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Personal Finance

Ann Brenoff

4 Retirement Fears And Their Antidotes

HuffingtonPost.com | Ann Brenoff | Posted 06.23.2014 | Fifty

We've all heard the numbers: 10,000 baby boomers a day are turning 65, what used to be the traditional age for retirement. While not everyone can affo...

Why Graduates Should Reconsider Their Bank

Richard Barrington | Posted 08.20.2014 | Money
Richard Barrington

Graduation is a turning point personally, socially and professionally. While those changes may take months or years to fully develop, getting your degree sets you on the beginnings of a new path.

Could an Adopt-a-Loan Program Take a Bite Out of Student Debt?

Adam Levin | Posted 08.20.2014 | College
Adam Levin

The private sector adopts all sorts of things -- highways, parks, medians, pets, pet projects -- so why not student loans? With the right tax incentives, an Adopt-a-Loan program could help ease the current financial quagmire of $1.3 trillion in student loan debt.

5 Tips to Keep Thieves Out of Your Bank and Brokerage Accounts

Andrew Wang | Posted 08.19.2014 | Hawaii
Andrew Wang

Today, data breaches at major retailers like Target have made cybercrime front page news. With ubiquitous computing, you cannot let your guard down for even a moment, especially when hackers are increasingly targeting bank and brokerage accounts.

What's On First -- Paying Off Student Loans Or Saving For Retirement?

Carrie Schwab-Pomerantz, CFP | Posted 08.18.2014 | Money
Carrie Schwab-Pomerantz, CFP

Paying off student loans is, in effect, keeping young adults from investing in their futures. It's bad for them -- and bad for the economy as a whole. But it doesn't have to be this way.

Paying the Cost of Being Poor

N. Kimron Corion | Posted 08.16.2014 | Money
N. Kimron Corion

I have always thought that when persons are poor their monthly expenses are normally very small or minimal. I have always believed that in society the...

Dave Ramsey's Daughter Reveals the Biggest Money Lesson She Learned From Dad

Casey Bond | Posted 08.15.2014 | Money
Casey Bond

Men are often viewed as the breadwinners and household money managers, but not many people can say their dad is a bona fide personal finance expert. Rachel Cruze, however, is one of the few people who can.

Baby-Boomer Downsizing? Perhaps Not So Fast

Jed Kolko | Posted 08.13.2014 | Business
Jed Kolko

While the share of 50- to 69-year-olds living in multi-unit buildings rose slightly in 2012 and 2013, the long-term trend among older households shows...

On Piketty: 90 Percent of Americans Support Higher Taxes on Investment Income

Odysseas Papadimitriou | Posted 08.11.2014 | Money
Odysseas Papadimitriou

I highlight three key findings from our study -- the full 2014 WalletHub Tax Fairness Survey includes detailed analysis of attitudes and opinions towards a range of tax policy questions.

How Can You Set A Good Financial Example For Your Kids?

Carrie Schwab-Pomerantz, CFP | Posted 08.11.2014 | Money
Carrie Schwab-Pomerantz, CFP

It's our turn to teach our kids that while times change, certain values remain the same. That's not old-fashioned; it's just smart.

WATCH LIVE: Re-Imagining America's Financial Services With Third Metric Principles

The Huffington Post | Alena Hall | Posted 06.09.2014 | Business

One in every four U.S. households today lives outside the country's traditional banking system to manage their finances. They instead rely on services...

What Elisabeth Kubler-Ross Can Teach You (And Me) About Retirement

April Rudin | Posted 08.09.2014 | Business
April Rudin

There it was, flickering on my Apple Cinema monitor: I was that 1 boomer in 3 with NO real retirement plan. I was totally busted. My head spun, and in the next few minutes, I went through all five stages of the Kübler-Ross grief model.

