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Personal Finance

Utilize Credit Without Accumulating Holiday Debt

Kali Hawlk | Posted 12.28.2015 | Business
Kali Hawlk

The idea of "holiday debt" suggests that spending and debt go hand in hand. But spending isn't inherently bad, and neither is credit. Money is meant to be used -- used in a smart, responsible, and thoughtful way.

8 Startups Disrupting Multiple Industries From The World's Largest Startup Accelerator in Boston

David Ongchoco | Posted 01.04.2016 | Business
David Ongchoco

Each year, MassChallenge takes in 128 startups and provides them with resources that allow them to take their startup to the next level. We sat down with 8 different startups from this year's batch. That were tackling problems in various industries from healthcare and education to art and media to agriculture and food.

Why Millennials Have Different Investment Needs Compared to Their Parents' Generation

Shazir Mucklai | Posted 12.23.2015 | Business
Shazir Mucklai

Millennials somewhat differ from their parents' generation. Obviously, they also have other needs when it comes to investments. However, their preferences are actually not that different. What's new is their high level of debt and their tech-savviness.

Create a Financial Calendar for the New Year

Nathaniel Sillin | Posted 12.23.2015 | Business
Nathaniel Sillin

As New Year's Eve approaches, I hear more people making resolutions about their gym memberships and careers than about handling their money in the com...

How One Woman Went From Being Unemployed, to Becoming an Employer

Tiffany Aliche | Posted 12.22.2015 | Black Voices
Tiffany Aliche

The New Year quickly is quickly approaching and like many of you, I've been reflecting on my past, present and future.

Why Self-Discipline Is Overrated (And Why You Haven't Lost More Weight And Saved More Money)

Natasha Che | Posted 12.22.2015 | Healthy Living
Natasha Che

If you have not been able to reach the goals you had in mind or been stuck in an exhausting cycle of improvement/relapse, maybe it is time to give the weapon of self-discipline a rest. Does that mean you will have to give up your goals? Not necessarily. But it does mean that you need to look at these goals in the bigger context of your life and dig deeper at your own motivations.

If You Become Incapacitated, Will Your Family Know What to Do?

Carrie Schwab-Pomerantz, CFP | Posted 12.21.2015 | Business
Carrie Schwab-Pomerantz, CFP

Contemplating the possibility of dementia is tough, whether you're talking about yourself or a loved one. We want to think that it only happens to the very elderly, someone in their 90s such as your friend's mother. And so we put it off.

5 Ways to Eliminate Financial Envy

EBONY.com | Posted 12.21.2015 | Black Voices
EBONY.com

The best way to overcome envy is by taking actions that move you closer to your goals. If you work a 9-5, you have two opportunities each month to change the course of your financial destiny. Plan accordingly.

Wealthy Woman Tip: How to Remove Financial Stress from Your Life

Megan K. McAvoy | Posted 12.30.2015 | Business
Megan K. McAvoy

Did you know that 90% of Americans live under chronic stress? And, guess what the number one cause of stress is for most people... money! Have you...

Long-Term Care Planning -- Policies and Papers

William Borton | Posted 01.20.2016 | Business
William Borton

When contemplating the creation of a long-term care plan, you need to consider more than where and how you or a loved one may wish to receive care. You will need to determine the parameters of what that care would cost and decide how the care will be funded. Your own money or insurance, or a combination of both, are the most likely options.

Client Name: Mara Thon, Age: 26.2

Aleeka Kay Edwards | Posted 12.23.2015 | Hawaii
Aleeka Kay Edwards

Long-distance running is very similar to financial planning, both require persistence, consistency, proper pacing and the ability to trust your process.

Don't Let the Last-Minute Holiday Rush Crush Your Budget

Nathaniel Sillin | Posted 12.16.2015 | Business
Nathaniel Sillin

The final days of the holiday season offer constant temptation to overdo it. Whether it's gifts, decorations, food or drink, there seems to be a constant pressure to spend at year-end that can trip up the best of budgets. If this sounds like you, you're not alone.

