20.2015 | Business
Simple. Thrifty. Living.

It turns out that recent graduates are not the only ones being hammered by large amounts of student loan debt. More seniors than ever before are heading into retirement still paying off their student loan debt.