8 Ongoing Homeowner Expenses and How to Prepare For Them

Michael Corbett | Posted 08.06.2014 | HuffPost Home
Michael Corbett

Things break, things wear out, and unplanned expenditures pop up. It happens. You'll want to keep some emergency money handy for a leaky roof, clogged kitchen sink, or dripping hot water heater.

For The Healthy, Wealthy and Wise, The Future Is Long

Wray Herbert | Posted 08.04.2014 | Healthy Living
Wray Herbert

Psychological scientists are very interested in the dynamics of future planning, in part because people are so bad at it. There is circumstantial evidence that people who are financially irresponsible also take poor care of themselves. Is it possible that a single underlying trait is shaping behaviors that promote both health and wealth?

What Financial Steps Should You Take When A Spouse Dies?

Carrie Schwab-Pomerantz, CFP | Posted 08.04.2014 | Money
Carrie Schwab-Pomerantz, CFP

I understand your feelings during this stressful time. There's so much to think about and adjust to, and there are a lot of practical issues that have to be handled. Grief can muddy your thinking, so give yourself some time. And realize that you don't have to do everything yourself.

Do You Spend More On Cable Than You Save For Retirement?

Gina Horkey | Posted 08.03.2014 | Money
Gina Horkey

According to this article from Dave Ramsey's website, "the majority of American workers, 69 percent, have less than $50,000 saved for retirement -- 36 percent have less than $1,000."

Having 'The Talk' With Your College-Bound Student

Mary Johnson | Posted 08.02.2014 | College
Mary Johnson

Parents may be experiencing a little trepidation and separation anxiety over their child leaving home, but having the "money talk" is a great way to stay connected and still make a positive difference in their lives.

Money for Nothing? Well, Almost...

Jason Gordo | Posted 07.30.2014 | Money
Jason Gordo

Money for nothing doesn't exist, but something does come close: generating money through compound interest. One of the most common ways investors generate compound interest is by investing in a diversified portfolio of ingredients from the financial markets: stocks, bonds, real estate, and commodities.

What To Do When Bank Loans Aren't An Option

Paul Aitken | Posted 07.30.2014 | Money
Paul Aitken

This new financial alternative allows individuals to borrow from $1,000 up to $2 million in just a few hours. The process is safe, fast, respectable, private -- and very dependable.

5 Tips Before Leaving Your Kids an Inheritance

Robert Pagliarini | Posted 07.30.2014 | Money
Robert Pagliarini

What is your view of inherited money? Is it an "initiative sucker" or can it be used to create a better and more fulfilled life?

5 Ways to Seek a Meaningful Paycheck

Kimberly Palmer | Posted 07.29.2014 | Money
Kimberly Palmer

Is it possible to have the best of both worlds -- financial success as well as meaningful work; a sense of satisfaction and fulfillment as well as relaxation and a good night's sleep? Here are five suggestions about how to balance ambition with tranquility.

7 Creative Ways To Pay For College (Without Taking On More Loans!)

WiserAdvisor.com | Posted 07.29.2014 | College
WiserAdvisor.com

With a little creativity and some hard work on your part, you can enter your brand-new adult life with way more financial freedom.

Time For Bitcoin to Come Out of the Closet?

Jim Gibson | Posted 07.28.2014 | Business
Jim Gibson

The evidence is beginning to pile up. Evidence for eventual full recognition of Bitcoin as an alternative payment system. Take a look at this list of recent events.

Who Qualifies For Social Security Survivor Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 07.28.2014 | Money
Carrie Schwab-Pomerantz, CFP

The death of a spouse is probably one of the most stressful times in life at any age. Being young, and now solely responsible for your kids, makes it all the more so. There's so much to think about and so many details to handle, that I totally understand your delaying dealing with Social Security. But in spite of the complications, it's worth the effort.

Ten Important Things a Non-Finance Person Should Know About Personal Finance

Quora | Posted 07.27.2014 | Money
Quora

Spend less than your cash flow. Easy enough concept, and it is the number one rule.