It's no secret that having a good credit score is essential to a healthy financial future. So why do so many people still struggle to reach a FICO Score of 740 or higher? One theory is that many individuals are making the same habitual mistakes and don't even realize that they're actively jeopardizing their credit score.
Ultimately short on time and limited in outside investment knowledge and resources, High Net Workers and other busy Americans may be overlooking both investment and personal wealth management opportunities that would allow their portfolios to attain the same kind of success they've experienced in their careers.
Whether this person asks you for financial advice or the topic of his debt surfaces in some other fashion, he might be sensitive about the subject. Matters of money and debt are often associated with personal, emotional concerns. You'll want to be tactful in your discussion to avoid making matters worse.