How Student Loans Can Wreck a New Marriage

Aryea Aranoff | Posted 12.16.2015 | College
Aryea Aranoff

Are you a newlywed or thinking about getting married? Combining families, homes, cars, and even bank accounts is expected and embraced by most couples entering marriage. But there's one thing that many newlyweds forget they'll be sharing when they say, "I do"--their spouse's student loan debt.

10 Simple Year-End Income Tax Tips

Lule Demmissie | Posted 12.15.2015 | Business
Lule Demmissie

Sure the tax code is convoluted and April seems so far away, but consumers should seek out expert advice and learn as much as they can about tax basics and how financial products and decisions impact liability.

An Accessible Trip Down Chicago

Robert Kingett | Posted 12.15.2015 | Chicago
Robert Kingett

Even with all this commitment, there's still a bit of work that needs to be done in a few areas, such as with sidewalks around Chicago. Some sidewalks are heavily cracked and or half constructed, leaving a cane traveler such as myself cautiously treading in most areas.

Who Qualifies for Social Security Disability Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 12.14.2015 | Business
Carrie Schwab-Pomerantz, CFP

I wish there was a quick and easy answer to your question, but unfortunately there's nothing quick and easy about Social Security disability benefits (SSDI). There are a lot of rules and regulations regarding these benefits, and it's tough to qualify for them.

How to Finish 2015 With Financial Finesse

EBONY.com | Posted 12.14.2015 | Black Voices
EBONY.com

If you know that you are susceptible to following the crowd, then change the crowd: Surround yourself with friends that are about their money so you can do the same. You will be proud of yourself for being courageous and your nest egg will grow as a result.

5 Things to Do With an Unexpected Inheritance

Nathaniel Sillin | Posted 12.10.2015 | Business
Nathaniel Sillin

Whether it comes from a generous friend, relative or outside source, an unexpected financial windfall can be a life-changing blessing... or a very tough money lesson.

How to Give During the Holidays without Spending Too Much Money

SALT | Posted 12.10.2015 | College
SALT

During the holidays, finding the perfect gift is tough -- especially if it has to be the perfect price, too. By using some of the following advice, however, you can feel good about your gifting without blowing your budget.

5 Ways to Teach Your Child Good Savings Habits

Jacob Gold | Posted 12.22.2015 | Parents
Jacob Gold

Before you can get into any specifics around money or saving, you need to simply start the conversation. Introduce your kids to spending and savings practices by showing them how you make financial decisions and use math everywhere.

How Can We Cure What Ails American Family Finances?

Andrea Levere | Posted 12.08.2015 | Business
Andrea Levere

There's nothing simple about being a consumer of financial services these days. We're bombarded daily by tempting credit offers while living in a rea...

How to Save Money on Your Auto Repairs

Robert Harrow | Posted 12.08.2015 | Business
Robert Harrow

SpeedKingz/Shutterstock Guest post by ValuePenguin.com's Andrew Pentis Automobile mechanics and technicians are infamous for gouging unknowing driv...

Online Lenders Woo Students and Homebuyers

Shindy Chen | Posted 12.08.2015 | Technology
Shindy Chen

As marketplace lending reaches a tipping point, the biggest companies must figure out how to differentiate themselves.

6 Tips for Boosting Your Credit Score in 2016

CompareCards | Posted 12.15.2015 | Education
CompareCards

Paying monthly bills is a necessary chore that has a definite effect on your credit score. According to the FICO scoring model, your payments account for as much as 35 percent of your total score. Create reminders for due dates or establish a calendar for yourself to ensure you get everything paid on time.

How to Build Financial Intimacy in Your Marriage

EBONY.com | Posted 12.07.2015 | Black Voices
EBONY.com

Whether you are recently married, recently engaged or are a seasoned married couple, make sure that your shared financial goals will safeguard your family's fiscal peace of mind and sanctity. Here are five questions to consider when embarking on building a strong financial foundation and creating lasting financial intimacy.