As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.
With less than a month left in the year, you can easily get a rough idea of how much you will owe in taxes for the 2014 tax year. If your anticipated tax bill is giving you sticker shock, there are a number of investment moves you can take between now and the end of the year to help reduce your tax liability for the 2014 tax year.
After years of keeping his credit cards locked in a fire safe, Peter got an unpleasant surprise: a collection of statements totaling more than $55,000. Peter alleges his wife had broken into the safe and gone on a shopping spree at high-end department stores. To say the least, he wasn't happy about it, but they remained married for a few years, eventually divorcing in 2012.
So often during the holidays, people worry about over-extending their budgets or they feel bad that they can't afford the type of gifts they'd like to give. But to me, being generous isn't just about money. It's about being thoughtful and willing to share your time and knowledge as well as your good fortune.